SBA by industry · OH

SBA lenders for child care businesses in Ohio

39 lenders made 131 SBA loans to child care businesses in Ohio in the 36 months ending September 30, 2026. The Huntington National Bank made the most, with 47. The typical loan was about $290K.

Evidence
SBA 7(a) and 504 loans to child care businesses in Ohio, NAICS 6244
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
39
SBA FOIA,
SBA loans, 36 months
131
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$82.3M
SBA FOIA,
Last 12 months
31
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for child care businesses in Ohio, https://lender.report/sba-lenders-for/child-care/ohio/, data as of September 30, 2026.

Describe a deal in Ohio

See which lenders made SBA loans to child care businesses, at your size and in your state. No account and no form.

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SBA lenders for child care businesses in Ohio. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 39.
LenderKindBased inLoansDollars7(a)504Last 12 months
The Huntington National Bank SBA 7(a) recordBankColumbus, OH47$11.6M4706
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC6$15.6M602
First Commonwealth Bank SBA 7(a) recordBankIndiana, PA5$6.92M411
KeyBank National Association SBA 7(a) recordBankCleveland, OH5$6.46M501
Telhio Credit Union SBA 7(a) recordCredit unionColumbus, OH5$927K500
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC4$5.22M402
First National Bank of Pennsylvania SBA 7(a) recordBankGreenville, PA4$3.99M401
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ4$2.27M401
Northwest Bank SBA 7(a) recordSavingsWarren, PA4$2.02M400
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL4$1.32M404
Fifth Third Bank, National Association SBA 7(a) recordBankCincinnati, OH3$1.94M301
Buckeye State Bank SBA 7(a) recordBankPowell, OH3$820K303
Valley Economic Development Partners, Inc. SBA 7(a) recordNon-bankYoungstown, OH3$770K300
PNC Bank, National Association SBA 7(a) recordBankWilmington, DE2$2.32M200
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH2$1.82M201
Peoples Bank SBA 7(a) recordBankMarietta, OH2$1.50M110
Byline Bank SBA 7(a) recordBankChicago, IL2$1.45M200
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA2$970K201
WesBanco Bank, Inc. SBA 7(a) recordBankWheeling, WV2$205K200
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH2$150K200
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT2$112K200
General Electric Credit UnionCredit unionCincinnati, OH1$2.20M010
Velocity Commercial Capital LLC SBA 504 recordNon-bankWestlake Village, CA1$1.80M011
The State Bank and Trust CompanyBankDefiance, OH1$1.40M010
Bank Five Nine SBA 504 recordBankOconomowoc, WI1$1.30M010
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Ohio
IndustryLoans
Child Care Services131
SBA FOIA,
SBA loans for child care businesses in Ohio, by size
Loan sizeLoans
Under $150K53
$150K to $350K18
$350K to $1M28
$1M to $2.5M27
$2.5M or more5
SBA FOIA,
  • SBA lenders recorded 131 loans to child care businesses totaling $82.3M in Ohio in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $290K, with the middle half between $50K and $980K. SBA FOIA,
  • 120 were SBA 7(a) loans and 11 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 9.75% on 120 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 113 of the loans, credit unions 8, and non-banks 10. SBA FOIA,
  • The five most active lenders made 51.9% of the loans. SBA FOIA,
  • The three most active lenders were The Huntington National Bank with 47, Live Oak Banking Company with 6, and First Commonwealth Bank with 5. SBA FOIA,
  • 53 of the loans were under $150K, and 32 were $1M or more. SBA FOIA,
  • The SBA file shows 31 approvals of these loans dated in the 12 months to September 30, 2026, versus 49 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 20 of the 39 lenders are based in Ohio. The rest are based elsewhere, most often in Pennsylvania, California and Missouri. SBA FOIA,
  • The most common detailed industry in Ohio was Child Care Services, with 131 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to child care businesses in Ohio
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Ohio, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 6244.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.