County · KY

Multifamily lenders in Warren County, KY

29 lenders made 125 multifamily loans in Warren County, KY in 2024 and 2025, $460.3M in all. American Bank & Trust Company, Inc. made the most, with 24. The typical loan was about $960K. The county is part of the Bowling Green, KY metro area.

Evidence
Multifamily loans placed in the county, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
29
HMDA,
Multifamily loans, 2024-25
125
HMDA,
Manufactured-home parks excluded
Dollars
$460M
HMDA,
Typical loan
$960K
HMDA,

Cite this

Source: The Lender Report, Multifamily lenders in Warren County, KY, https://lender.report/lenders-in/kentucky/warren-county/, data as of December 31, 2025.

Describe a deal in Warren County, KY

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

Show multifamily loans in Warren County, KYOn this list? Find your page

Warren County, KY multifamily lenders. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansDollars2025 loans2024 loansTypical loan
American Bank & Trust Company, Inc. multifamily recordBankBowling Green, KY24$56.8M168$840K
German American Bank multifamily recordBankJasper, IN12$15.8M57$860K
Farmers Bank and Trust Company multifamily recordBankMarion, KY12$12.3M210$1M
Independence Bank of Kentucky multifamily recordBankOwensboro, KY9$20.7M45$840K
South Central Bank, Inc. multifamily recordBankGlasgow, KY9$12.3M90$940K
Franklin Bank & Trust Company multifamily recordBankFranklin, KY8$17.3M44$920K
Edmonton State Bank multifamily recordBankGlasgow, KY7$12.1M25$1.1M
Bank of Edmonson County multifamily recordBankBrownsville, KY7$8.34M34$880K
First Southern National Bank multifamily recordBankLancaster, KY7$6.84M16$940K
The Cecilian Bank multifamily recordBankCecilia, KY4$8.56M31$2.4M
FirstBank multifamily recordBankNashville, TN3$6.96M30$2.3M
First Financial Bank, National Association multifamily recordBankTerre Haute, IN3$5.76M03$1.4M
Lument Real Estate Capital multifamily recordNon-bankColumbus, OH2$85.0M11$57M
PNC Bank, National Association multifamily recordBankWilmington, DE2$50.0M20$38M
Commonwealth Credit Union multifamily recordCredit unionFrankfort, KY2$3.60M20$2.4M
Stock Yards Bank & Trust Company multifamily recordBankLouisville, KY1$55.0M01$55M
Walker & Dunlop, LLC multifamily recordNon-bankBethesda, MD1$42.0M10$42M
Merchants Capital Corp. multifamily recordNon-bankCarmel, IN1$14.0M01$14M
Arbor Realty Trust, Inc. multifamily recordNon-bankUniondale, NY1$6.30M10$6.3M
Greystone Servicing Corporation, Inc. multifamily recordNon-bankMemphis, TN1$4.70M10$4.7M
The Monticello Banking Company multifamily recordBankMonticello, KY1$4.50M10$4.5M
Forcht Bank, National Association multifamily recordBankLexington, KY1$2.70M10$2.7M
One Bank of Tennessee multifamily recordBankCookeville, TN1$2.10M01$2.1M
The Park National Bank multifamily recordBankNewark, OH1$2.00M10$2M
Old National Bank multifamily recordBankEvansville, IN1$1.80M01$1.8M
Studio BankBankNashville, TN1$1.10M01$1.1M
Macon Bank and Trust Company multifamily recordBankLafayette, TN1$800K10$800K
Morgantown Bank & Trust Company, IncorporatedBankMorgantown, KY1$680K01$680K
Pinnacle Bank multifamily recordBankNashville, TN1$680K10$680K
HMDA,

Check a deal in Warren County, KY in Loan Comps

Loans by size in Warren County, KY
Loan sizeLoansLenders
Under $1M6715
$1M to $2.5M3116
$2.5M to $5M139
$5M to $10M44
$10M or more107
HMDA,
  • Lenders made 125 multifamily loans totaling $460.3M in Warren County, KY in 2024 and 2025. HMDA,
  • 65 of the loans were made in 2025 and 60 in 2024. HMDA,
  • The typical loan in Warren County, KY was about $960K, with the middle half between $680K and $2.1M. HMDA,
  • 67 of the loans were under $1M, and 14 were $5M or more. HMDA,
  • Lenders reported a median rate of 7.06% on 69 loans in Warren County, KY, with the middle half between 6.75% and 7.50%. HMDA,
  • The median term was 5 years. HMDA,
  • The median loan to value was 75%. HMDA,
  • 29% of the loans were refinancings and 70% were purchases. HMDA,
  • Banks and savings institutions made 117 of the loans, credit unions 2, and non-banks 6. HMDA,
  • The five most active lenders made 52.8% of the loans. HMDA,
  • The three most active lenders were American Bank & Trust Company, Inc. with 24, German American Bank with 12, and Farmers Bank and Trust Company with 12. HMDA,
  • 14 of the 29 lenders are based in Kentucky. The rest are based elsewhere, most often in Tennessee, Indiana and Ohio. HMDA,
  • The most common property size was 5 to 24 units, with 90 loans. HMDA,
  • Warren County, KY is part of the Bowling Green, KY metro area, which has its own page. OMB metro list,

How this list is defined

Measure
Multifamily loans made in Warren County, KY
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.