County · KY
Multifamily lenders in Kenton County, KY
25 lenders made 44 multifamily loans in Kenton County, KY in 2024 and 2025, $235M in all. Stock Yards Bank & Trust Company made the most, with 7. The typical loan was about $900K. The county is part of the Cincinnati, OH-KY-IN metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 25
- HMDA,
- Multifamily loans, 2024-25
- 44
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $235M
- HMDA,
- Typical loan
- $900K
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Kenton County, KY, https://lender.report/lenders-in/kentucky/kenton-county/, data as of December 31, 2025.
Describe a deal in Kenton County, KY
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
Show multifamily loans in Kenton County, KYOn this list? Find your page
| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Stock Yards Bank & Trust Company multifamily record | Bank | Louisville, KY | 7 | $4.24M | 5 | 2 | $680K |
| Republic Bank & Trust Company multifamily record | Bank | Louisville, KY | 4 | $3.94M | 3 | 1 | $900K |
| Forcht Bank, National Association multifamily record | Bank | Lexington, KY | 4 | $2.66M | 1 | 3 | $660K |
| Bellwether Enterprise Real Estate Capital, LLC multifamily record | Non-bank | Cleveland, OH | 3 | $52.0M | 3 | 0 | $16M |
| Heritage Bank, Inc. multifamily record | Bank | Burlington, KY | 3 | $4.78M | 1 | 2 | $880K |
| The Park National Bank multifamily record | Bank | Newark, OH | 2 | $6.30M | 2 | 0 | $6M |
| Guardian Savings Bank multifamily record | Savings | West Chester, OH | 2 | $4.18M | 2 | 0 | $3.5M |
| First National Bank of Kentucky multifamily record | Bank | Carrollton, KY | 2 | $700K | 2 | 0 | $380K |
| First Financial Bank multifamily record | Bank | Cincinnati, OH | 1 | $48.0M | 1 | 0 | $48M |
| Peoples Bank multifamily record | Bank | Marietta, OH | 1 | $35.0M | 1 | 0 | $35M |
| PNC Bank, National Association multifamily record | Bank | Wilmington, DE | 1 | $18.0M | 0 | 1 | $18M |
| Greystone Servicing Corporation, Inc. multifamily record | Non-bank | Memphis, TN | 1 | $14.0M | 0 | 1 | $14M |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 1 | $12.0M | 1 | 0 | $12M |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 1 | $6.70M | 0 | 1 | $6.7M |
| WesBanco Bank, Inc. multifamily record | Bank | Wheeling, WV | 1 | $5.30M | 1 | 0 | $5.3M |
| Central Bank & Trust Co. multifamily record | Bank | Lexington, KY | 1 | $4.90M | 1 | 0 | $4.9M |
| Pinnacle Bank multifamily record | Bank | Nashville, TN | 1 | $4.20M | 0 | 1 | $4.2M |
| ReadyCap Commercial LLC multifamily record | Non-bank | Berkeley Heights, NJ | 1 | $2.00M | 1 | 0 | $2M |
| Peoples Exchange Bank multifamily record | Bank | Winchester, KY | 1 | $1.90M | 0 | 1 | $1.9M |
| Civista Bank multifamily record | Bank | Sandusky, OH | 1 | $980K | 0 | 1 | $980K |
| Liberty Credit Union multifamily record | Credit union | Evansville, IN | 1 | $700K | 1 | 0 | $700K |
| BPL Mortgage, LLC multifamily record | Non-bank | Oakbrook Terrace, IL | 1 | $640K | 1 | 0 | $640K |
| Cinfed Credit Union multifamily record | Credit union | Cincinnati, OH | 1 | $480K | 1 | 0 | $480K |
| The Cincinnatus Savings & Loan Co. multifamily record | Savings | Cincinnati, OH | 1 | $460K | 1 | 0 | $460K |
| U.S. Bank National Association multifamily record | Bank | Cincinnati, OH | 1 | $160K | 1 | 0 | $160K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 24 | 13 |
| $1M to $2.5M | 5 | 5 |
| $2.5M to $5M | 4 | 4 |
| $5M to $10M | 3 | 3 |
| $10M or more | 8 | 6 |
- Lenders made 44 multifamily loans totaling $235M in Kenton County, KY in 2024 and 2025. HMDA,
- 30 of the loans were made in 2025 and 14 in 2024. HMDA,
- The typical loan in Kenton County, KY was about $900K, with the middle half between $460K and $5.3M. HMDA,
- 24 of the loans were under $1M, and 11 were $5M or more. HMDA,
- Lenders reported a median rate of 7.00% on 35 loans in Kenton County, KY, with the middle half between 6.27% and 7.25%. HMDA,
- The median term was 5.5 years. HMDA,
- The median loan to value was 72%. HMDA,
- 34% of the loans were refinancings and 52% were purchases. HMDA,
- Banks and savings institutions made 34 of the loans, credit unions 2, and non-banks 8. HMDA,
- The five most active lenders made 47.7% of the loans. HMDA,
- The three most active lenders were Stock Yards Bank & Trust Company with 7, Republic Bank & Trust Company with 4, and Forcht Bank, National Association with 4. HMDA,
- 7 of the 25 lenders are based in Kentucky. The rest are based elsewhere, most often in Ohio, Tennessee and Delaware. HMDA,
- The most common property size was 5 to 24 units, with 27 loans. HMDA,
- Kenton County, KY is part of the Cincinnati, OH-KY-IN metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Kenton County, KY
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.