Multifamily · FL
Multifamily lenders in Panama City, FL, by loan size
20 lenders made multifamily loans in the Panama City, FL metro area in 2024 and 2025. 10 made a loan under $1M, 7 made one of $5M or more, and 7 made only loans of $5M or more.
- Evidence
- Multifamily loans placed in the Panama City, FL metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 20
- HMDA,
- Loans under $1M
- 11
- HMDA,
- 10 lenders
- Loans $1M to $5M
- 5
- HMDA,
- 3 lenders
- Loans $5M or more
- 12
- HMDA,
- 7 lenders
Cite this
Source: The Lender Report, Multifamily lenders in Panama City, FL, by loan size, https://lender.report/multifamily-lenders/panama-city-fl/, data as of December 31, 2025.
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Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.
- 10 lenders made a multifamily loan under $1M in Panama City, FL, 2 made one from $1M to $2.5M, and 1 from $2.5M to $5M. HMDA,
- 3 lenders made a loan from $5M to $10M, and 6 made one of $10M or more. HMDA,
- Berkadia Commercial Mortgage made the most loans of $5M or more in Panama City, FL, with 2. HMDA,
- 8 lenders made at least one refinancing in Panama City, FL, and 13 made at least one purchase loan. HMDA,
- The typical loan in Panama City, FL was about $2.6M, with the middle half between $760K and $25M. HMDA,
- Lenders reported a median rate of 6.07% on 25 loans in Panama City, FL, with the middle half between 5.66% and 7.00%. HMDA,
- 46% of the loans were refinancings and 50% were purchases. HMDA,
- Banks and savings institutions made 10 of the loans, credit unions 0, and non-banks 15. HMDA,
- 1 of the 20 lenders are based in Florida. The rest are based elsewhere, most often in Mississippi, New York and Texas. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Panama City, FL metro area, by size
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.