Unverified listing What this means
The Lender Report built this page from public records. Brightbridge, Inc. has not reviewed it. Every lender's page starts this way, and it says nothing about Brightbridge, Inc. itself. Each figure shows its source and date. Work at Brightbridge, Inc.? You can claim this page for free.
Certified Development Company, Chattanooga, TN
Brightbridge, Inc.
A Certified Development Company based in Chattanooga, TN. Public files show recent SBA 7(a) loans it made.
- Kind
- SBA Certified Development Company
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 5
- SBA FOIA,
- 7(a) and 504, net of cancelled
- SBA 504 as CDC
- 47
- SBA FOIA,
- Net of cancelled
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 423-424-4220 From the lender's website, retrieved November 11, 2026. Source page
- Website
- www.brightbridgeinc.orgFrom the SBA list, May 1, 2024.
- Commercial lending page
- brightbridgeinc.orgFrom the lender's website, retrieved November 11, 2026.
- Based in
- Chattanooga, TNSBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a Certified Development Company.Membership in a public list, not lending volume. | SBA lender lists, |
| October 21, 2026 | Certified by the CDFI Fund as a Community Development Financial Institution.Membership in a public list, not lending volume. | CDFI Fund certified list, |
| May 1, 2024 | Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Apr 2026 | Tennessee | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $300K | 8.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Tennessee | SBA 504, Wholesale Trade | $5.3M | 25 yr | SBA FOIA | ||
| Jan 2026 | Tennessee | SBA 504, Accommodation and Food Services | $510K | 25 yr | SBA FOIA | ||
| Jan 2026 | Tennessee | SBA 504, Health Care and Social Assistance | $400K | 25 yr | SBA FOIA | ||
| Jan 2026 | Tennessee | SBA 504, Other Services (except Public Administration) | $200K | 25 yr | SBA FOIA | ||
| Sep 2025 | Tennessee | SBA 504, Health Care and Social Assistance | $330K | 20 yr | SBA FOIA | ||
| Jul 2025 | Tennessee | SBA 504, Hotels (except Casino Hotels) and Motels | $1.3M | 25 yr | SBA FOIA | ||
| Jul 2025 | Tennessee | SBA 504, Manufacturing | $410K | 25 yr | SBA FOIA | ||
| Jun 2025 | Tennessee | SBA 504, Transportation and Warehousing | $870K | 25 yr | SBA FOIA | ||
| Jun 2025 | Tennessee | SBA 7(a), Limited-Service Restaurants | $240K | 11% | 10 yr | SBA FOIA | |
| May 2025 | Tennessee | SBA 504, Accommodation and Food Services | $2.3M | 25 yr | SBA FOIA | ||
| Mar 2025 | Tennessee | SBA 504, Professional, Scientific, and Technical Services | $760K | 25 yr | SBA FOIA | ||
| Mar 2025 | Tennessee | SBA 7(a), Sporting Goods Retailers | $320K | 10.25% | 10 yr | SBA FOIA | |
| Jan 2025 | Tennessee | SBA 504, Manufacturing | $1.1M | 25 yr | SBA FOIA | ||
| Jan 2025 | Tennessee | SBA 504, Finance and Insurance | $300K | 25 yr | SBA FOIA | ||
| Dec 2024 | Kentucky | SBA 504, Arts, Entertainment, and Recreation | $1.2M | 25 yr | SBA FOIA | ||
| Oct 2024 | Tennessee | SBA 504, Hotels (except Casino Hotels) and Motels | $12M | 25 yr | SBA FOIA | ||
| Jul 2024 | Tennessee | SBA 504, Hotels (except Casino Hotels) and Motels | $5M | 25 yr | SBA FOIA | ||
| Jul 2024 | Tennessee | SBA 504, Retail Trade | $660K | 25 yr | SBA FOIA | ||
| Jul 2024 | Tennessee | SBA 504, Health Care and Social Assistance | $260K | 25 yr | SBA FOIA | ||
| Jun 2024 | Tennessee | SBA 504, Hotels (except Casino Hotels) and Motels | $4.1M | 25 yr | SBA FOIA | ||
| Jun 2024 | Tennessee | SBA 7(a), Manufacturing | $350K | 11% | 10 yr | SBA FOIA | |
| Apr 2024 | Tennessee | SBA 504, Retail Trade | $5.2M | 10 yr | SBA FOIA | ||
| Apr 2024 | Tennessee | SBA 504, Hotels (except Casino Hotels) and Motels | $3.9M | 25 yr | SBA FOIA | ||
| Apr 2024 | Tennessee | SBA 504, Transportation and Warehousing | $3.3M | 25 yr | SBA FOIA |
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 5 | $1.44M | $302K | $350K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 1 | $300K | SBA FOIA, | ||
| SBA 504 as CDC, net of cancelled | 36 months to Sep 2026 | 47 | $71.3M | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Hotels (except Casino Hotels) and Motels | 7 | $18.2M |
Other lenders in these fields: SBA lenders for hotels and motels.
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: List of Certified Development Companies as: SBA Certified Development Company (November 9, 2026). Listed by SBA as a Certified Development Company. States served: TN.
- Listed by SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list as: SBA Community Advantage lender (May 1, 2024). Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. Status with SBA: Community Advantage SBLC (mission lender authorized for 7(a) loans of up to $350,000).
- Listed by CDFI Fund: List of Certified CDFIs as: Certified CDFI (October 21, 2026). Certified by the CDFI Fund as a Community Development Financial Institution. Kind of institution: Loan Fund. Certification: Certified by the CDFI Fund since 2017-06-29.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: List of Certified Development Companies, SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list, CDFI Fund: List of Certified CDFIs,
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Tennessee HQ | 1 | 5 | 0 |
Loan channel and SBA processing
Public record only
- Approval to first disbursement
- 41 days, median of 5
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. Brightbridge, Inc., Chattanooga, TN. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 52 recorded loans from SBA files, through September 30, 2026: 5 SBA 7(a) in 36 months, 47 SBA 504 as the CDC in 36 months. Each has its source and date.
- Phone and website. Phone 423-424-4220, from the lender's website on November 11, 2026. Website brightbridgeinc.org, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009465
- Recorded 7 SBA 7(a) approvals totaling $1.8M from October 1, 2023 to September 30, 2026, of which 2 were later cancelled (SBA).
- Served as Certified Development Company on 48 SBA 504 approvals with $76.3M in SBA debentures from October 1, 2023 to September 30, 2026 (SBA).
- Listed by SBA as a Certified Development Company. (SBA list, as of November 9, 2026).
- Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. (SBA list, as of May 1, 2024).
- Certified by the CDFI Fund as a Community Development Financial Institution. (CDFI Fund list, as of October 21, 2026).
Cite this
Source: The Lender Report, Brightbridge, Inc., https://lender.report/lender/brightbridge-tn/, data as of December 31, 2025.
Sources
- SBA FOIA, September 30, 2026
- SBA lender lists, November 9, 2026
- SBA lender lists, May 1, 2024
- CDFI Fund certified list, October 21, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem