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SBA 7(a) record
Bank of Hays: SBA 7(a) loans made
Bank of Hays, a bank based in Hays, KS, made 32 SBA 7(a) loans in the 36 months ending September 30, 2026, $8.2M in all, net of cancelled approvals. The typical loan was about $150K, and 12 were in the last 12 months. Most were in Kansas.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 32
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $8.16M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $150K
- SBA FOIA,
- Largest loan
- $2M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 12
- SBA FOIA,
Cite this
Source: The Lender Report, Bank of Hays: SBA 7(a) loans made, https://lender.report/lender/bank-of-hays-ks/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Kansas | SBA 7(a), Construction | $200K | 8.75% | 20 yr | SBA FOIA | |
| Jul 2026 | Kansas | SBA 7(a), Manufacturing | $700K | 7.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Kansas | SBA 7(a), Beauty Salons | $280K | 8% | 25 yr | SBA FOIA | |
| Jun 2026 | Kansas | SBA 7(a), Manufacturing | $250K | 8.25% | 5 yr | SBA FOIA | |
| May 2026 | Florida | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $250K | 8% | 7 yr | SBA FOIA | |
| Apr 2026 | Texas | SBA 7(a), Support Activities for Oil and Gas Operations | $230K | 8% | 4 yr | SBA FOIA | |
| Feb 2026 | Kansas | SBA 7(a), Solid Waste Collection | $150K | 7.75% | 10 yr | SBA FOIA | |
| Feb 2026 | Kansas | SBA 7(a), General Freight Trucking, Local | $40K | 7.75% | 5 yr | SBA FOIA | |
| Jan 2026 | Kansas | SBA 7(a), Retail Trade | $100K | 7.75% | 10 yr | SBA FOIA | |
| Jan 2026 | Kansas | SBA 7(a), Retail Trade | $50K | 8.25% | 5 yr | SBA FOIA | |
| Dec 2025 | Kansas | SBA 7(a), General Freight Trucking, Long-Distance, Truckload | $100K | 7.25% | 5 yr | SBA FOIA | |
| Nov 2025 | Kansas | SBA 7(a), Site Preparation Contractors | $170K | 8.5% | 7 yr | SBA FOIA | |
| May 2025 | Kansas | SBA 7(a), Lessors of Miniwarehouses and Self-Storage Units | $85K | 9.25% | 10 yr | SBA FOIA | |
| Apr 2025 | Kansas | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $110K | 8.5% | 5 yr | SBA FOIA | |
| Mar 2025 | Florida | SBA 7(a), General Freight Trucking, Long-Distance, Truckload | $500K | 7.75% | 3 yr | SBA FOIA | |
| Feb 2025 | Kansas | SBA 7(a), General Freight Trucking, Local | $21K | 6.75% | 3 yr | SBA FOIA | |
| Jan 2025 | Kansas | SBA 7(a), Residential Remodelers | $15K | 8.5% | 5 yr | SBA FOIA | |
| Dec 2024 | Kansas | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $1M | 9% | 10 yr | SBA FOIA | |
| Dec 2024 | Kansas | SBA 7(a), Full-Service Restaurants | $380K | 8.5% | 20 yr | SBA FOIA | |
| Sep 2024 | Florida | SBA 7(a), Freight Transportation Arrangement | $2M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2024 | Kansas | SBA 7(a), Lessors of Miniwarehouses and Self-Storage Units | $300K | 7.5% | 20 yr | SBA FOIA | |
| Sep 2024 | Kansas | SBA 7(a), Professional, Scientific, and Technical Services | $240K | 9% | 20 yr | SBA FOIA | |
| Sep 2024 | Kansas | SBA 7(a), Hardware Retailers | $43K | 9.5% | 2 yr | SBA FOIA | |
| Aug 2024 | Kansas | SBA 7(a), Other Miscellaneous Durable Goods Merchant Wholesalers | $63K | 9.5% | 7 yr | SBA FOIA | |
| Jun 2024 | Kansas | SBA 7(a), Mining, Quarrying, and Oil and Gas Extraction | $49K | 9.5% | 10 yr | SBA FOIA | |
| 32 SBA 7(a) loans since October 2023, net of cancelled | $8.16M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Kansas | 28 | $5.18M |
| Florida | 3 | $2.75M |
| Texas | 1 | $230K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 16 | $965K |
| $150K to $350K | 11 | $2.62M |
| $350K to $1M | 3 | $1.58M |
| $1M to $2.5M | 2 | $3.00M |
| $2.5M or more | 0 | $0 |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 1 | $300K |
| 2024 Q1 | 4 | $418K |
| 2024 Q2 | 3 | $170K |
| 2024 Q3 | 5 | $2.65M |
| 2024 Q4 | 2 | $1.38M |
| 2025 Q1 | 3 | $536K |
| 2025 Q2 | 2 | $195K |
| 2025 Q4 | 2 | $270K |
| 2026 Q1 | 4 | $340K |
| 2026 Q2 | 3 | $730K |
| 2026 Q3 | 3 | $1.18M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Accommodation and Food Services | 3 |
| All Other Specialty Trade Contractors (238990) | 2 |
| General Freight Trucking, Local (484110) | 2 |
| General Freight Trucking, Long-Distance, Truckload (484121) | 2 |
| Lessors of Miniwarehouses and Self-Storage Units (531130) | 2 |
| Manufacturing | 2 |
| Retail Trade | 2 |
| Beauty Salons (812112) | 1 |
| Construction | 1 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 1 |
| Freight Transportation Arrangement (488510) | 1 |
| Full-Service Restaurants (722511) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 20 |
| SBA Express Program | 6 |
| Working Capital CAPLine | 4 |
| 7a General | 1 |
| International Trade Loans | 1 |
- Bank of Hays made 32 SBA 7(a) loans totaling $8.2M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
- 12 of them were in the 12 months to September 30, 2026, and 7 in the 12 months before. SBA FOIA,
- The typical loan was about $150K, with the middle half between $60K and $280K. SBA FOIA,
- The largest was about $2M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 16 loans were under $150K, and 2 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 8.50% on 32 loans, with the middle half between 8.00% and 9.00%. SBA FOIA,
- The median term was 7 years. SBA FOIA,
- Its loans went most often to Accommodation and Food Services, with 3. SBA FOIA,
- The SBA file lists 20 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Kansas (28), Florida (3) and Texas (1). SBA FOIA,
What we don't know
- Whether Bank of Hays is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.