Metro area · CA
Lenders in San Diego, CA
91 lenders made 765 multifamily loans in the San Diego-Chula Vista-Carlsbad, CA metro area in 2024 and 2025, $7.4B in all. JPMorgan Chase Bank, National Association made the most, with 246. The typical loan was about $1.9M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 91
- HMDA,
- Multifamily loans, 2024-25
- 765
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $7.40B
- HMDA,
- Typical loan
- $1.9M
- HMDA,
Cite this
Source: The Lender Report, Lenders in San Diego, CA, https://lender.report/lenders-in/san-diego-ca/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| JPMorgan Chase Bank, National Association multifamily record | Bank | Columbus, OH | 246 | $690M | 145 | 101 |
| Mission Credit Union multifamily record | Credit union | San Diego, CA | 61 | $122M | 39 | 22 |
| Citizens Bank, National Association multifamily record | Bank | Providence, RI | 55 | $137M | 51 | 4 |
| U.S. Bank National Association multifamily record | Bank | Cincinnati, OH | 37 | $137M | 23 | 14 |
| Conventus Lending LLC multifamily record | Non-bank | San Francisco, CA | 30 | $80.1M | 26 | 4 |
| The Golden 1 Credit Union multifamily record | Credit union | Sacramento, CA | 21 | $64.3M | 13 | 8 |
| EverBank, National Association multifamily record | Bank | Jacksonville, FL | 19 | $96.1M | 19 | 0 |
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 15 | $26.2M | 8 | 7 |
| Malaga Bank F.S.B. multifamily record | Savings | Palos Verdes Peninsula, CA | 14 | $18.7M | 10 | 4 |
| Berkadia Commercial Mortgage multifamily record | Non-bank | Ambler, PA | 12 | $240M | 7 | 5 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 11 | $657M | 9 | 2 |
| Citibank, National Association multifamily record | Bank | Sioux Falls, SD | 11 | $169M | 7 | 4 |
| Zions Bancorporation, N.A. multifamily record | Bank | Salt Lake City, UT | 11 | $88.5M | 6 | 5 |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 10 | $2.85B | 6 | 4 |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 10 | $168M | 3 | 7 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| San Diego County, CA | 753 | $7.22B | 90 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 109 |
| $1M to $2.5M | 353 |
| $2.5M to $5M | 136 |
| $5M to $10M | 61 |
| $10M or more | 106 |
- Lenders made 765 multifamily loans totaling $7.4B in San Diego, CA in 2024 and 2025. HMDA,
- 13 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 487 of the loans were made in 2025 and 278 in 2024. HMDA,
- The typical loan in San Diego, CA was about $1.9M, with the middle half between $1.2M and $4.2M. HMDA,
- 109 of the loans were under $1M, and 167 were $5M or more. HMDA,
- Lenders reported a median rate of 6.11% on 732 loans in San Diego, CA, with the middle half between 5.79% and 6.69%. HMDA,
- The median term was 15 years. HMDA,
- The median loan to value was 54%. HMDA,
- 59% of the loans were refinancings and 37% were purchases. HMDA,
- Banks and savings institutions made 484 of the loans, credit unions 103, and non-banks 165. HMDA,
- The five most active lenders made 56.1% of the loans. HMDA,
- The three most active lenders were JPMorgan Chase Bank, National Association with 246, Mission Credit Union with 61, and Citizens Bank, National Association with 55. HMDA,
- 39 of the 91 lenders are based in California. The rest are based elsewhere, most often in Ohio, North Carolina and New York. HMDA,
- The most common property size was 5 to 24 units, with 551 loans. HMDA,
- 1 county in the metro area has loans on record, and San Diego County, CA has the most, with 753. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the San Diego, CA metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.