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The Lender Report built this page from public records. Newtek Bank, National Association has not reviewed it. Every lender's page starts this way, and it says nothing about Newtek Bank, National Association itself. Each figure shows its source and date. Work at Newtek Bank, National Association? You can claim this page for free.

Bank, Miami, FL

Newtek Bank, National Association

A bank based in Miami, FL. Its commercial book is led by C&I and owner-occupied CRE. Public files show recent SBA 7(a) and SBA 504 loans it made.

Kind
Bank
Data as of
June 30, 2026
Page last changed
November 12, 2026
Commercial book
$1.83B
FDIC call report,
Holds, not loans made
Multifamily loans made, 2025
Not reported
HMDA,
HMDA, 5 or more units
SBA loans, 36 months
8,327
SBA FOIA,
7(a) and 504, net of cancelled
Total assets
$2.47B
FDIC call report,
Does it fit my deal?

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How to reach them

Each line shows where it came from

Phone
888-681-7238 From the lender's website, retrieved November 9, 2026. Source page
Website
www.newtekbank.comFrom the FDIC record, November 9, 2026.
Commercial lending page
newtekbank.comFrom the lender's website, retrieved November 11, 2026.
Address
1111 Brickell Ave, Miami, FL 33131FDIC institution record,
Regulator record
FDIC BankFind

Recently done

Recorded lending

Recorded lending. Two or more public files show loans this lender made.

What changed. Newtek Bank, National Association recorded 3,480 SBA 7(a) approvals in the 12 months to September 30, 2026, versus 2,325 in the prior 12 months. SBA FOIA,

What the public record shows, newest first
WhenWhat the record showsSource
Oct 2023 to Sep 2026 SBA 7(a) approvals by processing method: 6,049 under Preferred Lender authority, 2,194 SBA Express.SBA ProcessingMethod field, net of cancellations. SBA FOIA,
Jun 2025 to Jun 2026 Commercial and industrial balance rose 102.8% to $789.1M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Owner-occupied CRE balance rose 111.1% to $568.8M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Non-owner-occupied CRE balance rose 25.2% to $210.5M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Unused commitments on commercial real estate rose 7.5% to $65.4M in the year to June 30, 2026.Call report commitments. Not a measure of new lending. FDIC call report
2023-10 to 2026-09 Named as the lender on 29 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias NYC ACRIS recorded mortgages

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Newtek Bank, National AssociationNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026New YorkSBA 7(a), Engineering Services$3M9.75%10 yrSBA FOIA
Sep 2026DelawareSBA 7(a), Computer Systems Design Services$3M9.75%10 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Household Appliances, Electric Housewares, and Consumer Electronics Merchant Wholesalers$3M9.75%10 yrSBA FOIA
Sep 2026TexasSBA 7(a), Offices of Other Holding Companies$2.2M9.75%10 yrSBA FOIA
Sep 2026New YorkSBA 7(a), Fitness and Recreational Sports Centers$1.9M9.75%10 yrSBA FOIA
Sep 2026New JerseySBA 7(a), Fitness and Recreational Sports Centers$1.5M9.75%10 yrSBA FOIA
Sep 2026FloridaSBA 7(a), Jewelry and Silverware Manufacturing$1.5M9.75%10 yrSBA FOIA
Sep 2026MichiganSBA 7(a), Other Personal Care Services$1.3M9.75%10 yrSBA FOIA
Sep 2026ArizonaSBA 7(a), Full-Service Restaurants$1.3M9.75%10 yrSBA FOIA
Sep 2026NevadaSBA 7(a), Professional, Scientific, and Technical Services$1.2M9.75%10 yrSBA FOIA
Sep 2026MichiganSBA 7(a), All Other Amusement and Recreation Industries$1M8.75%25 yrSBA FOIA
Sep 2026AlabamaSBA 7(a), Janitorial Services$1M9.75%10 yrSBA FOIA
Sep 2026MarylandSBA 7(a), Manufacturing$1M9.75%10 yrSBA FOIA
Sep 2026FloridaSBA 7(a), Full-Service Restaurants$920K9.75%10 yrSBA FOIA
Sep 2026IndianaSBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers)$820K8.75%25 yrSBA FOIA
Sep 2026VirginiaSBA 7(a), Limited-Service Restaurants$700K9.75%10 yrSBA FOIA
Sep 2026ArizonaSBA 7(a), Transportation and Warehousing$680K9.75%10 yrSBA FOIA
May 2026FloridaSBA 504, Fitness and Recreational Sports Centers$680K25 yrSBA FOIA
Apr 2026North CarolinaSBA 504, Arts, Entertainment, and Recreation$2.8M20 yrSBA FOIA
Mar 2026CaliforniaSBA 504, All Other General Merchandise Retailers$9.1M25 yrSBA FOIA
Feb 2026GeorgiaSBA 504, Manufacturing$4.6M25 yrSBA FOIA
Nov 2025FloridaSBA 504, Hotels (except Casino Hotels) and Motels$2.9M25 yrSBA FOIA
Sep 2025FloridaSBA 504, Hotels (except Casino Hotels) and Motels$1.2M25 yrSBA FOIA
Sep 2025GeorgiaSBA 504, Hotels (except Casino Hotels) and Motels$3.4M25 yrSBA FOIA
Sep 2025New YorkSBA 504, Manufacturing$1.9M20 yrSBA FOIA
8,244 SBA 7(a) loans since October 2023, net of cancelled$2.95BSBA FOIA

A blank means the source did not report it.

Recorded mortgages, New York City

NYC ACRIS, September 30, 2026

Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.

  • 29 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name Newtek Bank, National Association as the lender, totaling $43.6M.
  • 13 of them were recorded in the latest 12 months of that window.
Recorded mortgages by property class
Property classMortgagesDollars
Mixed use8$9.50M
Other7$18.3M
Multifamily5$5.38M
Retail5$4.49M
Industrial3$5.50M
Hotel1$500K
NYC ACRIS recorded mortgages,
Recorded mortgages by borough
BoroughMortgages
Brooklyn15
Queens7
Manhattan4
Bronx3
NYC ACRIS recorded mortgages,

How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.

What it holds

FDIC call report, June 30, 2026

Commercial book on the latest filing
BookHoldsOf its loansYear over year
Multifamily$155M7.5%+176.8%
Construction and land development$106M5.2%+102.3%
Owner-occupied CRE$569M27.7%+111.1%
Non-owner-occupied CRE$210M10.3%+25.2%
Farmland$00.0%Not reported
Commercial and industrial$789M38.5%+102.8%
Commercial total$1.83B
FDIC call report,

Reference only: $222M of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.

Table
Commercial book by quarter
QuarterCommercial book
Q3 2023$297M
Q4 2023$384M
Q1 2024$458M
Q2 2024$500M
Q3 2024$578M
Q4 2024$682M
Q1 2025$811M
Q2 2025$935M
Q3 2025$1.08B
Q4 2025$1.23B
Q1 2026$1.50B
Q2 2026$1.83B
FDIC call reports,
Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
SBA 7(a), net of cancelled36 months to Sep 20268,244$2.95B$190K$5MSBA FOIA,
SBA 7(a), net of cancelled12 months to Sep 20263,480$932MSBA FOIA,
SBA 504 first lien, net of cancelled36 months to Sep 202683$278M$2.10M$13MSBA FOIA,

How these public files were tied to this lender. SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens: its name and state.

SBA loans by industry, 36 months
IndustryLoansDollars
Full-Service Restaurants446$174M
Administrative Management and General Management Consulting Services228$64.2M
Limited-Service Restaurants193$71.0M
General Automotive Repair192$54.3M
Offices of Physicians (except Mental Health Specialists)166$82.1M
Fitness and Recreational Sports Centers150$43.0M
Other Personal Care Services144$40.7M
Custom Computer Programming Services140$51.6M
Manufacturing129$73.9M
Snack and Nonalcoholic Beverage Bars129$28.1M
SBA FOIA,

Other lenders in these fields: SBA lenders for restaurants, SBA lenders for professional services firms, SBA lenders for auto repair shops.

Programs on record: Federal Home Loan Bank member, Atlanta district (FHFA).

Undrawn commitments

FFIEC Call Report, June 30, 2026

  • Newtek Bank, National Association reported commitments to fund construction loans that had not been drawn at June 30, 2026: $0 for 1-4 family residential construction and $65,378,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
  • Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $48,115,000. These are credit lines not yet used.

FFIEC Call Report,

Small loans it holds, by original size

FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026

Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.

Commercial and industrial loans, by original amount
Original amountLoansHolds
$100,000 or less2,718$68.9M
Over $100,000 up to $250,0002,031$161M
Over $250,000 up to $1 million1,304$253M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by nonfarm nonresidential property, by original amount
Original amountLoansHolds
$100,000 or less31$615K
Over $100,000 up to $250,000139$18.7M
Over $250,000 up to $1 million371$82.8M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
Florida HQ11,16819
California01,2219
Texas08168
New York05359
Georgia03785
New Jersey02952
Illinois02350
North Carolina02292
Colorado02181
Arizona02122
Virginia01943
Pennsylvania01951
FDIC office list, HMDA, SBA FOIA,

Also in MI, TN, OH, WA, LA, CT, MA, MD, NV, AL, SC, OR, UT, MO, IN, KY, WI, MN, MS, OK, AR, KS, NH, NM, IA, ID, WY, DC, HI, MT, AK, DE, NE, RI, WV, ME, ND, SD, VT.

Offices by county

FDIC Summary of Deposits, June 30, 2026

  • Newtek Bank, National Association has 1 office in 1 county and 1 state (FDIC Summary of Deposits, June 30, 2026): 1 full service and 0 limited service.
Counties with the most offices
CountyFull-service officesLimited-service offices
Miami-Dade County, FL10
FDIC Summary of Deposits,

Loan production offices are not in this file. A bank with no office here can still lend here.

Capacity. Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

Lending capacity measures, with peers
MeasureThis lenderIts peersHow it is worked outSource
Estimated largest single loan$36.9M$19.9M to $74.3M across 8 peersEstimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated.FDIC call report, 12 CFR 32.3, Jun 30, 2026
CRE to capital191.4%49.4% to 298.4% across 8 peers(Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance.FDIC call report,
Construction to capital42.9%12.2% to 70.7% across 8 peersConstruction loans divided by tier 1 capital plus allowance.FDIC call report,
Loans to deposits92.4%41.7% to 108.4% across 8 peersTotal loans divided by total deposits.FDIC call report,
Unused CRE commitments$65.4M$17.1M to $196M across 8 peersCommitments to lend on commercial real estate that are not yet drawn, up 7.5% from a year earlier.FDIC call report,
Loans to assets82.9%31.9% to 86.4% across 8 peersTotal loans divided by total assets.FDIC call report,

Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.

Loan channel and SBA processing

Public record only

Preferred Lender authority
6,049 loans (73.4%)
SBA Express
2,194 loans
Approval to first disbursement
21 days, median of 7,055

SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.

Peers

Same kind of lender, similar size and book

Peers
LenderStateTotal assetsCommercial book
Cogent BankFL$2.45B$1.45B
The Bank of TampaFL$3.02B$1.53B
One Florida BankFL$2.07B$1.49B
Climate First BankFL$1.94B$1.13B
BayFirst National BankFL$1.14B$456M
Pibank, National AssociationFL$2.37B$914M
First Federal BankFL$4.49B$595M
Citizens Bank and TrustFL$1.48B$518M
FDIC call report,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • How much of its book it made recently. Call reports carry balances, not loans made.
  • Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
  • How its 1-4 family loans divide between owner-occupied and investor.
  • Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
  • Whether it takes brokers. No figure here means no evidence, not a refusal.

Check this page

Against the regulator's own record

  1. Name and charter. Newtek Bank, National Association, FDIC certificate 18734. Compare it with the regulator's record. [FDIC BankFind]
  2. Balances. $2.47B in total assets and $1.83B in commercial loans held, from the call report for June 30, 2026. [Source]
  3. Loans made. 8,327 recorded loans from SBA files, through September 30, 2026: 8,244 SBA 7(a) in 36 months, 83 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to Newtek Bank, National Association]
  4. Phone and website. Phone 888-681-7238, from the lender's website on November 9, 2026. Website newtekbank.com, from the FDIC record. [How to reach them]
  5. Recorded mortgages, New York City. 29 recorded mortgages in New York City under this name. [Source]

Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error

For the record

Data as of June 30, 2026. Page last changed November 12, 2026.

Regulator
Office of the Comptroller of the Currency
FDIC certificate
18734
RSSD
502111
The Lender Report ID
lr_000736
FDIC classifies this bank as
Commercial Lending Specialization
Ownership
Stock
Head office metro area
Miami-Fort Lauderdale-Pompano Beach, FL

FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.

  • Reported $2.5B in total assets as of June 30, 2026 (FDIC call report).
  • Held $1.8B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $789.1M of commercial and industrial loans as of June 30, 2026, up 102.8% from a year earlier (FDIC call report).
  • Held $568.8M of owner-occupied commercial real estate loans as of June 30, 2026, up 111.1% from a year earlier (FDIC call report).
  • Held $210.5M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 25.2% from a year earlier (FDIC call report).
  • Recorded 13,682 SBA 7(a) approvals totaling $5.5B from October 1, 2023 to September 30, 2026, of which 5,438 were later cancelled (SBA).
6 more sentences
  • Provided the first lien on 94 SBA 504 projects with $292.5M in first-lien dollars from October 1, 2023 to September 30, 2026, of which 11 were later cancelled (SBA).
  • Listed 1 office in 1 state (FDIC).
  • Held 6,053 commercial and industrial loans that were $1 million or less when made, with a balance of $482.5M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Held 541 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $102.1M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $0 for 1-4 family and $65.4M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
  • Named as the lender on 29 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $43.6M (NYC Department of Finance, ACRIS).

Cite this

Source: The Lender Report, Newtek Bank, National Association, https://lender.report/lender/newtek-bank-fl/, data as of June 30, 2026.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

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Work at Newtek Bank, National Association? Claim this page, free.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem