Unverified listing What this means
The Lender Report built this page from public records. American Heritage Lending, LLC has not reviewed it. Every lender's page starts this way, and it says nothing about American Heritage Lending, LLC itself. Each figure shows its source and date. Work at American Heritage Lending, LLC? You can claim this page for free.
Non-bank lender, Irvine, CA
American Heritage Lending, LLC
A non-bank lender based in Irvine, CA. Public files show recent multifamily and 1-4 unit investor loans it made.
- Kind
- Non-bank lender
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 11, 2026
Reported originating these loans in HMDA.
- Multifamily loans made, 2025
- 113
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- 3,741
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- $96.8M
- HMDA,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number or website is on record for this lender.
- Based in
- Irvine, CAHMDA,
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| 2023-10 to 2026-09 | Named as the lender on 4 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias | NYC ACRIS recorded mortgages |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Kings County, NY | Refinance, 5 to 24 units | $2.8M | 7.25% | 30 yr | 67% | HMDA 2025 |
| 2025 | Sarasota County, FL | Refinance, 5 to 24 units | $2.5M | 7.25% | 40 yr | 65% | HMDA 2025 |
| 2025 | Kings County, NY | Purchase, 5 to 24 units | $2.3M | 7.5% | 30 yr | 65% | HMDA 2025 |
| 2025 | Norfolk County, MA | Purchase, 5 to 24 units | $2.1M | 7.75% | 30 yr | 70% | HMDA 2025 |
| 2025 | Santa Barbara County, CA | Cash-out refinance, 5 to 24 units | $2M | 7.63% | 40 yr | 59% | HMDA 2025 |
| 2025 | Jackson County, MO | Purchase, 5 to 24 units | $2M | 7.38% | 30 yr | 73% | HMDA 2025 |
| 2025 | Kings County, NY | Cash-out refinance, 5 to 24 units | $1.9M | 7.38% | 40 yr | 62% | HMDA 2025 |
| 2025 | Los Angeles County, CA | Cash-out refinance, 5 to 24 units | $1.9M | 7.88% | 30 yr | 65% | HMDA 2025 |
| 2025 | Santa Barbara County, CA | Purchase, 5 to 24 units | $1.9M | 7.63% | 40 yr | 65% | HMDA 2025 |
| 2025 | Salt Lake County, UT | Cash-out refinance, 5 to 24 units | $1.9M | 7.75% | 30 yr | 64% | HMDA 2025 |
| 2025 | Monmouth County, NJ | Purchase, 5 to 24 units | $1.8M | 7.88% | 30 yr | 75% | HMDA 2025 |
| 2025 | Bronx County, NY | Refinance, 5 to 24 units | $1.8M | 7% | 40 yr | 61% | HMDA 2025 |
| 2025 | Monmouth County, NJ | Purchase, 5 to 24 units | $1.7M | 7.75% | 30 yr | 75% | HMDA 2025 |
| 2025 | Albemarle County, VA | Refinance, 5 to 24 units | $1.6M | 7.25% | 30 yr | 55% | HMDA 2025 |
| 2025 | Hudson County, NJ | Cash-out refinance, 5 to 24 units | $1.5M | 7.38% | 30 yr | 63% | HMDA 2025 |
| 2025 | Nassau County, NY | Cash-out refinance, 5 to 24 units | $1.4M | 7.38% | 30 yr | 65% | HMDA 2025 |
| 2025 | Hudson County, NJ | Purchase, 5 to 24 units | $1.4M | 8.13% | 30 yr | 75% | HMDA 2025 |
| 2025 | Bronx County, NY | Cash-out refinance, 5 to 24 units | $1.4M | 7.25% | 30 yr | 65% | HMDA 2025 |
| 2025 | Essex County, NJ | Refinance, 5 to 24 units | $1.4M | 7.13% | 30 yr | 65% | HMDA 2025 |
| 2025 | Santa Barbara County, CA | Cash-out refinance, 5 to 24 units | $1.3M | 7.63% | 40 yr | 60% | HMDA 2025 |
| 2025 | Essex County, NJ | Cash-out refinance, 5 to 24 units | $1.3M | 7.38% | 30 yr | 55% | HMDA 2025 |
| 2025 | Miami-Dade County, FL | Cash-out refinance, 5 to 24 units | $1.2M | 7.38% | 30 yr | 65% | HMDA 2025 |
| 2025 | Nassau County, NY | Cash-out refinance, 5 to 24 units | $1.2M | 7.38% | 30 yr | 65% | HMDA 2025 |
| 2025 | Monterey County, CA | Purchase, 5 to 24 units | $1.2M | 7.63% | 30 yr | 74% | HMDA 2025 |
| 2025 | Orange County, NY | Cash-out refinance, 5 to 24 units | $1.2M | 7.63% | 30 yr | 65% | HMDA 2025 |
| 113 multifamily loans made in 2025 | $96.8M | HMDA 2025 | |||||
A blank means the source did not report it.
Recorded mortgages, New York City
NYC ACRIS, September 30, 2026
Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.
- 4 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name American Heritage Lending, LLC as the lender, totaling $2.60M.
- 4 of them were recorded in the latest 12 months of that window.
| Property class | Mortgages | Dollars |
|---|---|---|
| Multifamily | 4 | $2.60M |
| Borough | Mortgages |
|---|---|
| Bronx | 2 |
| Brooklyn | 2 |
How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 113 | $96.8M | $675K | $2.8M | HMDA, |
| 1-4 unit investor or business purpose | 2025 | 3,741 | $976M | $185K | HMDA, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| California HQ | 1 | 20 | 146 | 0 | 0 |
| Florida | 0 | 10 | 478 | 0 | 0 |
| Texas | 0 | 3 | 426 | 0 | 0 |
| New York | 0 | 13 | 243 | 0 | 0 |
| Ohio | 0 | 4 | 236 | 0 | 0 |
| North Carolina | 0 | 2 | 175 | 0 | 0 |
| Pennsylvania | 0 | 0 | 162 | 0 | 0 |
| Georgia | 0 | 1 | 154 | 0 | 0 |
| New Jersey | 0 | 19 | 122 | 0 | 0 |
| South Carolina | 0 | 3 | 129 | 0 | 0 |
| Indiana | 0 | 3 | 125 | 0 | 0 |
| Michigan | 0 | 1 | 124 | 0 | 0 |
Also in TN, IL, MO, AL, MD, WI, VA, CT, OK, KY, MA, AZ, CO, NM, WA, AR, RI, LA, MS, HI, WV, NV, UT, ME, DC, DE, KS, NE, IA, OR.
| County | Recorded loans | Dollars |
|---|---|---|
| Hudson County, NJ | 8 | $7.65M |
| Los Angeles County, CA | 8 | $6.95M |
| Kings County, NY | 5 | $8.77M |
| Metro | Recorded loans | Dollars |
|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 16 | $20.4M |
| Los Angeles-Long Beach-Glendale, CA | 8 | $6.95M |
| Newark, NJ | 6 | $6.67M |
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
- Non-depository HMDA filer.
Check this page
Against the regulator's own record
- Name and entity. American Heritage Lending, LLC, Irvine, CA. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 3,854 recorded loans from the HMDA file, in 2025: 113 HMDA multifamily 2025, 3,741 HMDA 1-4 unit investor 2025. Each has its source and date. [How each file was tied to American Heritage Lending, LLC]
- Phone and website. None is on record, so a broker has no way to reach American Heritage Lending, LLC from this page.
- Recorded mortgages, New York City. 4 recorded mortgages in New York City under this name. [Source]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 11, 2026.
- LEI
- 549300ZPSJZO10ZAX556
- The Lender Report ID
- lr_009403
- Originated 113 multifamily loans totaling $96.8M in 2025 (HMDA).
- Originated 3,741 1-4 unit investor or business-purpose loans totaling $976M in 2025 (HMDA).
- Named as the lender on 4 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $2.6M (NYC Department of Finance, ACRIS).
Cite this
Source: The Lender Report, American Heritage Lending, LLC, https://lender.report/lender/american-heritage-lending-ca/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
See something wrong? Write to desk@lender.report or use the correction form. We reply within 2 business days and fix confirmed errors within 10. We correct our own mistakes at once. Where the public record itself is wrong, we show the lender's correction beside it and tell you how to ask the agency to fix the source. Correction form. Names identify institutions and imply no affiliation.
We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.
Work at American Heritage Lending, LLC? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem