Metro area · ID
Lenders in Idaho Falls, ID
15 lenders made 25 multifamily loans in the Idaho Falls, ID metro area in 2024 and 2025, $179M in all. The Bank of Commerce made the most, with 4. The typical loan was about $4.6M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 15
- HMDA,
- Multifamily loans, 2024-25
- 25
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $179M
- HMDA,
- Typical loan
- $4.6M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Idaho Falls, ID, https://lender.report/lenders-in/idaho-falls-id/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| The Bank of Commerce multifamily record | Bank | Ammon, ID | 4 | $3.36M | 4 | 0 |
| Berkadia Commercial Mortgage multifamily record | Non-bank | Ambler, PA | 3 | $47.0M | 1 | 2 |
| America First Credit Union multifamily record | Credit union | Riverdale, UT | 3 | $20.3M | 3 | 0 |
| Idaho Central Credit Union multifamily record | Credit union | Chubbuck, ID | 3 | $1.66M | 3 | 0 |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 2 | $10.8M | 1 | 1 |
| M&T Realty Capital Corporation multifamily record | Non-bank | Buffalo, NY | 1 | $22.0M | 0 | 1 |
| Zions Bancorporation, N.A. multifamily record | Bank | Salt Lake City, UT | 1 | $21.0M | 0 | 1 |
| Orion Credit Union multifamily record | Credit union | Memphis, TN | 1 | $15.0M | 1 | 0 |
| Greystone Servicing Corporation, Inc. multifamily record | Non-bank | Memphis, TN | 1 | $12.0M | 0 | 1 |
| CBRE Multifamily Capital, Inc. multifamily record | Non-bank | Houston, TX | 1 | $11.0M | 1 | 0 |
| River City Bank multifamily record | Bank | Sacramento, CA | 1 | $6.00M | 0 | 1 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 1 | $6.00M | 1 | 0 |
| LendingOne LLC multifamily record | Non-bank | Boca Raton, FL | 1 | $2.10M | 0 | 1 |
| D. L. Evans Bank multifamily record | Bank | Burley, ID | 1 | $1.50M | 0 | 1 |
| Mountain America Credit Union multifamily record | Credit union | Sandy, UT | 1 | $1.50M | 0 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Bonneville County, ID | 21 | $133M | 13 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 7 |
| $1M to $2.5M | 4 |
| $2.5M to $5M | 2 |
| $5M to $10M | 3 |
| $10M or more | 9 |
- Lenders made 25 multifamily loans totaling $179M in Idaho Falls, ID in 2024 and 2025. HMDA,
- 15 of the loans were made in 2025 and 10 in 2024. HMDA,
- The typical loan in Idaho Falls, ID was about $4.6M, with the middle half between $980K and $13M. HMDA,
- 7 of the loans were under $1M, and 12 were $5M or more. HMDA,
- Lenders reported a median rate of 5.91% on 19 loans in Idaho Falls, ID, with the middle half between 5.58% and 6.63%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 60%. HMDA,
- 28% of the loans were refinancings and 60% were purchases. HMDA,
- Banks and savings institutions made 9 of the loans, credit unions 8, and non-banks 8. HMDA,
- The five most active lenders made 60.0% of the loans. HMDA,
- The three most active lenders were The Bank of Commerce with 4, Berkadia Commercial Mortgage with 3, and America First Credit Union with 3. HMDA,
- 3 of the 15 lenders are based in Idaho. The rest are based elsewhere, most often in Utah, Tennessee and California. HMDA,
- The most common property size was 5 to 24 units, with 11 loans. HMDA,
- 1 county in the metro area has loans on record, and Bonneville County, ID has the most, with 21. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Idaho Falls, ID metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.