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The Lender Report built this page from public records. Provident Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Provident Bank itself. Each figure shows its source and date. Work at Provident Bank? You can claim this page for free.
Multifamily record
Provident Bank: multifamily loans made
Provident Bank, a savings institution based in Jersey City, NJ, made 155 multifamily loans in 2024 and 2025, $901.1M in all, in 6 states. The typical loan was about $2.7M, and the largest about $42M. Most were in Hudson County, NJ.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 155
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $901M
- HMDA,
- Rounded amounts
- Typical loan
- $2.7M
- HMDA,
- Largest loan
- $42M
- HMDA,
- Rounded to 2 significant figures
- States
- 6
- HMDA,
Cite this
Source: The Lender Report, Provident Bank: multifamily loans made, https://lender.report/lender/provident-bank-nj/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Westchester County, NY | Refinance, 150 or more units | $39M | 5.77% | 5 yr | 55% | HMDA 2025 |
| 2025 | Hudson County, NJ | Refinance, 50 to 99 units | $35M | 5.42% | 7 yr | 51% | HMDA 2025 |
| 2025 | Mercer County, NJ | Refinance, 150 or more units | $32M | 5.5% | 5 yr | 60% | HMDA 2025 |
| 2025 | Hunterdon County, NJ | Refinance, 150 or more units | $29M | 5.75% | 10 yr | 66% | HMDA 2025 |
| 2025 | Hillsborough County, FL | Refinance, 50 to 99 units | $28M | 6.25% | 5 yr | 70% | HMDA 2025 |
| 2025 | Queens County, NY | Refinance, 150 or more units | $27M | 5.61% | 5 yr | 50% | HMDA 2025 |
| 2025 | Essex County, NJ | Purchase, 50 to 99 units | $22M | 6.02% | 4.3 yr | 67% | HMDA 2025 |
| 2025 | Essex County, NJ | Refinance, 50 to 99 units | $20M | 6.43% | 3 yr | 52% | HMDA 2025 |
| 2025 | Union County, NJ | Refinance, 50 to 99 units | $18M | 5.6% | 5 yr | 57% | HMDA 2025 |
| 2025 | Chester County, PA | Purchase, 50 to 99 units | $16M | 6.95% | 6.5 yr | 57% | HMDA 2025 |
| 2025 | Washington County, TN | Refinance, 150 or more units | $16M | 5.89% | 3 yr | 31% | HMDA 2025 |
| 2025 | Somerset County, NJ | Purchase, 50 to 99 units | $13M | 5.85% | 10 yr | 65% | HMDA 2025 |
| 2025 | Gloucester County, NJ | Purchase, 50 to 99 units | $12M | 7% | 7 yr | 43% | HMDA 2025 |
| 2025 | Hillsborough County, NH | Purchase, 100 to 149 units | $12M | 6.5% | 5 yr | 59% | HMDA 2025 |
| 2025 | Butler County, PA | Refinance, 50 to 99 units | $11M | 6.5% | 5 yr | 74% | HMDA 2025 |
| 2025 | Queens County, NY | Refinance, 50 to 99 units | $11M | 5.85% | 10 yr | 57% | HMDA 2025 |
| 2025 | Essex County, NJ | Refinance, 50 to 99 units | $10M | 6.13% | 5 yr | HMDA 2025 | |
| 2025 | New York County, NY | Refinance, 5 to 24 units | $9.8M | 6.03% | 10 yr | 56% | HMDA 2025 |
| 2025 | Northampton County, PA | Purchase, 5 to 24 units | $9.2M | 5.63% | 10 yr | 55% | HMDA 2025 |
| 2025 | Union County, NJ | Purchase, 50 to 99 units | $9M | 5.5% | 10 yr | HMDA 2025 | |
| 2025 | Hudson County, NJ | Purchase, 25 to 49 units | $8.6M | 5.65% | 3 yr | 63% | HMDA 2025 |
| 2025 | Montgomery County, PA | Refinance, 50 to 99 units | $8.5M | 5.75% | 5 yr | 56% | HMDA 2025 |
| 2025 | New York County, NY | Refinance, 25 to 49 units | $8.4M | 5.75% | 10.1 yr | 55% | HMDA 2025 |
| 2025 | Kings County, NY | Refinance, 5 to 24 units | $8M | 5.88% | 10 yr | 57% | HMDA 2025 |
| 2025 | Passaic County, NJ | Refinance, 150 or more units | $7.3M | 6.38% | 10 yr | 47% | HMDA 2025 |
| 155 multifamily loans made in 2024 and 2025 | $901M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Hudson County, NJ | County | 22 | $145M |
| Essex County, NJ | County | 17 | $96.8M |
| Union County, NJ | County | 13 | $73.3M |
| Passaic County, NJ | County | 12 | $26.2M |
| Bergen County, NJ | County | 10 | $27.1M |
| Kings County, NY | County | 8 | $30.8M |
| Bronx County, NY | County | 7 | $16.4M |
| New York County, NY | County | 6 | $35.5M |
| Philadelphia County, PA | County | 6 | $17.9M |
| Monmouth County, NJ | County | 4 | $19.1M |
| Morris County, NJ | County | 4 | $8.15M |
| Sussex County, NJ | County | 4 | $2.54M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 26 | $16.7M |
| $1M to $2.5M | 47 | $79.3M |
| $2.5M to $5M | 35 | $128M |
| $5M to $10M | 23 | $168M |
| $10M or more | 24 | $509M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 50 | $274M | $2.5M |
| 2025 | 105 | $627M | $2.7M |
| Purpose | Loans |
|---|---|
| Purchase | 77 |
| Refinance | 76 |
| Improvement | 2 |
| Units | Loans |
|---|---|
| 5 to 24 units | 95 |
| 25 to 49 units | 27 |
| 50 to 99 units | 21 |
| 100 to 149 units | 3 |
| 150 or more units | 9 |
- Provident Bank made 155 multifamily loans totaling $901.1M in 2024 and 2025, in 37 named places across 6 states. HMDA,
- It made 105 of them in 2025 and 50 in 2024. HMDA,
- The typical loan was about $2.7M, with the middle half between $1.4M and $6.6M. HMDA,
- The largest was about $42M. Every amount is rounded to 2 significant figures. HMDA,
- 26 loans were under $1M, and 47 were $5M or more. HMDA,
- It reported a median rate of 6.13% on 155 loans, with the middle half between 5.85% and 6.53%. HMDA,
- The median term was 7 years. HMDA,
- The median loan to value was 61%. HMDA,
- 49% of the loans were refinancings and 50% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 95 loans. HMDA,
- HMDA shows 20 of the 155 multifamily loans Provident Bank made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Hudson County, NJ (22), Essex County, NJ (17) and Union County, NJ (13). HMDA,
What we don't know
- Whether Provident Bank is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.