Investor CRE · RI

Investor CRE lenders in Rhode Island

24 lenders with an office in Rhode Island hold non-owner-occupied commercial real estate loans on their books. Citizens Bank, National Association, based in Rhode Island, holds the largest book among those based here, at $10.2B.

Evidence
Lender holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Rhode Island
Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders with an office here
24
FDIC call report,
Based here
10
FDIC call report,
Held by those based here
$13.3B
FDIC call report,
-6.0% from a year earlier
Median book, based here
$137M
FDIC call report,

Cite this

Source: The Lender Report, Investor CRE lenders in Rhode Island, https://lender.report/investor-cre-lenders/rhode-island/, data as of June 30, 2026.

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Lenders based in Rhode Island, by book held
LenderKindBased inOffices hereHoldsGrowth, 12 months
Citizens Bank, National AssociationBankProvidence, RI53$10.2B
The Washington Trust Company, of WesterlyBankWesterly, RI28$1.44B
BankNewportBankMiddletown, RI20$674M+29.8%
Centreville BankSavingsWest Warwick, RI16$634M
Shoreham BankSavingsWarwick, RI4$137M
Navigant Credit UnionCredit unionSmithfield, RI27$87.6M+18.3%
Coastal1 Credit UnionCredit unionPawtucket, RI18$73.7M
Greenwood Credit UnionCredit unionWarwick, RI2$33.3M+20.3%
Westerly Community Credit UnionCredit unionWakefield, RI5$15.4M+53.9%
The Peoples Credit UnionCredit unionMiddletown, RI6$13.2M
FDIC call report,

See all 24 investor CRE lenders in Rhode Island in Loan Comps

Based elsewhere, with offices in Rhode Island. First 10 of 14.
LenderKindBased inOffices hereHolds, nationwide
JPMorgan Chase Bank, National AssociationBankColumbus, OH16$39.4B
Bank of America, National AssociationBankCharlotte, NC24$37.1B
TD Bank, National AssociationBankWilmington, DE9$12.5B
Beacon Bank and TrustBankBoston, MA27$5.19B
Eastern BankBankBoston, MA8$4.25B
Santander Bank, N.A.BankWilmington, DE25$2.42B
Bristol County Savings BankBankTaunton, MA4$485M
Navy Federal Credit UnionCredit unionVienna, VA1$398M
BayCoast BankSavingsSwansea, MA7$340M
Fall River Five Cents Savings BankBankFall River, MA3$270M
FDIC call report,
  • 10 of these lenders are based in Rhode Island, and 14 are based elsewhere with offices here. FDIC call report,
  • These lenders: 12 banks, 5 savings institutions and 7 credit unions. FDIC call report,
  • Lenders based in Rhode Island hold $13.3B of non-owner-occupied commercial real estate loans, down 6.0% from a year earlier. FDIC call report,
  • The five largest books based here hold 98.3% of that total. FDIC call report,
  • Citizens Bank, National Association holds $10.2B, and The Washington Trust Company, of Westerly holds $1.4B. FDIC call report,
  • The median book among lenders based in Rhode Island is $136.9M. FDIC call report,
  • 4 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
  • 5 lenders based here hold $100M or more of it. FDIC call report,
  • These lenders list 308 offices in Rhode Island. FDIC office list,
  • Beacon Bank and Trust, based in Massachusetts, lists the most offices here among out-of-state lenders, at 27. FDIC office list,
  • Among credit unions here, the median average loan in this category is $769K. NCUA 5300,
  • Westerly Community Credit Union grew this book the most in the year, up 53.9% to $15.4M. FDIC call report,

How this list is defined

Measure
non-owner-occupied commercial real estate loans held by lenders with an office in Rhode Island
Period
June 30, 2026
Formula
The balance of non-owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Rhode Island. A balance held, not loans made.
Order
Largest first by the book held at the latest filing, then name. Payment is not part of the order.
As of
June 30, 2026
Changelog
  • : First published, with the data built on this date.

Non-owner-occupied commercial real estate is property the borrower rents to others: office, retail, industrial and the like. Call reports do not say which.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Rhode Island. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.