Metro area · OH
Lenders in Springfield, OH
10 lenders made 38 multifamily loans in the Springfield, OH metro area in 2024 and 2025, $31.5M in all. New Carlisle Federal Savings Bank made the most, with 11. The typical loan was about $440K.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 10
- HMDA,
- Multifamily loans, 2024-25
- 38
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $31.5M
- HMDA,
- Typical loan
- $440K
- HMDA,
Cite this
Source: The Lender Report, Lenders in Springfield, OH, https://lender.report/lenders-in/springfield-oh/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| New Carlisle Federal Savings Bank multifamily record | Savings | New Carlisle, OH | 11 | $5.02M | 5 | 6 |
| The Citizens National Bank of Bluffton multifamily record | Bank | Bluffton, OH | 8 | $9.64M | 6 | 2 |
| The Park National Bank multifamily record | Bank | Newark, OH | 6 | $2.40M | 4 | 2 |
| The Farmers & Merchants State Bank multifamily record | Bank | Archbold, OH | 3 | $880K | 1 | 2 |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 2 | $6.50M | 0 | 2 |
| The Merchants National Bank multifamily record | Bank | Hillsboro, OH | 2 | $2.70M | 0 | 2 |
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 2 | $1.46M | 2 | 0 |
| Velocity Commercial Capital LLC multifamily record | Non-bank | Westlake Village, CA | 2 | $740K | 2 | 0 |
| Union Savings Bank multifamily record | Savings | Cincinnati, OH | 1 | $1.60M | 0 | 1 |
| CFBank, National Association multifamily record | Bank | Columbus, OH | 1 | $440K | 1 | 0 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Clark County, OH | 38 | $31.4M | 10 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 29 |
| $1M to $2.5M | 6 |
| $2.5M to $5M | 3 |
| $5M to $10M | 0 |
| $10M or more | 0 |
- Lenders made 38 multifamily loans totaling $31.5M in Springfield, OH in 2024 and 2025. HMDA,
- 21 of the loans were made in 2025 and 17 in 2024. HMDA,
- The typical loan in Springfield, OH was about $440K, with the middle half between $260K and $900K. HMDA,
- 29 of the loans were under $1M, and 0 were $5M or more. HMDA,
- Lenders reported a median rate of 7.50% on 26 loans in Springfield, OH, with the middle half between 7.00% and 8.25%. HMDA,
- The median term was 20 years. HMDA,
- The median loan to value was 75%. HMDA,
- 42% of the loans were refinancings and 58% were purchases. HMDA,
- Banks and savings institutions made 32 of the loans, credit unions 0, and non-banks 6. HMDA,
- The three most active lenders were New Carlisle Federal Savings Bank with 11, The Citizens National Bank of Bluffton with 8, and The Park National Bank with 6. HMDA,
- 8 of the 10 lenders are based in Ohio. The rest are based elsewhere, most often in California and Illinois. HMDA,
- The most common property size was 5 to 24 units, with 29 loans. HMDA,
- 1 county in the metro area has loans on record, and Clark County, OH has the most, with 38. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Springfield, OH metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.