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Multifamily record
Manufacturers and Traders Trust Company: multifamily loans made
Manufacturers and Traders Trust Company, a bank based in Buffalo, NY, made 120 multifamily loans in 2024 and 2025, $683.3M in all, in 12 states. The typical loan was about $980K, and the largest about $130M. Most were in Erie County, NY.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Multifamily loans
- 120
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $683M
- HMDA,
- Rounded amounts
- Typical loan
- $980K
- HMDA,
- Largest loan
- $130M
- HMDA,
- Rounded to 2 significant figures
- States
- 12
- HMDA,
Cite this
Source: The Lender Report, Manufacturers and Traders Trust Company: multifamily loans made, https://lender.report/lender/manufacturers-and-traders-trust-ny/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Hudson County, NJ | Purchase, 150 or more units | $130M | 5.73% | 7 yr | 63% | HMDA 2025 |
| 2025 | New York County, NY | Purchase, 150 or more units | $62M | 5.77% | 5 yr | 37% | HMDA 2025 |
| 2025 | Norfolk County, MA | Refinance, 150 or more units | $51M | 4% | 3 yr | 58% | HMDA 2025 |
| 2025 | Burlington County, NJ | Purchase, 150 or more units | $40M | 5.93% | 5 yr | 63% | HMDA 2025 |
| 2025 | Worcester County, MA | Refinance, 150 or more units | $33M | 5.63% | 7 yr | 55% | HMDA 2025 |
| 2025 | Monroe County, NY | Refinance, 150 or more units | $20M | 5.82% | 5 yr | 64% | HMDA 2025 |
| 2025 | Essex County, MA | Refinance, 50 to 99 units | $18M | 4.06% | 3 yr | 61% | HMDA 2025 |
| 2025 | Onondaga County, NY | Purchase, 100 to 149 units | $18M | 6.38% | 5.2 yr | 61% | HMDA 2025 |
| 2025 | Chittenden County, VT | Improvement, 50 to 99 units | $15M | 4.06% | 9 yr | 70% | HMDA 2025 |
| 2025 | New York County, NY | Refinance, 5 to 24 units | $14M | 5.45% | 3 yr | 57% | HMDA 2025 |
| 2025 | New York County, NY | Purchase, 5 to 24 units | $14M | 5.73% | 5 yr | 62% | HMDA 2025 |
| 2025 | Tompkins County, NY | Refinance, 50 to 99 units | $13M | 5.67% | 3.5 yr | 58% | HMDA 2025 |
| 2025 | Western Connecticut Planning Region, CT | Refinance, 50 to 99 units | $13M | 5.78% | 5 yr | 55% | HMDA 2025 |
| 2025 | New York County, NY | Purchase, 5 to 24 units | $12M | 5.63% | 5 yr | 48% | HMDA 2025 |
| 2025 | Baltimore city, MD | Refinance, 50 to 99 units | $10M | 5.88% | 5 yr | 62% | HMDA 2025 |
| 2025 | Baltimore city, MD | Purchase, 100 to 149 units | $10M | 5.95% | 4 yr | 57% | HMDA 2025 |
| 2025 | Essex County, MA | Refinance, 25 to 49 units | $10M | 5.65% | 5 yr | 55% | HMDA 2025 |
| 2025 | New York County, NY | Refinance, 150 or more units | $10M | 5.68% | 5 yr | 28% | HMDA 2025 |
| 2025 | New York County, NY | Refinance, 5 to 24 units | $9.3M | 6.26% | 7 yr | 63% | HMDA 2025 |
| 2025 | Kings County, NY | Purchase, 25 to 49 units | $9.2M | 5.83% | 5 yr | 70% | HMDA 2025 |
| 2025 | Orange County, NY | Refinance, 50 to 99 units | $9M | 6.13% | 7 yr | 83% | HMDA 2025 |
| 2025 | Middlesex County, MA | Refinance, 25 to 49 units | $8.1M | 5.45% | 5 yr | 61% | HMDA 2025 |
| 2025 | Rensselaer County, NY | Improvement, 50 to 99 units | $7.8M | 6.88% | 7 yr | 70% | HMDA 2025 |
| 2025 | Baltimore County, MD | Refinance, 5 to 24 units | $6.4M | 7.19% | 1.3 yr | 38% | HMDA 2025 |
| 2025 | Onondaga County, NY | Purchase, 50 to 99 units | $6M | 5.93% | 5 yr | 47% | HMDA 2025 |
| 120 multifamily loans made in 2024 and 2025 | $683M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Erie County, NY | County | 9 | $11.5M |
| Kings County, NY | County | 9 | $23.8M |
| New York County, NY | County | 9 | $126M |
| Monroe County, NY | County | 7 | $26.6M |
| Baltimore County, MD | County | 4 | $11.2M |
| Chittenden County, VT | County | 4 | $43.9M |
| Middlesex County, MA | County | 4 | $16.2M |
| South Central Connecticut Planning Region, CT | County | 4 | $1.50M |
| Broome County, NY | County | 3 | $3.36M |
| Niagara County, NY | County | 3 | $2.38M |
| Suffolk County, MA | County | 3 | $10.1M |
| Western Connecticut Planning Region, CT | County | 3 | $20.3M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 61 | $29.9M |
| $1M to $2.5M | 17 | $24.6M |
| $2.5M to $5M | 14 | $51.1M |
| $5M to $10M | 8 | $61.7M |
| $10M or more | 20 | $516M |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 30 | $47.3M | $500K |
| 2025 | 90 | $636M | $1.3M |
| Purpose | Loans |
|---|---|
| Purchase | 41 |
| Refinance | 71 |
| Cash-out refinance | 1 |
| Improvement | 7 |
| Units | Loans |
|---|---|
| 5 to 24 units | 80 |
| 25 to 49 units | 19 |
| 50 to 99 units | 9 |
| 100 to 149 units | 4 |
| 150 or more units | 8 |
- Manufacturers and Traders Trust Company made 120 multifamily loans totaling $683.3M in 2024 and 2025, in 59 named places across 12 states. HMDA,
- It made 90 of them in 2025 and 30 in 2024. HMDA,
- The typical loan was about $980K, with the middle half between $480K and $4.7M. HMDA,
- The largest was about $130M. Every amount is rounded to 2 significant figures. HMDA,
- 61 loans were under $1M, and 28 were $5M or more. HMDA,
- It reported a median rate of 5.89% on 120 loans, with the middle half between 5.89% and 6.92%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 61%. HMDA,
- 60% of the loans were refinancings and 34% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 80 loans. HMDA,
- Its loans were most often in Erie County, NY (9), Kings County, NY (9) and New York County, NY (9). HMDA,
What we don't know
- Whether Manufacturers and Traders Trust Company is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.