Multifamily · NY

Multifamily lenders in Utica, NY, by loan size

16 lenders made multifamily loans in the Utica, NY metro area in 2024 and 2025. 11 made a loan under $1M, 4 made one of $5M or more, and 3 made only loans of $5M or more.

Evidence
Multifamily loans placed in the Utica, NY metro area, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
16
HMDA,
Loans under $1M
44
HMDA,
11 lenders
Loans $1M to $5M
13
HMDA,
7 lenders
Loans $5M or more
5
HMDA,
4 lenders

Cite this

Source: The Lender Report, Multifamily lenders in Utica, NY, by loan size, https://lender.report/multifamily-lenders/utica-ny/, data as of December 31, 2025.

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Utica, NY multifamily lenders, by size of loan. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansUnder $1M$1M to $2.5M$2.5M to $5M$5M to $10M$10M or moreRefinances
First Source Credit Union multifamily recordCredit unionNew Hartford, NY262231005
NBT Bank, National Association multifamily recordBankNorwich, NY7601003
Pathfinder Bank multifamily recordBankOswego, NY5302002
Tompkins Bank & Trust multifamily recordBankIthaca, NY3020011
Community Bank, National Association multifamily recordBankCanton, NY3102000
Utica Gas & Electric Emp Credit Union multifamily recordCredit unionNew Hartford, NY3300001
Americu Credit Union multifamily recordCredit unionRome, NY2110002
Hudson Valley Credit Union multifamily recordCredit unionPoughkeepsie, NY2200000
BPL Mortgage, LLC multifamily recordNon-bankOakbrook Terrace, IL2200002
JLL Real Estate Capital, LLC multifamily recordNon-bankSt. Paul, MN1000011
Greystone Servicing Corporation, Inc. multifamily recordNon-bankMemphis, TN1000010
Sidney Credit Union multifamily recordCredit unionSidney, NY1000100
U.S. Bank National Association multifamily recordBankCincinnati, OH1010000
Manufacturers and Traders Trust Company multifamily recordBankBuffalo, NY1100001
RF Renovo Management Company, LLC multifamily recordNon-bankChicago, IL1100001
Sunmark Credit Union multifamily recordCredit unionAlbany, NY1100001
HMDA,

Check a deal in Utica, NY in Loan Comps

Sizes are the amounts this site shows, rounded to 2 significant figures. A refinance counts both rate-and-term and cash-out loans.

  • 11 lenders made a multifamily loan under $1M in Utica, NY, 4 made one from $1M to $2.5M, and 4 from $2.5M to $5M. HMDA,
  • 1 lenders made a loan from $5M to $10M, and 3 made one of $10M or more. HMDA,
  • Greystone Servicing Corporation, Inc. made the most loans of $5M or more in Utica, NY, with 1. HMDA,
  • 11 lenders made at least one refinancing in Utica, NY, and 10 made at least one purchase loan. HMDA,
  • 3 lenders made 5 or more loans in Utica, NY, and 7 made exactly one. HMDA,
  • The typical loan in Utica, NY was about $340K, with the middle half between $220K and $1M. HMDA,
  • Lenders reported a median rate of 7.00% on 55 loans in Utica, NY, with the middle half between 6.60% and 7.53%. HMDA,
  • 33% of the loans were refinancings and 56% were purchases. HMDA,
  • Banks and savings institutions made 20 of the loans, credit unions 35, and non-banks 5. HMDA,
  • 11 of the 16 lenders are based in New York. The rest are based elsewhere, most often in Illinois, Minnesota and Ohio. HMDA,

How this list is defined

Measure
Multifamily loans made in the Utica, NY metro area, by size
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings placed in the metro area, split into five loan sizes of the amounts as this site shows them, for each year in which the public file holds 5 or more such loans there.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.