Metro area · NJ
Lenders in Trenton, NJ
16 lenders made 39 multifamily loans in the Trenton-Princeton, NJ metro area in 2024 and 2025, $155.3M in all. RF Renovo Management Company, LLC made the most, with 9. The typical loan was about $1.2M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 16
- HMDA,
- Multifamily loans, 2024-25
- 39
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $155M
- HMDA,
- Typical loan
- $1.2M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Trenton, NJ, https://lender.report/lenders-in/trenton-nj/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 9 | $9.20M | 1 | 8 |
| Spencer Savings Bank, SLA multifamily record | Savings | Elmwood Park, NJ | 4 | $10.3M | 2 | 2 |
| The Bank of Princeton multifamily record | Bank | Princeton, NJ | 4 | $9.52M | 2 | 2 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 3 | $16.1M | 1 | 2 |
| Re Investment Loans LLC multifamily record | Non-bank | Greenwood Village, CO | 3 | $3.50M | 3 | 0 |
| Provident Bank multifamily record | Savings | Jersey City, NJ | 2 | $34.4M | 2 | 0 |
| Kearny Bank multifamily record | Savings | Kearny, NJ | 2 | $22.8M | 0 | 2 |
| First Bank multifamily record | Bank | Hamilton, NJ | 2 | $18.6M | 0 | 2 |
| Velocity Commercial Capital LLC multifamily record | Non-bank | Westlake Village, CA | 2 | $600K | 1 | 1 |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 1 | $22.0M | 0 | 1 |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 1 | $2.30M | 0 | 1 |
| S&T Bank multifamily record | Bank | Indiana, PA | 1 | $680K | 0 | 1 |
| Wilmington Savings Fund Society, FSB multifamily record | Savings | Wilmington, DE | 1 | $440K | 1 | 0 |
| Greenbox Loans multifamily record | Non-bank | Los Angeles, CA | 1 | $400K | 1 | 0 |
| Hometown Equity Mortgage, LLC multifamily record | Non-bank | Lake Forest, CA | 1 | $400K | 1 | 0 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Mercer County, NJ | 39 | $156M | 16 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 16 |
| $1M to $2.5M | 10 |
| $2.5M to $5M | 5 |
| $5M to $10M | 3 |
| $10M or more | 5 |
- Lenders made 39 multifamily loans totaling $155.3M in Trenton, NJ in 2024 and 2025. HMDA,
- 1 of these loans was made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 16 of the loans were made in 2025 and 23 in 2024. HMDA,
- The typical loan in Trenton, NJ was about $1.2M, with the middle half between $520K and $4.3M. HMDA,
- 16 of the loans were under $1M, and 8 were $5M or more. HMDA,
- Lenders reported a median rate of 7.04% on 28 loans in Trenton, NJ, with the middle half between 6.22% and 8.00%. HMDA,
- The median term was 30 years. HMDA,
- The median loan to value was 70%. HMDA,
- 67% of the loans were refinancings and 28% were purchases. HMDA,
- Banks and savings institutions made 16 of the loans, credit unions 0, and non-banks 22. HMDA,
- The five most active lenders made 59.0% of the loans. HMDA,
- The three most active lenders were RF Renovo Management Company, LLC with 9, Spencer Savings Bank, SLA with 4, and The Bank of Princeton with 4. HMDA,
- 5 of the 16 lenders are based in New Jersey. The rest are based elsewhere, most often in California, Illinois and Colorado. HMDA,
- The most common property size was 5 to 24 units, with 27 loans. HMDA,
- 1 county in the metro area has loans on record, and Mercer County, NJ has the most, with 39. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Trenton, NJ metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.