Multifamily · CA
Multifamily lenders in Santa Cruz, CA, by loan size
14 lenders made multifamily loans in the Santa Cruz, CA metro area in 2024 and 2025. 4 made a loan under $1M, 5 made one of $5M or more, and 5 made only loans of $5M or more.
- Evidence
- Multifamily loans placed in the Santa Cruz, CA metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 14
- HMDA,
- Loans under $1M
- 4
- HMDA,
- 4 lenders
- Loans $1M to $5M
- 20
- HMDA,
- 7 lenders
- Loans $5M or more
- 5
- HMDA,
- 5 lenders
Cite this
Source: The Lender Report, Multifamily lenders in Santa Cruz, CA, by loan size, https://lender.report/multifamily-lenders/santa-cruz-ca/, data as of December 31, 2025.
Describe a deal in Santa Cruz, CA
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Show multifamily loans in Santa Cruz, CAOn this list? Find your page
| Lender | Kind | Based in | Loans | Under $1M | $1M to $2.5M | $2.5M to $5M | $5M to $10M | $10M or more | Refinances |
|---|---|---|---|---|---|---|---|---|---|
| JPMorgan Chase Bank, National Association multifamily record | Bank | Columbus, OH | 12 | 1 | 10 | 1 | 0 | 0 | 10 |
| Conventus Lending LLC multifamily record | Non-bank | San Francisco, CA | 3 | 1 | 2 | 0 | 0 | 0 | 2 |
| East West Bank multifamily record | Bank | Pasadena, CA | 2 | 0 | 2 | 0 | 0 | 0 | 2 |
| JLL Real Estate Capital, LLC multifamily record | Non-bank | St. Paul, MN | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Citibank, National Association multifamily record | Bank | Sioux Falls, SD | 1 | 0 | 0 | 0 | 0 | 1 | 0 |
| Berkadia Commercial Mortgage multifamily record | Non-bank | Ambler, PA | 1 | 0 | 0 | 0 | 0 | 1 | 1 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 1 | 0 | 0 | 0 | 0 | 1 | 0 |
| Fremont Bank multifamily record | Bank | Fremont, CA | 1 | 0 | 0 | 1 | 0 | 0 | 0 |
| Re Investment Loans LLC multifamily record | Non-bank | Greenwood Village, CO | 1 | 0 | 0 | 1 | 0 | 0 | 1 |
| The Golden 1 Credit Union multifamily record | Credit union | Sacramento, CA | 1 | 0 | 0 | 1 | 0 | 0 | 1 |
| Citizens Bank, National Association multifamily record | Bank | Providence, RI | 1 | 0 | 1 | 0 | 0 | 0 | 0 |
| U.S. Bank National Association multifamily record | Bank | Cincinnati, OH | 1 | 1 | 0 | 0 | 0 | 0 | 1 |
| Uif Corporation | Non-bank | Southfield, MI | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
Check a deal in Santa Cruz, CA in Loan Comps
Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.
- 4 lenders made a multifamily loan under $1M in Santa Cruz, CA, 4 made one from $1M to $2.5M, and 4 from $2.5M to $5M. HMDA,
- Berkadia Commercial Mortgage made the most loans of $5M or more in Santa Cruz, CA, with 1. HMDA,
- 9 lenders made at least one refinancing in Santa Cruz, CA, and 6 made at least one purchase loan. HMDA,
- 1 lenders made 5 or more loans in Santa Cruz, CA, and 11 made exactly one. HMDA,
- The typical loan in Santa Cruz, CA was about $1.6M, with the middle half between $1.2M and $2.5M. HMDA,
- Lenders reported a median rate of 6.14% on 28 loans in Santa Cruz, CA, with the middle half between 5.92% and 7.20%. HMDA,
- 69% of the loans were refinancings and 24% were purchases. HMDA,
- Banks and savings institutions made 19 of the loans, credit unions 1, and non-banks 8. HMDA,
- 4 of the 14 lenders are based in California. The rest are based elsewhere, most often in Ohio, South Dakota and Colorado. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Santa Cruz, CA metro area, by size
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.