Multifamily · VA

Multifamily lenders in Charlottesville, VA, by loan size

19 lenders made multifamily loans in the Charlottesville, VA metro area in 2024 and 2025. 8 made a loan under $1M, 8 made one of $5M or more, and 5 made only loans of $5M or more.

Evidence: Multifamily loans placed in the Charlottesville, VA metro area, HMDA
Data as of: HMDA 2025
Page last changed: November 11, 2026

Lenders on record: 19; HMDA, 2025
Loans under $1M: 16; HMDA, 2025; 8 lenders
Loans $1M to $5M: 11; HMDA, 2025; 9 lenders
Loans $5M or more: 10; HMDA, 2025; 8 lenders

Cite this

Source: The Lender Report, Multifamily lenders in Charlottesville, VA, by loan size, https://lender.report/multifamily-lenders/charlottesville-va/, data as of December 31, 2025.

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Charlottesville, VA multifamily lenders, by size of loan. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
Lender	Kind	Based in	Loans	Under $1M	$1M to $2.5M	$2.5M to $5M	$5M to $10M	$10M or more	Refinances
Carter Bank & Trust multifamily record	Bank	Martinsville, VA	6	4	1	1	0	0	0
Pioneer Bank multifamily record	Bank	Stanley, VA	4	4	0	0	0	0	1
Walker & Dunlop, LLC multifamily record	Non-bank	Bethesda, MD	3	0	0	0	0	3	1
Citizens and Farmers Bank multifamily record	Bank	West Point, VA	3	1	1	0	1	0	0
Virginia Credit Union multifamily record	Credit union	Richmond, VA	3	1	0	2	0	0	1
United Bank multifamily record	Bank	Fairfax, VA	2	1	0	0	0	1	1
First National Bank multifamily record	Bank	Altavista, VA	2	0	1	0	1	0	1
Fulton Bank, National Association multifamily record	Bank	Lancaster, PA	2	2	0	0	0	0	0
Capital Bank, National Association multifamily record	Bank	Rockville, MD	2	2	0	0	0	0	2
PNC Bank, National Association multifamily record	Bank	Wilmington, DE	1	0	0	0	0	1	0
Berkeley Point Capital LLC multifamily record	Non-bank	Boston, MA	1	0	0	0	0	1	0
Berkadia Commercial Mortgage multifamily record	Non-bank	Ambler, PA	1	0	0	0	1	0	1
University of VA Community CU	Credit union	Charlottesville, VA	1	0	0	0	1	0	0
Bellwether Enterprise Real Estate Capital, LLC multifamily record	Non-bank	Cleveland, OH	1	0	0	1	0	0	1
Old National Bank multifamily record	Bank	Evansville, IN	1	0	0	1	0	0	1
American Heritage Lending, LLC multifamily record	Non-bank	Irvine, CA	1	0	1	0	0	0	1
The First Bank and Trust Company multifamily record	Bank	Lebanon, VA	1	0	1	0	0	0	0
Virginia National Bank multifamily record	Bank	Charlottesville, VA	1	0	1	0	0	0	0
The National Bank of Blacksburg multifamily record	Bank	Blacksburg, VA	1	1	0	0	0	0	1

HMDA, 2025

Check a deal in Charlottesville, VA in Loan Comps

Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.

8 lenders made a multifamily loan under $1M in Charlottesville, VA, 6 made one from $1M to $2.5M, and 4 from $2.5M to $5M. HMDA, 2025
4 lenders made a loan from $5M to $10M, and 4 made one of $10M or more. HMDA, 2025
Walker & Dunlop, LLC made the most loans of $5M or more in Charlottesville, VA, with 3. HMDA, 2025
11 lenders made at least one refinancing in Charlottesville, VA, and 13 made at least one purchase loan. HMDA, 2025
1 lenders made 5 or more loans in Charlottesville, VA, and 10 made exactly one. HMDA, 2025
The typical loan in Charlottesville, VA was about $1.2M, with the middle half between $700K and $5M. HMDA, 2025
Lenders reported a median rate of 7.09% on 24 loans in Charlottesville, VA, with the middle half between 6.23% and 7.62%. HMDA, 2025
32% of the loans were refinancings and 65% were purchases. HMDA, 2025
Banks and savings institutions made 26 of the loans, credit unions 4, and non-banks 7. HMDA, 2025
10 of the 19 lenders are based in Virginia. The rest are based elsewhere, most often in Maryland, Pennsylvania and California. HMDA, 2025

How this list is defined

Measure: Multifamily loans made in the Charlottesville, VA metro area, by size
Period: 2024 and 2025
Formula: Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.
Order: Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of: 2025
Source: HMDA
Changelog: November 12, 2026: First published, with the data built on this date.

What we don't know

Whether any of these lenders is taking new loans today.
What they charge or require beyond the rate and term that HMDA reports.
Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.