SBA by industry · OH

SBA lenders for car washes in Ohio

20 lenders made 38 SBA loans to car washes in Ohio in the 36 months ending September 30, 2026. The Huntington National Bank made the most, with 9. The typical loan was about $440K.

Evidence
SBA 7(a) and 504 loans to car washes in Ohio, NAICS 811192
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
20
SBA FOIA,
SBA loans, 36 months
38
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$31.7M
SBA FOIA,
Last 12 months
10
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for car washes in Ohio, https://lender.report/sba-lenders-for/car-washes/ohio/, data as of September 30, 2026.

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SBA lenders for car washes in Ohio. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansDollars7(a)504Last 12 months
The Huntington National Bank SBA 7(a) recordBankColumbus, OH9$4.36M901
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT6$5.66M512
First Commonwealth Bank SBA 7(a) recordBankIndiana, PA4$2.69M401
First Financial Bank SBA 7(a) recordBankCincinnati, OH2$1.74M110
KeyBank National Association SBA 7(a) recordBankCleveland, OH2$1.52M200
Stearns Bank National Association SBA 7(a) recordBankSaint Cloud, MN1$5.00M100
Fifth Third Bank, National Association SBA 7(a) recordBankCincinnati, OH1$2.70M100
First Federal Savings and Loan Association of Lakewood SBA 504 recordSavingsLakewood, OH1$2.20M010
First National Bank of KentuckyBankCarrollton, KY1$1.20M011
The Community Bank SBA 7(a) recordBankZanesville, OH1$880K100
T Bank, National Association SBA 7(a) recordBankDallas, TX1$740K100
Wright-Patt Credit Union, Inc.Credit unionBeavercreek, OH1$730K011
East West Bank SBA 7(a) recordBankPasadena, CA1$670K100
The Farmers National Bank of Canfield SBA 504 recordBankCanfield, OH1$420K010
Enterprise Bank & Trust SBA 7(a) recordBankClayton, MO1$300K101
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ1$280K101
Telhio Credit Union SBA 7(a) recordCredit unionColumbus, OH1$220K100
Portage Community Bank SBA 7(a) recordBankRavenna, OH1$200K100
Northeast Bank SBA 7(a) recordBankPortland, ME1$150K100
PNC Bank, National Association SBA 7(a) recordBankWilmington, DE1$30.0K100
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Ohio
IndustryLoans
Car Washes38
SBA FOIA,
SBA loans for car washes in Ohio, by size
Loan sizeLoans
Under $150K9
$150K to $350K8
$350K to $1M11
$1M to $2.5M7
$2.5M or more3
SBA FOIA,
  • SBA lenders recorded 38 loans to car washes totaling $31.7M in Ohio in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $440K, with the middle half between $150K and $1.2M. SBA FOIA,
  • 32 were SBA 7(a) loans and 6 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.25% on 32 loans. SBA FOIA,
  • The median term was 20 years. SBA FOIA,
  • Banks and savings institutions made 35 of the loans, credit unions 2, and non-banks 1. SBA FOIA,
  • The five most active lenders made 60.5% of the loans. SBA FOIA,
  • The three most active lenders were The Huntington National Bank with 9, Celtic Bank with 6, and First Commonwealth Bank with 4. SBA FOIA,
  • 9 of the loans were under $150K, and 10 were $1M or more. SBA FOIA,
  • The SBA file shows 10 approvals of these loans dated in the 12 months to September 30, 2026, versus 12 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 10 of the 20 lenders are based in Ohio. The rest are based elsewhere, most often in California, Delaware and Kentucky. SBA FOIA,
  • The most common detailed industry in Ohio was Car Washes, with 38 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to car washes in Ohio
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Ohio, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 811192.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.