Metro area · AR
Lenders in Hot Springs, AR
18 lenders made 37 multifamily loans in the Hot Springs, AR metro area in 2024 and 2025, $63.7M in all. Uplift Bank made the most, with 6. The typical loan was about $640K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 18
- HMDA,
- Multifamily loans, 2024-25
- 37
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $63.7M
- HMDA,
- Typical loan
- $640K
- HMDA,
Cite this
Source: The Lender Report, Lenders in Hot Springs, AR, https://lender.report/lenders-in/hot-springs-ar/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Uplift Bank multifamily record | Bank | Arkadelphia, AR | 6 | $4.34M | 1 | 5 |
| Arvest Bank multifamily record | Bank | Fayetteville, AR | 5 | $8.20M | 4 | 1 |
| Merchants and Farmers Bank multifamily record | Bank | Dumas, AR | 3 | $2.90M | 1 | 2 |
| Arkansas Credit Union multifamily record | Credit union | Little Rock, AR | 2 | $13.4M | 2 | 0 |
| The Citizens Bank multifamily record | Bank | Batesville, AR | 2 | $1.94M | 0 | 2 |
| The Malvern National Bank multifamily record | Bank | Malvern, AR | 2 | $1.08M | 2 | 0 |
| Bellwether Enterprise Real Estate Capital, LLC multifamily record | Non-bank | Cleveland, OH | 1 | $8.50M | 1 | 0 |
| First Service Bank multifamily record | Bank | Greenbrier, AR | 1 | $8.20M | 0 | 1 |
| SpiritBank multifamily record | Bank | Tulsa, OK | 1 | $6.00M | 1 | 0 |
| Stone Bank multifamily record | Bank | Mountain View, AR | 1 | $2.00M | 0 | 1 |
| Sterling Bank multifamily record | Bank | Poplar Bluff, MO | 1 | $1.20M | 1 | 0 |
| Deephaven Mortgage LLC multifamily record | Non-bank | Charlotte, NC | 1 | $980K | 0 | 1 |
| American Heritage Lending, LLC multifamily record | Non-bank | Irvine, CA | 1 | $520K | 1 | 0 |
| Peoples Bank multifamily record | Bank | Sheridan, AR | 1 | $520K | 1 | 0 |
| First Community Bank multifamily record | Bank | Batesville, AR | 1 | $400K | 0 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Garland County, AR | 37 | $63.3M | 18 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 25 |
| $1M to $2.5M | 6 |
| $2.5M to $5M | 1 |
| $5M to $10M | 4 |
| $10M or more | 1 |
- Lenders made 37 multifamily loans totaling $63.7M in Hot Springs, AR in 2024 and 2025. HMDA,
- 5 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 18 of the loans were made in 2025 and 19 in 2024. HMDA,
- The typical loan in Hot Springs, AR was about $640K, with the middle half between $340K and $1.4M. HMDA,
- 25 of the loans were under $1M, and 5 were $5M or more. HMDA,
- Lenders reported a median rate of 7.63% on 25 loans in Hot Springs, AR, with the middle half between 7.25% and 8.50%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 77%. HMDA,
- 35% of the loans were refinancings and 65% were purchases. HMDA,
- Banks and savings institutions made 27 of the loans, credit unions 2, and non-banks 3. HMDA,
- The five most active lenders made 48.6% of the loans. HMDA,
- The three most active lenders were Uplift Bank with 6, Arvest Bank with 5, and Merchants and Farmers Bank with 3. HMDA,
- 13 of the 18 lenders are based in Arkansas. The rest are based elsewhere, most often in California, Missouri and North Carolina. HMDA,
- The most common property size was 5 to 24 units, with 24 loans. HMDA,
- 1 county in the metro area has loans on record, and Garland County, AR has the most, with 37. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Hot Springs, AR metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.