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The Lender Report built this page from public records. Celtic Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Celtic Bank itself. Each figure shows its source and date. Work at Celtic Bank? You can claim this page for free.

SBA 7(a) record

Celtic Bank: SBA 7(a) loans made

Celtic Bank, a bank based in Salt Lake City, UT, made 3,239 SBA 7(a) loans in the 36 months ending September 30, 2026, $1.5B in all, net of cancelled approvals. The typical loan was about $150K, and 997 were in the last 12 months. Most were in California.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
3,239
SBA FOIA,
Net of cancelled approvals
Dollars
$1.50B
SBA FOIA,
Rounded amounts
Typical loan
$150K
SBA FOIA,
Largest loan
$5M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
997
SBA FOIA,

Cite this

Source: The Lender Report, Celtic Bank: SBA 7(a) loans made, https://lender.report/lender/celtic-bank-ut/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Celtic BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026CaliforniaSBA 7(a), Car Washes$5M8.5%26 yrSBA FOIA
Sep 2026New JerseySBA 7(a), Car Washes$5M8.75%26 yrSBA FOIA
Sep 2026TexasSBA 7(a), All Other Amusement and Recreation Industries$5M9%26 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Assisted Living Facilities for the Elderly$4.4M8.75%26 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Hotels (except Casino Hotels) and Motels$4.2M8.75%26 yrSBA FOIA
Sep 2026MassachusettsSBA 7(a), Home Health Care Services$4.1M8.75%25 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Assisted Living Facilities for the Elderly$3.4M8.5%25 yrSBA FOIA
Sep 2026WashingtonSBA 7(a), Gasoline Stations with Convenience Stores$2.9M8.25%25 yrSBA FOIA
Sep 2026WashingtonSBA 7(a), Manufacturing$2.5M9.25%10 yrSBA FOIA
Sep 2026GeorgiaSBA 7(a), Beer, Wine, and Liquor Retailers$2.4M8.75%25 yrSBA FOIA
Sep 2026ColoradoSBA 7(a), All Other Miscellaneous Retailers$2M8.5%25 yrSBA FOIA
Sep 2026NevadaSBA 7(a), Management of Companies and Enterprises$2M9%25 yrSBA FOIA
Sep 2026UtahSBA 7(a), All Other Miscellaneous Manufacturing$1.9M8.75%10 yrSBA FOIA
Sep 2026New YorkSBA 7(a), Automotive Body, Paint, and Interior Repair and Maintenance$1.7M8.5%25 yrSBA FOIA
Sep 2026North CarolinaSBA 7(a), Drinking Places (Alcoholic Beverages)$1.6M9%25 yrSBA FOIA
Sep 2026ArizonaSBA 7(a), Residential Property Managers$1.2M9%10 yrSBA FOIA
Sep 2026MontanaSBA 7(a), Fitness and Recreational Sports Centers$1.2M9.25%25 yrSBA FOIA
Sep 2026OregonSBA 7(a), Full-Service Restaurants$1.2M8.75%25 yrSBA FOIA
Sep 2026ColoradoSBA 7(a), Full-Service Restaurants$1.1M8.75%25 yrSBA FOIA
Sep 2026North CarolinaSBA 7(a), Limited-Service Restaurants$1.1M9%10 yrSBA FOIA
Sep 2026IllinoisSBA 7(a), Child Care Services$920K9%25 yrSBA FOIA
Sep 2026TexasSBA 7(a), Fitness and Recreational Sports Centers$780K8.75%10 yrSBA FOIA
Sep 2026FloridaSBA 7(a), Nail Salons$760K9.5%10 yrSBA FOIA
Sep 2026ColoradoSBA 7(a), Roofing Contractors$740K8.75%10 yrSBA FOIA
Sep 2026FloridaSBA 7(a), Full-Service Restaurants$360K8.5%10 yrSBA FOIA
3,239 SBA 7(a) loans since October 2023, net of cancelled$1.50BSBA FOIA

A blank means the source did not report it.

Where Celtic Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
California690$365M
Texas296$141M
Florida252$88.2M
New York196$67.4M
Georgia133$33.6M
Arizona105$66.4M
North Carolina96$39.0M
Utah94$50.5M
Illinois90$34.1M
Colorado89$41.3M
Washington86$87.6M
Michigan83$36.8M
SBA FOIA,

SBA loans are on record by state only.

Celtic Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K974$76.9M
$150K to $350K1,521$235M
$350K to $1M353$226M
$1M to $2.5M244$398M
$2.5M or more147$569M
SBA FOIA,
Celtic Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q4168$84.9M
2024 Q1217$120M
2024 Q2239$123M
2024 Q3253$130M
2024 Q4285$129M
2025 Q1368$115M
2025 Q2367$133M
2025 Q3345$166M
2025 Q4246$92.7M
2026 Q1386$166M
2026 Q2219$119M
2026 Q3146$124M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program3,219
7a General15
International Trade Loans5
SBA FOIA,
  • Celtic Bank made 3,239 SBA 7(a) loans totaling $1.5B in the 36 months ending September 30, 2026, net of cancelled approvals, in 53 states. SBA FOIA,
  • 997 of them were in the 12 months to September 30, 2026, and 1,365 in the 12 months before. SBA FOIA,
  • The typical loan was about $150K, with the middle half between $110K and $150K. SBA FOIA,
  • The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 974 loans were under $150K, and 391 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 10.25% on 3,239 loans, with the middle half between 9.75% and 11.25%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Full-Service Restaurants, with 160. SBA FOIA,
  • The SBA file lists 3,219 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in California (690), Texas (296) and Florida (252). SBA FOIA,

What we don't know

  • Whether Celtic Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.