192 lenders made at least one 1-4 unit investor or business-purpose loan in Rhode Island in 2025. RF Renovo Management Company, LLC made the most, with 97 of the 1,778 on record.
Evidence
Lender made at least one 1-4 unit investor or business-purpose loan in Rhode Island in 2025 (HMDA)
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
192
HMDA,
Investor loans, 2025
1,778
HMDA,
1-4 units or business purpose
Based in the state
14
HMDA,
Cite this
Source: The Lender Report, 1-4 Unit Investor lenders in Rhode Island, https://lender.report/investor-1-4-lenders/rhode-island/, data as of December 31, 2025.
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Lenders made 1,778 1-4 unit investor or business-purpose loans in Rhode Island in 2025. HMDA,
The five most active lenders made 20.8% of them. HMDA,
Non-banks made 67.0% of these loans in Rhode Island. HMDA,
50 lenders made 10 or more of these loans in Rhode Island in 2025. HMDA,
14 of these lenders are based in Rhode Island, and the rest lend in from other states. HMDA,
RF Renovo Management Company, LLC made 97 loans here, and Centreville Bank made 82. HMDA,
These lenders: 33 banks, 18 savings institutions, 17 credit unions and 124 non-bank lenders. HMDA,
Among these lenders, the median 1-4 unit investor loan nationally is $275K. HMDA,
How this list is defined
Measure
1-4 unit investor loans made in Rhode Island
Period
2025
Formula
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Rhode Island in 2025. A lender is listed if it made at least one.
Order
Largest first by loans made in 2025, then name. Payment is not part of the order.
: First published, with the data built on this date.
These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.
HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.
Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.