Small-Balance CRE · GA
Small-Balance CRE lenders in Georgia
79 lenders with an office in Georgia hold small-balance commercial real estate loans on their books. Center Parc Credit Union, based in Georgia, holds the largest book among those based here, at $317.1M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Georgia
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 79
- FDIC call report,
- Based here
- 69
- FDIC call report,
- Held by those based here
- $1.74B
- FDIC call report,
- Median book, based here
- $15.5M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Georgia, https://lender.report/small-balance-cre-lenders/georgia/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Center Parc Credit Union | Credit union | Atlanta, GA | 10 | $317M | |
| The Commercial Bank | Bank | Crawford, GA | 5 | $71.4M | |
| Southeastern Bank | Bank | Darien, GA | 9 | $56.9M | |
| First Peoples Bank | Bank | Pine Mountain, GA | 9 | $54.4M | |
| River City Bank | Bank | Rome, GA | 4 | $53.9M | |
| First State Bank of Blakely | Bank | Blakely, GA | 8 | $51.6M | |
| First State Bank | Bank | Wrens, GA | 6 | $45.2M | |
| Altamaha Bank & Trust Company | Bank | Vidalia, GA | 4 | $44.3M | |
| Northeast Georgia Bank | Bank | Lavonia, GA | 9 | $41.7M | |
| Bank of Madison | Bank | Madison, GA | 4 | $41.6M | |
| Douglas National Bank | Bank | Douglas, GA | 1 | $41.1M | |
| Commercial Banking Company | Savings | Valdosta, GA | 5 | $41.1M | |
| First Southern Bank | Bank | Waycross, GA | 1 | $39.3M | |
| Durden Banking Company, Incorporated | Bank | Twin City, GA | 4 | $38.7M | |
| Farmers State Bank | Bank | Dublin, GA | 3 | $35.4M | |
| Platinum Credit Union | Credit union | Duluth, GA | 4 | $34.8M | +5.3% |
| Classic City Bank | Bank | Athens, GA | 1 | $33.5M | |
| Georgia First Bank | Bank | Soperton, GA | 3 | $32.4M | |
| Excel Credit Union | Credit union | Norcross, GA | 2 | $29.7M | +22.9% |
| Bank of Newington | Bank | Newington, GA | 4 | $29.4M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Credit Union 1 | Credit union | Lombard, IL | 5 | $738M |
| Tennessee Valley Credit Union | Credit union | Chattanooga, TN | 8 | $110M |
| Family Savings Credit Union | Credit union | Rainbow City, AL | 6 | $93.5M |
| Five Star Credit Union | Credit union | Dothan, AL | 17 | $67.2M |
| Together Credit Union | Credit union | Saint Louis, MO | 1 | $60.8M |
| First Commerce Credit Union | Credit union | Tallahassee, FL | 6 | $53.6M |
| Peoples Bank of East Tennessee | Bank | Madisonville, TN | 1 | $49.2M |
| Empeople Credit Union | Credit union | Moline, IL | 2 | $40.7M |
| Baxter Credit Union | Credit union | Vernon Hills, IL | 2 | $37.7M |
| Ukrainian National Credit Union | Credit union | New York, NY | 1 | $5.09M |
- 69 of these lenders are based in Georgia, and 10 are based elsewhere with offices here. FDIC call report,
- These lenders: 56 banks, 4 savings institutions and 19 credit unions. FDIC call report,
- Lenders based in Georgia hold $1.7B of small-balance commercial real estate loans. FDIC call report,
- The five largest books based here hold 31.8% of that total. FDIC call report,
- Center Parc Credit Union holds $317.1M, and The Commercial Bank holds $71.4M. FDIC call report,
- The median book among lenders based in Georgia is $15.5M. FDIC call report,
- 6 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 1 lender based here hold $100M or more of it. FDIC call report,
- These lenders list 304 offices in Georgia. FDIC office list,
- Five Star Credit Union, based in Alabama, lists the most offices here among out-of-state lenders, at 17. FDIC office list,
- Among credit unions here, the median average loan in this category is $669K. NCUA 5300,
- Kinetic Credit Union grew this book the most in the year, up 48.5% to $12.8M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Georgia
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Georgia. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Georgia. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.