Multifamily · CA
Multifamily lenders in San Jose, CA, by loan size
53 lenders made multifamily loans in the San Jose, CA metro area in 2024 and 2025. 16 made a loan under $1M, 24 made one of $5M or more, and 14 made only loans of $5M or more.
- Evidence
- Multifamily loans placed in the San Jose, CA metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 53
- HMDA,
- Loans under $1M
- 34
- HMDA,
- 16 lenders
- Loans $1M to $5M
- 143
- HMDA,
- 31 lenders
- Loans $5M or more
- 88
- HMDA,
- 24 lenders
Cite this
Source: The Lender Report, Multifamily lenders in San Jose, CA, by loan size, https://lender.report/multifamily-lenders/san-jose-ca/, data as of December 31, 2025.
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Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.
- 16 lenders made a multifamily loan under $1M in San Jose, CA, 26 made one from $1M to $2.5M, and 14 from $2.5M to $5M. HMDA,
- 12 lenders made a loan from $5M to $10M, and 18 made one of $10M or more. HMDA,
- JPMorgan Chase Bank, National Association made the most loans of $5M or more in San Jose, CA, with 14. HMDA,
- 41 lenders made at least one refinancing in San Jose, CA, and 33 made at least one purchase loan. HMDA,
- 14 lenders made 5 or more loans in San Jose, CA, and 22 made exactly one. HMDA,
- The typical loan in San Jose, CA was about $2.8M, with the middle half between $1.2M and $8.8M. HMDA,
- Lenders reported a median rate of 5.95% on 248 loans in San Jose, CA, with the middle half between 5.63% and 6.50%. HMDA,
- 61% of the loans were refinancings and 38% were purchases. HMDA,
- Banks and savings institutions made 173 of the loans, credit unions 12, and non-banks 76. HMDA,
- 23 of the 53 lenders are based in California. The rest are based elsewhere, most often in Ohio, Florida and New York. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the San Jose, CA metro area, by size
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.