Owner-Occupied CRE · MO

Owner-Occupied CRE lenders in Missouri

265 lenders with an office in Missouri hold owner-occupied commercial real estate loans on their books. UMB Bank, National Association, based in Missouri, holds the largest book among those based here, at $5B.

Evidence
Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Missouri
Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders with an office here
265
FDIC call report,
Based here
194
FDIC call report,
Held by those based here
$21.4B
FDIC call report,
+7.6% from a year earlier, 187 of 194 lenders
Median book, based here
$23.1M
FDIC call report,

Cite this

Source: The Lender Report, Owner-Occupied CRE lenders in Missouri, https://lender.report/owner-occupied-cre-lenders/missouri/, data as of June 30, 2026.

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Lenders based in Missouri, by book held. First 20 of 194.
LenderKindBased inOffices hereHoldsGrowth, 12 months
UMB Bank, National AssociationBankKansas City, MO45$5.00B+8.1%
Enterprise Bank & TrustBankClayton, MO18$2.39B+5.6%
Commerce BankBankKansas City, MO89$1.42B
The Central Trust BankBankJefferson City, MO125$1.30B+4.0%
First Bank of the LakeBankOsage Beach, MO1$1.06B+32.8%
First BankBankSt. Louis, MO26$620M+0.1%
Oakstar BankBankSpringfield, MO18$485M+27.0%
Southern BankBankPoplar Bluff, MO55$472M+6.6%
Cass Commercial BankBankDes Peres, MO3$443M
First State Community BankBankFarmington, MO53$419M+5.1%
Academy Bank, National AssociationBankKansas City, MO29$334M+7.3%
Midwest BankCentreBankLemay, MO18$329M+1.5%
The Bank of MissouriBankPerryville, MO32$325M
Omb BankBankSpringfield, MO8$246M+32.0%
Wood & Huston BankBankMarshall, MO12$227M+7.3%
Midwest Regional BankBankClayton, MO7$191M+3.5%
Hawthorn BankBankJefferson City, MO26$179M+2.5%
Great Southern BankBankReeds Spring, MO68$170M
Sullivan BankBankSullivan, MO11$159M+1.6%
PSB BankBankRhineland, MO18$150M
FDIC call report,

See all 265 owner-occupied CRE lenders in Missouri in Loan Comps

Based elsewhere, with offices in Missouri. First 10 of 71.
LenderKindBased inOffices hereHolds, nationwide
Bank of America, National AssociationBankCharlotte, NC50$24.7B
Wells Fargo Bank, National AssociationBankSioux Falls, SD1$17.8B
First-Citizens Bank & Trust CompanyBankRaleigh, NC1$16.8B
JPMorgan Chase Bank, National AssociationBankColumbus, OH45$14.4B
The Huntington National BankBankColumbus, OH5$13.3B
PNC Bank, National AssociationBankWilmington, DE27$10.4B
U.S. Bank National AssociationBankCincinnati, OH129$9.01B
BMO Bank National AssociationBankChicago, IL23$8.14B
Regions BankBankBirmingham, AL49$5.38B
CIBC Bank USABankChicago, IL1$4.44B
FDIC call report,
  • 194 of these lenders are based in Missouri, and 71 are based elsewhere with offices here. FDIC call report,
  • These lenders: 232 banks, 5 savings institutions and 28 credit unions. FDIC call report,
  • Lenders based in Missouri hold $21.4B of owner-occupied commercial real estate loans, up 7.6% from a year earlier among the 187 of 194 with a comparable earlier filing. FDIC call report,
  • The five largest books based here hold 52.3% of that total. FDIC call report,
  • UMB Bank, National Association holds $5B, and Enterprise Bank & Trust holds $2.4B. FDIC call report,
  • The median book among lenders based in Missouri is $23.1M. FDIC call report,
  • 61 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
  • 33 lenders based here hold $100M or more of it. FDIC call report,
  • These lenders list 2,280 offices in Missouri. FDIC office list,
  • U.S. Bank National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 129. FDIC office list,
  • Among credit unions here, the median average loan in this category is $438K. NCUA 5300,
  • Arlo Bank grew this book the most in the year, up 214.4% to $33.5M. FDIC call report,

How this list is defined

Measure
owner-occupied commercial real estate loans held by lenders with an office in Missouri
Period
June 30, 2026
Formula
The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Missouri. A balance held, not loans made.
Order
Largest first by the book held at the latest filing, then name. Payment is not part of the order.
As of
June 30, 2026
Changelog
  • : First published, with the data built on this date.

Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Missouri. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.