Small-Balance CRE · IN
Small-Balance CRE lenders in Indiana
82 lenders with an office in Indiana hold small-balance commercial real estate loans on their books. Citizens State Bank of New Castle, Indiana, based in Indiana, holds the largest book among those based here, at $184.6M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Indiana
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 82
- FDIC call report,
- Based here
- 67
- FDIC call report,
- Held by those based here
- $1.90B
- FDIC call report,
- Median book, based here
- $16.0M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Indiana, https://lender.report/small-balance-cre-lenders/indiana/, data as of June 30, 2026.
Describe a deal in Indiana
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
Show small-balance CRE loans in IndianaOn this list? Find your page
| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Citizens State Bank of New Castle, Indiana | Bank | New Castle, IN | 10 | $185M | |
| Centra Credit Union | Credit union | Columbus, IN | 27 | $138M | +16.9% |
| Indiana University Credit Union | Credit union | Bloomington, IN | 8 | $108M | +28.8% |
| Beacon Credit Union | Credit union | Wabash, IN | 23 | $87.6M | +249.6% |
| First Federal Savings Bank | Bank | Huntington, IN | 9 | $77.7M | |
| Citizens Bank | Bank | Mooresville, IN | 9 | $73.0M | |
| Hoosier Hills Credit Union | Credit union | Bedford, IN | 11 | $71.2M | +33.7% |
| Springs Valley Bank & Trust Company | Bank | French Lick, IN | 6 | $62.0M | |
| The New Washington State Bank | Bank | New Washington, IN | 12 | $59.0M | |
| Grant County State Bank | Bank | Swayzee, IN | 3 | $53.6M | |
| The Fountain Trust Company | Bank | Covington, IN | 16 | $52.7M | |
| TECH Credit Union | Credit union | Crown Point, IN | 10 | $52.7M | +5.7% |
| Wayne Bank and Trust Co. | Bank | Richmond, IN | 4 | $52.5M | |
| Three Rivers Credit Union | Credit union | Fort Wayne, IN | 24 | $51.5M | |
| Heritage Credit Union | Credit union | Newburgh, IN | 19 | $45.2M | |
| Owen County State Bank | Bank | Spencer, IN | 7 | $44.2M | |
| The Bippus State Bank | Bank | Huntington, IN | 6 | $39.1M | |
| Crossroads Bank | Bank | Wabash, IN | 7 | $36.3M | |
| The Peoples State Bank | Bank | Ellettsville, IN | 15 | $35.7M | |
| The Hometown Savings Bank | Savings | Terre Haute, IN | 7 | $35.5M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Credit Union 1 | Credit union | Lombard, IL | 6 | $738M |
| United Credit Union | Credit union | St Joseph, MI | 3 | $111M |
| Kemba Credit Union | Credit union | West Chester, OH | 3 | $96.4M |
| PARK Credit Union | Credit union | Louisville, KY | 2 | $63.2M |
| Everence Credit Union | Credit union | Lancaster, PA | 2 | $39.5M |
| Baxter Credit Union | Credit union | Vernon Hills, IL | 1 | $37.7M |
| Greenville National Bank | Bank | Greenville, OH | 1 | $37.5M |
| The Farmers Bank of Milton | Bank | Milton, KY | 1 | $21.3M |
| The Antwerp Exchange Bank Company | Bank | Antwerp, OH | 1 | $16.6M |
| The Farmers State Bank | Bank | New Madison, OH | 2 | $15.1M |
- 67 of these lenders are based in Indiana, and 15 are based elsewhere with offices here. FDIC call report,
- These lenders: 41 banks, 8 savings institutions and 33 credit unions. FDIC call report,
- Lenders based in Indiana hold $1.9B of small-balance commercial real estate loans. FDIC call report,
- The five largest books based here hold 31.3% of that total. FDIC call report,
- Citizens State Bank of New Castle, Indiana holds $184.6M, and Centra Credit Union holds $138.3M. FDIC call report,
- The median book among lenders based in Indiana is $16M. FDIC call report,
- 10 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 3 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 475 offices in Indiana. FDIC office list,
- Credit Union 1, based in Illinois, lists the most offices here among out-of-state lenders, at 6. FDIC office list,
- Among credit unions here, the median average loan in this category is $439K. NCUA 5300,
- Beacon Credit Union grew this book the most in the year, up 249.6% to $87.6M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Indiana
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Indiana. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Indiana. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.