Small-Balance CRE · SC
Small-Balance CRE lenders in South Carolina
38 lenders with an office in South Carolina hold small-balance commercial real estate loans on their books. Arthur State Bank, based in South Carolina, holds the largest book among those based here, at $81.1M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in South Carolina
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 38
- FDIC call report,
- Based here
- 27
- FDIC call report,
- Held by those based here
- $642M
- FDIC call report,
- Median book, based here
- $16.2M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in South Carolina, https://lender.report/small-balance-cre-lenders/south-carolina/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Arthur State Bank | Bank | Union, SC | 19 | $81.1M | |
| Spero Financial Credit Union | Credit union | Greenville, SC | 11 | $67.6M | +6.3% |
| The Citizens Bank | Bank | Olanta, SC | 25 | $65.9M | |
| Greenville Credit Union | Credit union | Greenville, SC | 6 | $59.6M | +21.1% |
| The Bank of Clarendon | Bank | Manning, SC | 5 | $39.9M | |
| Enterprise Bank of South Carolina | Bank | Ehrhardt, SC | 12 | $36.3M | |
| First Piedmont Federal Savings and Loan Association of Gaffney | Savings | Gaffney, SC | 7 | $33.6M | |
| Palmetto State Bank | Bank | Hampton, SC | 8 | $32.5M | |
| Bank of York | Bank | York, SC | 4 | $28.2M | |
| Dedicated Community Bank | Bank | Darlington, SC | 2 | $24.9M | |
| Bank of Greeleyville | Bank | Greeleyville, SC | 3 | $20.6M | |
| Blue Ridge Bank | Bank | Walhalla, SC | 6 | $19.3M | |
| Farmers and Merchants Bank of South Carolina | Bank | Holly Hill, SC | 8 | $18.1M | |
| Carolina Trust Credit Union | Credit union | Myrtle Beach, SC | 7 | $16.2M | +6.8% |
| South Carolina Credit Union | Credit union | North Charleston, SC | 33 | $14.9M | +35.0% |
| SPC Credit Union | Credit union | Hartsville, SC | 7 | $13.4M | +17.4% |
| Carolina Foothills Credit Union | Credit union | Spartanburg, SC | 7 | $12.3M | +84.0% |
| The Commercial Bank | Bank | Honea Path, SC | 8 | $12.2M | |
| Abbeville First Bank, SSB | Savings | Abbeville, SC | 2 | $10.9M | |
| CARO Credit Union | Credit union | Columbia, SC | 4 | $10.5M | +2.6% |
See all 38 small-balance CRE lenders in South Carolina in Search
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Grow Financial Credit Union | Credit union | Tampa, FL | 5 | $78.6M |
| Corning Credit Union | Credit union | Corning, NY | 2 | $68.4M |
| Bayer Heritage Credit Union | Credit union | New Martinsville, WV | 3 | $58.9M |
| Movement Bank | Bank | Danville, VA | 1 | $28.7M |
| Carolinas Telco Credit Union | Credit union | Charlotte, NC | 2 | $12.4M |
| Market USA Credit Union | Credit union | Laurel, MD | 1 | $8.79M |
| Ukrainian Credit Union | Credit union | Rochester, NY | 1 | $7.65M |
| Self-Help Credit Union | Credit union | Durham, NC | 5 | $7.33M |
| Eaton Family Credit Union | Credit union | Euclid, OH | 1 | $6.03M |
| Duke University Credit Union | Credit union | Durham, NC | 1 | $4.37M |
- 27 of these lenders are based in South Carolina, and 11 are based elsewhere with offices here. FDIC call report,
- These lenders: 12 banks, 8 savings institutions and 18 credit unions. FDIC call report,
- Lenders based in South Carolina hold $642.2M of small-balance commercial real estate loans. FDIC call report,
- The five largest books based here hold 48.9% of that total. FDIC call report,
- Arthur State Bank holds $81.1M, and Spero Financial Credit Union holds $67.6M. FDIC call report,
- The median book among lenders based in South Carolina is $16.2M. FDIC call report,
- 4 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- These lenders list 223 offices in South Carolina. FDIC office list,
- Grow Financial Credit Union, based in Florida, lists the most offices here among out-of-state lenders, at 5. FDIC office list,
- Among credit unions here, the median average loan in this category is $710K. NCUA 5300,
- Carolina Foothills Credit Union grew this book the most in the year, up 84.0% to $12.3M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in South Carolina
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in South Carolina. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in South Carolina. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.