SBA 7(a) · SC

SBA 7(a) lenders in South Carolina

149 lenders made at least one SBA 7(a) loan in South Carolina in the 36 months ending September 30, 2026. TD Bank, National Association made the most, with 312 of the 2,044 on record.

Evidence
Lender recorded at least one SBA 7(a) loan to a business in South Carolina in the 36 months ending September 30, 2026
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
Lenders on record
149
SBA FOIA,
Loans, 36 months
2,044
SBA FOIA,
Approvals, net of cancelled
Dollars, 36 months
$1.28B
SBA FOIA,
Approvals, last 12 months
563
SBA FOIA,
-26.4% from the prior 12 months

Cite this

Source: The Lender Report, SBA 7(a) lenders in South Carolina, https://lender.report/sba-7a-lenders/south-carolina/, data as of September 30, 2026.

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South Carolina SBA 7(a) lenders, by loans in the state over 36 months. First 25 of 149.
LenderKindBased inLoansDollars
TD Bank, National Association SBA 7(a) recordBankWilmington, DE312$65.4M
The Huntington National Bank SBA 7(a) recordBankColumbus, OH181$85.6M
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL104$40.2M
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC102$112M
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD90$16.3M
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ87$21.6M
Northeast Bank SBA 7(a) recordBankPortland, ME68$9.54M
First-Citizens Bank & Trust Company SBA 7(a) recordBankRaleigh, NC64$65.1M
SouthState Bank, National Association SBA 7(a) recordBankWinter Haven, FL64$26.1M
Countybank SBA 7(a) recordBankGreenwood, SC62$38.5M
Pinnacle Bank SBA 7(a) recordBankNashville, TN58$56.2M
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL58$9.09M
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH56$18.0M
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT35$10.4M
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC33$27.0M
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA33$6.60M
GBank SBA 7(a) recordBankLas Vegas, NV32$102M
First Bank SBA 7(a) recordBankSouthern Pines, NC26$30.6M
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO22$16.6M
United Community Bank SBA 7(a) recordBankGreenville, SC21$20.2M
Citizens Bank SBA 7(a) recordBankElizabethton, TN21$18.1M
First Internet Bank of Indiana SBA 7(a) recordBankFishers, IN18$24.1M
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH18$4.94M
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA17$20.0M
SmartBiz Bank, National Association SBA 7(a) recordBankNorthbrook, IL17$2.83M
SBA FOIA,

See all 149 SBA 7(a) lenders in South Carolina in Loan Comps

  • Lenders recorded 2,044 SBA 7(a) loans totaling $1.3B in South Carolina in the 36 months ending September 30, 2026. SBA FOIA,
  • Banks and savings institutions made 1,824 of those, credit unions 22, and non-banks 183. SBA FOIA,
  • The five most active lenders made 38.6% of South Carolina's SBA 7(a) loans. SBA FOIA,
  • Live Oak Banking Company recorded the most dollars in South Carolina, at $111.9M. SBA FOIA,
  • 11 of these lenders are based in South Carolina. SBA FOIA,
  • 36 lenders recorded 10 or more SBA 7(a) loans in South Carolina. SBA FOIA,
  • 15 of these loans were made by lenders that have since merged or closed, or that the file lists under a name with no lender record here. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 563 SBA 7(a) approvals in South Carolina dated in the 12 months to September 30, 2026, versus 765 in the prior 12 months. Both counts leave out cancelled approvals. SBA FOIA,
  • The typical SBA 7(a) loan in South Carolina was about $250K, with the middle half between $80K and $650K. SBA FOIA,
  • Lenders reported a median rate of 10.25% on 2,044 loans in South Carolina, with the middle half between 9.50% and 11.25%. SBA FOIA,
  • The median term in South Carolina was 10 years. SBA FOIA,

How this list is defined

Measure
SBA 7(a) loans made in South Carolina
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals located in South Carolina and dated in the 36 months ending September 30, 2026, whose status is not cancelled. A lender is listed if it made at least one.
Order
Largest first by loans in the 36 months, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

Is your institution on this list? Show your rank. It carries the date and links back to this page.

SBA 7(a) is the main SBA loan program for small businesses. The SBA guarantees part of each loan and the lender decides who gets one.

SBA figures are approvals, shown net of cancelled loans where the column says so. SBA has not reviewed or endorsed this site.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.