Owner-Occupied CRE · AZ
Owner-Occupied CRE lenders in Arizona
93 lenders with an office in Arizona hold owner-occupied commercial real estate loans on their books. Western Alliance Bank, based in Arizona, holds the largest book among those based here, at $1.5B.
- Evidence
- Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Arizona
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 93
- FDIC call report,
- Based here
- 26
- FDIC call report,
- Held by those based here
- $2.94B
- FDIC call report,
- +6.8% from a year earlier
- Median book, based here
- $21.4M
- FDIC call report,
Cite this
Source: The Lender Report, Owner-Occupied CRE lenders in Arizona, https://lender.report/owner-occupied-cre-lenders/arizona/, data as of June 30, 2026.
Describe a deal in Arizona
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
Show owner-occupied CRE loans in ArizonaOn this list? Find your page
| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Western Alliance Bank | Bank | Phoenix, AZ | 9 | $1.46B | |
| Arizona Financial Credit Union | Credit union | Phoenix, AZ | 21 | $322M | +5.9% |
| Oneaz Credit Union | Credit union | Phoenix, AZ | 27 | $300M | +192.3% |
| Southwest Heritage Bank | Savings | Scottsdale, AZ | 6 | $152M | +6.8% |
| BNC National Bank | Bank | Glendale, AZ | 1 | $144M | |
| Desert Financial Credit Union | Credit union | Phoenix, AZ | 51 | $128M | +16.5% |
| Integro Bank | Bank | Phoenix, AZ | 1 | $73.7M | +79.9% |
| PIMA Credit Union | Credit union | Tucson, AZ | 17 | $56.9M | |
| Gateway Commercial Bank | Bank | Mesa, AZ | 1 | $53.1M | +4.2% |
| Avenir Financial Credit Union | Credit union | Yuma, AZ | 4 | $40.1M | +84.0% |
| American Southwest Credit Union | Credit union | Sierra Vista, AZ | 7 | $25.0M | |
| West Valley National Bank | Bank | Goodyear, AZ | 2 | $23.3M | +3.0% |
| Tucson Credit Union | Credit union | Tucson, AZ | 9 | $21.4M | +150.8% |
| Mission Bank | Bank | Kingman, AZ | 3 | $21.1M | |
| Vantage West Credit Union | Credit union | Tucson, AZ | 20 | $19.2M | |
| First Credit Union | Credit union | Chandler, AZ | 10 | $18.5M | |
| Gainey Business Bank | Bank | Scottsdale, AZ | 1 | $14.9M | +99.8% |
| Goldwater Bank, N.A. | Bank | Phoenix, AZ | 2 | $14.9M | +33.9% |
| Zenith Bank & Trust | Bank | Scottsdale, AZ | 1 | $12.3M | +317.6% |
| Truwest Credit Union | Credit union | Scottsdale, AZ | 9 | $8.97M | +21.5% |
See all 93 owner-occupied CRE lenders in Arizona in Loan Comps
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Bank of America, National Association | Bank | Charlotte, NC | 104 | $24.7B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 153 | $17.8B |
| First-Citizens Bank & Trust Company | Bank | Raleigh, NC | 5 | $16.8B |
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 189 | $14.4B |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | 12 | $12.0B |
| PNC Bank, National Association | Bank | Wilmington, DE | 71 | $10.4B |
| U.S. Bank National Association | Bank | Cincinnati, OH | 56 | $9.01B |
| Zions Bancorporation, N.A. | Bank | Salt Lake City, UT | 56 | $8.63B |
| BMO Bank National Association | Bank | Chicago, IL | 62 | $8.14B |
| Columbia Bank | Bank | Roseburg, OR | 7 | $6.89B |
- 26 of these lenders are based in Arizona, and 67 are based elsewhere with offices here. FDIC call report,
- These lenders: 58 banks, 4 savings institutions and 31 credit unions. FDIC call report,
- Lenders based in Arizona hold $2.9B of owner-occupied commercial real estate loans, up 6.8% from a year earlier. FDIC call report,
- The five largest books based here hold 81.0% of that total. FDIC call report,
- Western Alliance Bank holds $1.5B, and Arizona Financial Credit Union holds $321.9M. FDIC call report,
- The median book among lenders based in Arizona is $21.4M. FDIC call report,
- 12 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 6 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 1,241 offices in Arizona. FDIC office list,
- JPMorgan Chase Bank, National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 189. FDIC office list,
- Among credit unions here, the median average loan in this category is $746K. NCUA 5300,
- Oneaz Credit Union grew this book the most in the year, up 192.3% to $300.1M. FDIC call report,
How this list is defined
- Measure
- owner-occupied commercial real estate loans held by lenders with an office in Arizona
- Period
- June 30, 2026
- Formula
- The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Arizona. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Arizona. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.