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The Lender Report built this page from public records. 1st Financial Bank USA has not reviewed it. Every lender's page starts this way, and it says nothing about 1st Financial Bank USA itself. Each figure shows its source and date. Work at 1st Financial Bank USA? You can claim this page for free.
SBA 7(a) record
1st Financial Bank USA: SBA 7(a) loans made
1st Financial Bank USA, a bank based in Dakota Dunes, SD, made 53 SBA 7(a) loans in the 36 months ending September 30, 2026, $92.5M in all, net of cancelled approvals. The typical loan was about $1.4M, and 16 were in the last 12 months. Most were in Florida.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 53
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $92.5M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $1.4M
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 16
- SBA FOIA,
Cite this
Source: The Lender Report, 1st Financial Bank USA: SBA 7(a) loans made, https://lender.report/lender/1st-financial-bank-usa-sd/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Florida | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $5M | 8% | 5 yr | SBA FOIA | |
| Sep 2026 | Idaho | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $1.6M | 7.75% | 5 yr | SBA FOIA | |
| Sep 2026 | Louisiana | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $1M | 8.25% | 5 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $5M | 8.75% | 5 yr | SBA FOIA | |
| Jun 2026 | Florida | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $5M | 9.75% | 5 yr | SBA FOIA | |
| Jun 2026 | Minnesota | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $1.5M | 8.75% | 5 yr | SBA FOIA | |
| Jun 2026 | Idaho | SBA 7(a), Highway, Street, and Bridge Construction | $1.4M | 8.25% | 5 yr | SBA FOIA | |
| Jun 2026 | Florida | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $460K | 9% | 5 yr | SBA FOIA | |
| May 2026 | Florida | SBA 7(a), Other Activities Related to Real Estate | $2M | 8.75% | 5 yr | SBA FOIA | |
| Feb 2026 | Tennessee | SBA 7(a), Other Activities Related to Real Estate | $1.8M | 8.75% | 5 yr | SBA FOIA | |
| Feb 2026 | North Carolina | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $480K | 9% | 5 yr | SBA FOIA | |
| Jan 2026 | North Carolina | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $3.7M | 8.25% | 5 yr | SBA FOIA | |
| Jan 2026 | Colorado | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $1.1M | 8.75% | 5 yr | SBA FOIA | |
| Jan 2026 | Michigan | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $1M | 8.25% | 5 yr | SBA FOIA | |
| Nov 2025 | Florida | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $2M | 10% | 5 yr | SBA FOIA | |
| Nov 2025 | Florida | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $260K | 11.5% | 3 yr | SBA FOIA | |
| Sep 2025 | Florida | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $1.5M | 10.5% | 5 yr | SBA FOIA | |
| Sep 2025 | Texas | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $1.5M | 9.5% | 5 yr | SBA FOIA | |
| Sep 2025 | North Carolina | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $600K | 8.5% | 5 yr | SBA FOIA | |
| Jul 2025 | Colorado | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $3.8M | 9.5% | 5 yr | SBA FOIA | |
| Jun 2025 | Florida | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $5M | 10.5% | 5 yr | SBA FOIA | |
| Apr 2025 | Arizona | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $1M | 9% | 5 yr | SBA FOIA | |
| Mar 2025 | Pennsylvania | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $1M | 8.5% | 5 yr | SBA FOIA | |
| Feb 2025 | Idaho | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $5M | 8.5% | 5 yr | SBA FOIA | |
| Feb 2025 | Florida | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $1M | 9.75% | 5 yr | SBA FOIA | |
| 53 SBA 7(a) loans since October 2023, net of cancelled | $92.5M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Florida | 15 | $29.7M |
| North Carolina | 7 | $11.8M |
| Michigan | 4 | $6.71M |
| Texas | 4 | $4.50M |
| Idaho | 3 | $8.00M |
| Arizona | 2 | $2.00M |
| Colorado | 2 | $4.90M |
| Indiana | 2 | $3.50M |
| Maine | 2 | $1.32M |
| Minnesota | 2 | $2.50M |
| California | 1 | $5.00M |
| Louisiana | 1 | $1.00M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 2 | $570K |
| $350K to $1M | 8 | $4.88M |
| $1M to $2.5M | 35 | $50.2M |
| $2.5M or more | 8 | $36.9M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 2 | $3.00M |
| 2024 Q1 | 3 | $4.50M |
| 2024 Q2 | 8 | $9.73M |
| 2024 Q3 | 6 | $7.36M |
| 2024 Q4 | 5 | $7.20M |
| 2025 Q1 | 7 | $14.1M |
| 2025 Q2 | 2 | $6.00M |
| 2025 Q3 | 4 | $7.40M |
| 2025 Q4 | 2 | $2.26M |
| 2026 Q1 | 5 | $8.08M |
| 2026 Q2 | 5 | $10.4M |
| 2026 Q3 | 4 | $12.6M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| New Single-Family Housing Construction (except For-Sale Builders) (236115) | 47 |
| Other Activities Related to Real Estate (531390) | 2 |
| Residential Remodelers (236118) | 2 |
| Commercial and Institutional Building Construction (236220) | 1 |
| Highway, Street, and Bridge Construction (237310) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Builders CAPLine | 52 |
| SBA Express Program | 1 |
- 1st Financial Bank USA made 53 SBA 7(a) loans totaling $92.5M in the 36 months ending September 30, 2026, net of cancelled approvals, in 20 states. SBA FOIA,
- 16 of them were in the 12 months to September 30, 2026, and 18 in the 12 months before. SBA FOIA,
- The typical loan was about $1.4M, with the middle half between $1M and $2M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 43 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.00% on 53 loans, with the middle half between 8.75% and 10.75%. SBA FOIA,
- The median term was 5 years. SBA FOIA,
- Its loans went most often to New Single-Family Housing Construction (except For-Sale Builders), with 47. SBA FOIA,
- The SBA file lists 52 of its loans as processed under Builders CAPLine. SBA FOIA,
- Its loans were most often in Florida (15), North Carolina (7) and Michigan (4). SBA FOIA,
What we don't know
- Whether 1st Financial Bank USA is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.