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SBA 7(a) record
Bank of Oak Ridge, Oak Ridge, NC: SBA 7(a) loans made
Bank of Oak Ridge, Oak Ridge, NC, a bank based in Oak Ridge, NC, made 103 SBA 7(a) loans in the 36 months ending September 30, 2026, $110.1M in all, net of cancelled approvals. The typical loan was about $580K, and 37 were in the last 12 months. Most were in North Carolina.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 103
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $110M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $580K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 37
- SBA FOIA,
Cite this
Source: The Lender Report, Bank of Oak Ridge, Oak Ridge, NC: SBA 7(a) loans made, https://lender.report/lender/bank-of-oak-ridge-nc/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | North Carolina | SBA 7(a), Hotels (except Casino Hotels) and Motels | $4.4M | 7.75% | 26 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Funeral Homes and Funeral Services | $3.8M | 8.5% | 25 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Hotels (except Casino Hotels) and Motels | $3.5M | 7.75% | 26 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Hotels (except Casino Hotels) and Motels | $2.9M | 7.75% | 26 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Beauty Salons | $2.5M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | South Carolina | SBA 7(a), Hotels (except Casino Hotels) and Motels | $1.6M | 8.25% | 25 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Manufacturing | $1.5M | 9.25% | 25 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Fitness and Recreational Sports Centers | $930K | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Pet and Pet Supplies Retailers | $700K | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Fitness and Recreational Sports Centers | $300K | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Tennessee | SBA 7(a), Beauty Salons | $250K | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Retail Trade | $120K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), All Other Specialty Trade Contractors | $110K | 9.25% | 10 yr | SBA FOIA | |
| Aug 2026 | North Carolina | SBA 7(a), RV (Recreational Vehicle) Parks and Campgrounds | $1.5M | 8.75% | 26 yr | SBA FOIA | |
| Aug 2026 | North Carolina | SBA 7(a), Full-Service Restaurants | $690K | 9% | 10 yr | SBA FOIA | |
| Aug 2026 | North Carolina | SBA 7(a), Car Washes | $520K | 8.25% | 25 yr | SBA FOIA | |
| Jul 2026 | Georgia | SBA 7(a), Coin-Operated Laundries and Drycleaners | $1M | 9.75% | 10 yr | SBA FOIA | |
| Jul 2026 | South Carolina | SBA 7(a), Pet Care (except Veterinary) Services | $560K | 8.75% | 11 yr | SBA FOIA | |
| Jul 2026 | North Carolina | SBA 7(a), Fitness and Recreational Sports Centers | $550K | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | North Carolina | SBA 7(a), Couriers and Express Delivery Services | $400K | 9% | 10 yr | SBA FOIA | |
| Jul 2026 | North Carolina | SBA 7(a), Private Mail Centers | $310K | 9.25% | 10 yr | SBA FOIA | |
| Jul 2026 | North Carolina | SBA 7(a), Insurance Agencies and Brokerages | $200K | 9.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Georgia | SBA 7(a), Coin-Operated Laundries and Drycleaners | $50K | 9.75% | 10 yr | SBA FOIA | |
| May 2026 | North Carolina | SBA 7(a), Gasoline Stations with Convenience Stores | $1.1M | 8.75% | 26 yr | SBA FOIA | |
| May 2026 | North Carolina | SBA 7(a), Gasoline Stations with Convenience Stores | $1M | 8.75% | 26 yr | SBA FOIA | |
| 103 SBA 7(a) loans since October 2023, net of cancelled | $110M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| North Carolina | 74 | $72.8M |
| South Carolina | 11 | $16.3M |
| Virginia | 9 | $12.3M |
| Georgia | 5 | $5.54M |
| Maryland | 2 | $1.49M |
| Alabama | 1 | $1.40M |
| Tennessee | 1 | $250K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 6 | $610K |
| $150K to $350K | 21 | $5.36M |
| $350K to $1M | 39 | $22.6M |
| $1M to $2.5M | 23 | $32.7M |
| $2.5M or more | 14 | $48.8M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 9 | $3.00M |
| 2024 Q1 | 9 | $4.89M |
| 2024 Q2 | 10 | $13.9M |
| 2024 Q3 | 5 | $8.37M |
| 2024 Q4 | 9 | $7.63M |
| 2025 Q1 | 12 | $14.1M |
| 2025 Q2 | 6 | $9.73M |
| 2025 Q3 | 6 | $5.19M |
| 2025 Q4 | 8 | $5.85M |
| 2026 Q1 | 4 | $6.87M |
| 2026 Q2 | 2 | $2.10M |
| 2026 Q3 | 23 | $28.4M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Full-Service Restaurants (722511) | 9 |
| Hotels (except Casino Hotels) and Motels (721110) | 7 |
| Fitness and Recreational Sports Centers (713940) | 5 |
| Gasoline Stations with Convenience Stores (457110) | 5 |
| All Other Specialty Trade Contractors (238990) | 4 |
| General Automotive Repair (811111) | 4 |
| General Freight Trucking, Local (484110) | 4 |
| Pet and Pet Supplies Retailers (459910) | 4 |
| Snack and Nonalcoholic Beverage Bars (722515) | 4 |
| Administrative and Support and Waste Management and Remediation Services | 3 |
| All Other Amusement and Recreation Industries (713990) | 3 |
| Beauty Salons (812112) | 3 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 93 |
| SBA Express Program | 7 |
| International Trade Loans | 2 |
| 7a General | 1 |
- Bank of Oak Ridge, Oak Ridge, NC made 103 SBA 7(a) loans totaling $110.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 7 states. SBA FOIA,
- 37 of them were in the 12 months to September 30, 2026, and 33 in the 12 months before. SBA FOIA,
- The typical loan was about $580K, with the middle half between $340K and $1.5M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 6 loans were under $150K, and 37 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.75% on 103 loans, with the middle half between 9.25% and 10.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 9. SBA FOIA,
- The SBA file lists 93 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in North Carolina (74), South Carolina (11) and Virginia (9). SBA FOIA,
What we don't know
- Whether Bank of Oak Ridge, Oak Ridge, NC is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.