Small-Balance CRE · IA
Small-Balance CRE lenders in Iowa
172 lenders with an office in Iowa hold small-balance commercial real estate loans on their books. Dupaco Community Credit Union, based in Iowa, holds the largest book among those based here, at $354.3M.
- Evidence
- Lender has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Iowa
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 172
- FDIC call report,
- Based here
- 162
- FDIC call report,
- Held by those based here
- $2.47B
- FDIC call report,
- Median book, based here
- $8.96M
- FDIC call report,
Cite this
Source: The Lender Report, Small-Balance CRE lenders in Iowa, https://lender.report/small-balance-cre-lenders/iowa/, data as of June 30, 2026.
Describe a deal in Iowa
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
Show small-balance CRE loans in IowaOn this list? Find your page
| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Dupaco Community Credit Union | Credit union | Dubuque, IA | 19 | $354M | |
| First Central State Bank | Bank | Dewitt, IA | 6 | $132M | |
| Ohnward Bank & Trust | Bank | Cascade, IA | 6 | $76.7M | |
| Primebank | Bank | Le Mars, IA | 4 | $59.9M | |
| Home State Bank | Bank | Jefferson, IA | 2 | $58.2M | |
| NSB Bank | Bank | Mason City, IA | 6 | $49.1M | |
| Premier Bank | Bank | Dubuque, IA | 3 | $45.8M | |
| Manufacturers Bank & Trust Company | Bank | Forest City, IA | 3 | $44.0M | |
| Dutrac Community Credit Union | Credit union | Dubuque, IA | 14 | $40.6M | +7.8% |
| Pilot Grove Savings Bank | Bank | Pilot Grove, IA | 17 | $38.3M | |
| South Ottumwa Savings Bank | Bank | Ottumwa, IA | 6 | $37.9M | |
| The Shelby County State Bank | Bank | Harlan, IA | 11 | $35.7M | |
| Waukon State Bank | Bank | Waukon, IA | 4 | $34.6M | |
| Commercial Savings Bank | Bank | Carroll, IA | 2 | $34.5M | |
| United Bank of Iowa | Bank | Ida Grove, IA | 38 | $34.2M | |
| Iowa State Bank | Bank | Algona, IA | 5 | $33.6M | |
| Peoples Savings Bank | Bank | Indianola, IA | 8 | $31.1M | |
| Blue Grass Savings Bank | Bank | Blue Grass, IA | 2 | $28.4M | |
| Earlham Savings Bank | Bank | West Des Moines, IA | 9 | $28.0M | |
| First Iowa State Bank | Bank | Albia, IA | 6 | $26.9M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Centris Credit Union | Credit union | Omaha, NE | 2 | $102M |
| Fortress Bank | Bank | Peoria, IL | 1 | $88.4M |
| Washington County Bank | Bank | Blair, NE | 1 | $46.4M |
| Empeople Credit Union | Credit union | Moline, IL | 12 | $40.7M |
| Vibrant Credit Union | Credit union | Moline, IL | 1 | $23.5M |
| Farmers Bank of Northern Missouri | Bank | Unionville, MO | 3 | $17.9M |
| Flanagan State Bank | Bank | Flanagan, IL | 1 | $15.9M |
| Rivers Edge Bank | Bank | Marion, SD | 1 | $14.5M |
| F&M Bank | Bank | West Point, NE | 1 | $13.3M |
| Fidelity Bank | Bank | Savanna, IL | 3 | $10.4M |
- 162 of these lenders are based in Iowa, and 10 are based elsewhere with offices here. FDIC call report,
- These lenders: 139 banks and 33 credit unions. FDIC call report,
- Lenders based in Iowa hold $2.5B of small-balance commercial real estate loans. FDIC call report,
- The five largest books based here hold 27.6% of that total. FDIC call report,
- Dupaco Community Credit Union holds $354.3M, and First Central State Bank holds $131.6M. FDIC call report,
- The median book among lenders based in Iowa is $9M. FDIC call report,
- 13 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 2 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 673 offices in Iowa. FDIC office list,
- Empeople Credit Union, based in Illinois, lists the most offices here among out-of-state lenders, at 12. FDIC office list,
- Among credit unions here, the median average loan in this category is $190K. NCUA 5300,
- Corda Credit Union grew this book the most in the year, up 70.9% to $17.4M. FDIC call report,
How this list is defined
- Measure
- small-balance commercial real estate loans held by lenders with an office in Iowa
- Period
- June 30, 2026
- Formula
- The balance of small-balance commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Iowa. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
For banks the book shown is nonfarm nonresidential loans of $1M or less. For credit unions it is the non-owner-occupied commercial real estate book, where the average loan is $1M or less.
Small-balance commercial real estate means loans of about $1M or less. A lender with many of them often works with smaller borrowers.
This is a rule of thumb on public filings. It is not a statement from any lender about what it will lend on.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it has a small-balance commercial real estate book (banks: 40% or more of it in loans of $1M or less; credit unions: an average non-owner-occupied loan of $1M or less) and has an office in Iowa. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.