Unverified listing What this means
The Lender Report built this page from public records. Harvest Small Business Finance, LLC has not reviewed it. Every lender's page starts this way, and it says nothing about Harvest Small Business Finance, LLC itself. Each figure shows its source and date. Work at Harvest Small Business Finance, LLC? You can claim this page for free.
Non-bank lender, Laguna Hills, CA
Harvest Small Business Finance, LLC
A non-bank lender based in Laguna Hills, CA. Public files show recent SBA 7(a) and SBA 504 loans it made.
- Kind
- Non-bank lender
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 1,172
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- Not reported
- HMDA,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- www.harvestsbf.comFrom the SBA list, September 2, 2026.
- Names it files under
- Harvest Small Business FinanceSBA FOIA,
- Based in
- Laguna Hills, CASBA FOIA,
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| Oct 2023 to Sep 2026 | SBA 7(a) approvals by processing method: 1,142 under Preferred Lender authority.SBA ProcessingMethod field, net of cancellations. | SBA FOIA, |
| September 2, 2026 | Listed by SBA as a Small Business Lending Company.Membership in a public list, not lending volume. | SBA lender lists, |
| 2023-10 to 2026-09 | Named as the lender on 11 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias | NYC ACRIS recorded mortgages |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Washington | SBA 7(a), Promoters of Performing Arts, Sports, and Similar Events with Facilities | $3.7M | 9% | 25 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Tire Dealers | $3.5M | 9.25% | 25 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Wholesale Trade | $2.6M | 9.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Hotels (except Casino Hotels) and Motels | $2.6M | 9% | 25 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $2.2M | 9% | 25 yr | SBA FOIA | |
| Sep 2026 | South Carolina | SBA 7(a), Full-Service Restaurants | $2M | 9% | 25 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Full-Service Restaurants | $1.8M | 9% | 25 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Manufacturing | $1.7M | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Sports and Recreation Instruction | $1.5M | 9.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Manufacturing | $1.4M | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Outpatient Mental Health and Substance Abuse Centers | $1.4M | 9.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Kentucky | SBA 7(a), Child Care Services | $1.3M | 9.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Illinois | SBA 7(a), Jewelry Retailers | $1.3M | 9.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Child Care Services | $1.1M | 9.25% | 25 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Other Technical and Trade Schools | $1.1M | 9.75% | 25 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Brick, Stone, and Related Construction Material Merchant Wholesalers | $1.1M | 8.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Oregon | SBA 7(a), Drinking Places (Alcoholic Beverages) | $1M | 9.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), All Other Personal Services | $1M | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Other Personal Care Services | $920K | 9% | 25 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Tobacco, Electronic Cigarette, and Other Smoking Supplies Retailers | $880K | 9.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Illinois | SBA 7(a), Motorcycle, ATV, and All Other Motor Vehicle Dealers | $820K | 9% | 25 yr | SBA FOIA | |
| Dec 2025 | Hawaii | SBA 504, Accommodation and Food Services | $860K | 25 yr | SBA FOIA | ||
| May 2025 | Massachusetts | SBA 504, Wholesale Trade | $3.4M | 25 yr | SBA FOIA | ||
| Apr 2025 | Colorado | SBA 504, Retail Trade | $620K | 25 yr | SBA FOIA | ||
| Dec 2024 | Florida | SBA 504, Wholesale Trade | $1.1M | 25 yr | SBA FOIA | ||
| 1,162 SBA 7(a) loans since October 2023, net of cancelled | $1.16B | SBA FOIA | |||||
A blank means the source did not report it.
Recorded mortgages, New York City
NYC ACRIS, September 30, 2026
Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.
- 11 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name Harvest Small Business Finance, LLC as the lender, totaling $14.9M.
- 2 of them were recorded in the latest 12 months of that window.
| Property class | Mortgages | Dollars |
|---|---|---|
| Mixed use | 5 | $6.96M |
| Other | 3 | $4.80M |
| Industrial | 2 | $2.60M |
| Retail | 1 | $500K |
| Borough | Mortgages |
|---|---|
| Queens | 5 |
| Brooklyn | 4 |
| Manhattan | 1 |
| Bronx | 1 |
How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 1,162 | $1.16B | $723K | $5M | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 417 | $440M | SBA FOIA, | ||
| SBA 504 first lien, net of cancelled | 36 months to Sep 2026 | 10 | $14.0M | $799K | $3.4M | SBA FOIA, |
How these public files were tied to this lender. SBA 504 first liens: first-lien lender named in the file; not a call report filer.
| Industry | Loans | Dollars |
|---|---|---|
| Full-Service Restaurants | 99 | $104M |
| Child Care Services | 53 | $52.5M |
| Hotels (except Casino Hotels) and Motels | 47 | $86.0M |
| General Automotive Repair | 42 | $37.6M |
| Limited-Service Restaurants | 34 | $24.9M |
| Used Car Dealers | 32 | $27.6M |
| Drinking Places (Alcoholic Beverages) | 22 | $17.3M |
| Assisted Living Facilities for the Elderly | 21 | $24.0M |
| Plumbing, Heating, and Air-Conditioning Contractors | 19 | $13.9M |
| Gasoline Stations with Convenience Stores | 18 | $30.1M |
Other lenders in these fields: SBA lenders for restaurants, SBA lenders for child care businesses, SBA lenders for hotels and motels.
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: Small Business Lending Companies (SBLC) list, sheets Active SBLCs, NFRL and In Wind-Down as: SBA Small Business Lending Company (September 2, 2026). Listed by SBA as a Small Business Lending Company. Status with SBA: Active SBLC (SBA licensed Small Business Lending Company).
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: Small Business Lending Companies (SBLC) list, sheets Active SBLCs, NFRL and In Wind-Down,
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| California HQ | 1 | 344 | 1 | ||
| Florida | 0 | 102 | 1 | ||
| Texas | 0 | 77 | 0 | ||
| Georgia | 0 | 65 | 0 | ||
| Illinois | 0 | 58 | 0 | ||
| New York | 0 | 53 | 2 | ||
| Maryland | 0 | 45 | 2 | ||
| Washington | 0 | 41 | 0 | ||
| Arizona | 0 | 30 | 0 | ||
| New Jersey | 0 | 30 | 0 | ||
| North Carolina | 0 | 29 | 0 | ||
| Colorado | 0 | 22 | 2 |
Also in PA, NV, OR, OH, MA, SC, VA, MI, WI, MO, CT, TN, IN, HI, IA.
Loan channel and SBA processing
Public record only
- Preferred Lender authority
- 1,142 loans (98.3%)
- Approval to first disbursement
- 20 days, median of 1,099
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. Harvest Small Business Finance, LLC, Laguna Hills, CA. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 1,172 recorded loans from SBA files, through September 30, 2026: 1,162 SBA 7(a) in 36 months, 10 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to Harvest Small Business Finance, LLC]
- Phone and website. No phone number is on record. Website harvestsbf.com, from the FDIC record. [How to reach them]
- Recorded mortgages, New York City. 11 recorded mortgages in New York City under this name. [Source]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009507
- Recorded 1,251 SBA 7(a) approvals totaling $1.3B from October 1, 2023 to September 30, 2026, of which 89 were later cancelled (SBA).
- Provided the first lien on 10 SBA 504 projects with $14M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
- Listed by SBA as a Small Business Lending Company. (SBA list, as of September 2, 2026).
- Named as the lender on 11 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $14.9M (NYC Department of Finance, ACRIS).
Cite this
Source: The Lender Report, Harvest Small Business Finance, LLC, https://lender.report/lender/harvest-small-business-finance-ca/, data as of December 31, 2025.
Sources
- SBA FOIA, September 30, 2026
- SBA lender lists, September 2, 2026
- NYC ACRIS recorded mortgages, September 30, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Work at Harvest Small Business Finance, LLC? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem