SBA 504 · HI

SBA 504 lenders in Hawaii

14 lenders provided the first lien on at least one SBA 504 project in Hawaii in the 36 months ending September 30, 2026. Bank of Hawaii made the most, with 14 of the 60 on record.

Evidence
Lender provided the first lien on at least one SBA 504 project in Hawaii in the 36 months ending September 30, 2026
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
Lenders on record
14
SBA FOIA,
First liens, 36 months
60
SBA FOIA,
Approvals, net of cancelled
Dollars, 36 months
$81.3M
SBA FOIA,
Approvals, last 12 months (funded or not)
24
SBA FOIA,
+4.3% from the prior 12 months

Cite this

Source: The Lender Report, SBA 504 lenders in Hawaii, https://lender.report/sba-504-lenders/hawaii/, data as of September 30, 2026.

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Hawaii SBA 504 lenders, by loans in the state over 36 months
LenderKindBased inFirst liensDollars
Bank of Hawaii SBA 504 recordBankHonolulu, HI14$26.5M
First Hawaiian BankBankHonolulu, HI13$21.1M
Central Pacific Bank SBA 504 recordBankHonolulu, HI10$6.71M
Hawaii National BankBankHonolulu, HI6$8.91M
Hawaii State Credit UnionCredit unionHonolulu, HI4$1.30M
Harvest Commercial Capital, LLC SBA 504 recordNon-bankNot reported3$3.00M
New Day Commercial Capital SBA 504 recordNon-bankNot reported2$2.60M
American Savings Bank, National AssociationBankHonolulu, HI2$1.90M
Commonwealth Business BankBankLos Angeles, CA1$2.60M
Stearns Bank National Association SBA 504 recordBankSaint Cloud, MN1$1.80M
Newtek Bank, National Association SBA 504 recordBankMiami, FL1$1.60M
CalPrivate Bank SBA 504 recordBankLa Jolla, CA1$1.50M
Hawaiiusa Credit UnionCredit unionHonolulu, HI1$920K
Harvest Small Business Finance, LLCNon-bankLaguna Hills, CA1$860K
SBA FOIA,

Dollars are first-lien amounts on SBA 504 approvals.

  • Lenders recorded 60 SBA 504 first liens totaling $81.3M in Hawaii in the 36 months ending September 30, 2026. SBA FOIA,
  • Banks and savings institutions made 49 of those, credit unions 5, and non-banks 6. SBA FOIA,
  • The five most active lenders made 78.3% of Hawaii's SBA 504 first liens. SBA FOIA,
  • Bank of Hawaii recorded the most dollars in Hawaii, at $26.5M. SBA FOIA,
  • 7 of these lenders are based in Hawaii. SBA FOIA,
  • 3 lenders recorded 10 or more SBA 504 first liens in Hawaii. SBA FOIA,
  • The SBA file shows 24 SBA 504 approvals in Hawaii dated in the 12 months to September 30, 2026, versus 23 in the prior 12 months. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical SBA 504 first lien in Hawaii was about $900K, with the middle half between $650K and $1.6M. SBA FOIA,
  • The median term in Hawaii was 25 years. SBA FOIA,

How this list is defined

Measure
SBA 504 first liens in Hawaii
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 504 projects located in Hawaii with an approval date in the 36 months ending September 30, 2026, not cancelled, that name the lender as first-lien lender.
Order
Largest first by first liens in the 36 months, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

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An SBA 504 project pairs a first-lien lender with a Certified Development Company that funds a second lien, for owner-occupied real estate and equipment.

SBA 504 figures count the first-lien lender on each SBA approval. A project marked not funded is often recent and awaiting funding.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.