Small-Balance CRE · WI
Small-Balance CRE lenders in Wisconsin
106 lenders with an office in Wisconsin hold small-balance commercial real estate loans on their books. Covantage Credit Union, based in Wisconsin, holds the largest book among those based here, at $472.3M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Wisconsin
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 106
- FDIC call report,
- Based here
- 94
- FDIC call report,
- Held by those based here
- $3.01B
- FDIC call report,
- Median book, based here
- $17.1M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Wisconsin, https://lender.report/small-balance-cre-lenders/wisconsin/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Covantage Credit Union | Credit union | Antigo, WI | 19 | $472M | +0.8% |
| Fox Communities Credit Union | Credit union | Appleton, WI | 23 | $304M | +17.5% |
| Verve, a Credit Union | Credit union | Oshkosh, WI | 15 | $120M | |
| Bank of Luxemburg | Bank | Luxemburg, WI | 9 | $109M | |
| State Bank of Chilton | Bank | Chilton, WI | 5 | $106M | |
| Forward Bank | Savings | Marshfield, WI | 14 | $100M | |
| Spring Bank | Bank | Brookfield, WI | 1 | $87.5M | |
| Westconsin Credit Union | Credit union | Menomonie, WI | 21 | $80.9M | |
| Altra Credit Union | Credit union | Onalaska, WI | 6 | $80.0M | +15.6% |
| Wolf River Community Bank | Bank | Hortonville, WI | 4 | $62.3M | |
| The Bank of New Glarus | Bank | New Glarus, WI | 8 | $57.5M | |
| West Pointe Bank | Bank | Oshkosh, WI | 1 | $55.3M | |
| Royal Bank | Bank | Elroy, WI | 21 | $53.8M | |
| Woodford State Bank | Bank | Monroe, WI | 6 | $49.5M | |
| Citizens State Bank | Bank | Hudson, WI | 5 | $42.5M | |
| Cleveland State Bank | Bank | Cleveland, WI | 3 | $42.2M | |
| Educators Credit Union | Credit union | Racine, WI | 26 | $41.9M | +11.8% |
| Collins State Bank | Bank | Collins, WI | 6 | $38.3M | |
| First Citizens State Bank | Bank | Whitewater, WI | 8 | $38.0M | |
| Sterling Bank | Bank | Barron, WI | 4 | $37.8M |
See all 106 small-balance CRE lenders in Wisconsin in Search
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Credit Union 1 | Credit union | Lombard, IL | 1 | $738M |
| Dupaco Community Credit Union | Credit union | Dubuque, IA | 3 | $354M |
| Sauk Valley Bank & Trust Company | Bank | Sterling, IL | 3 | $51.7M |
| Apple River State Bank | Bank | Apple River, IL | 2 | $41.3M |
| Empeople Credit Union | Credit union | Moline, IL | 5 | $40.7M |
| Baxter Credit Union | Credit union | Vernon Hills, IL | 1 | $37.7M |
| Peoples State Bank of Plainview | Bank | Plainview, MN | 3 | $31.7M |
| Self-Help Credit Union | Credit union | Durham, NC | 2 | $7.33M |
| Harbor Pointe Credit Union | Credit union | Duluth, MN | 1 | $4.47M |
| Union Federal Savings and Loan Association | Savings | Kewanee, IL | 1 | $3.51M |
- 94 of these lenders are based in Wisconsin, and 12 are based elsewhere with offices here. FDIC call report,
- These lenders: 59 banks, 8 savings institutions and 39 credit unions. FDIC call report,
- Lenders based in Wisconsin hold $3B of small-balance commercial real estate loans. FDIC call report,
- The five largest books based here hold 36.9% of that total. FDIC call report,
- Covantage Credit Union holds $472.3M, and Fox Communities Credit Union holds $304.1M. FDIC call report,
- The median book among lenders based in Wisconsin is $17.1M. FDIC call report,
- 16 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 6 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 519 offices in Wisconsin. FDIC office list,
- Empeople Credit Union, based in Illinois, lists the most offices here among out-of-state lenders, at 5. FDIC office list,
- Among credit unions here, the median average loan in this category is $344K. NCUA 5300,
- Fort Community Credit Union grew this book the most in the year, up 68.7% to $11.3M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Wisconsin
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Wisconsin. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Wisconsin. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.