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The Lender Report built this page from public records. Cedar Rapids Bank and Trust Company has not reviewed it. Every lender's page starts this way, and it says nothing about Cedar Rapids Bank and Trust Company itself. Each figure shows its source and date. Work at Cedar Rapids Bank and Trust Company? You can claim this page for free.
SBA 7(a) record
Cedar Rapids Bank and Trust Company: SBA 7(a) loans made
Cedar Rapids Bank and Trust Company, a bank based in Cedar Rapids, IA, made 19 SBA 7(a) loans in the 36 months ending September 30, 2026, $12M in all, net of cancelled approvals. The typical loan was about $260K, and 6 were in the last 12 months. Most were in Iowa.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 19
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $12.0M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $260K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 6
- SBA FOIA,
Cite this
Source: The Lender Report, Cedar Rapids Bank and Trust Company: SBA 7(a) loans made, https://lender.report/lender/cedar-rapids-bank-and-trust-ia/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Iowa | SBA 7(a), Full-Service Restaurants | $260K | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | South Carolina | SBA 7(a), Window Treatment Retailers | $5M | 8.25% | 7 yr | SBA FOIA | |
| Jul 2026 | Iowa | SBA 7(a), Landscaping Services | $100K | 7.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Tennessee | SBA 7(a), Wholesale Trade | $2M | 8.25% | 1 yr | SBA FOIA | |
| Jun 2026 | Iowa | SBA 7(a), Full-Service Restaurants | $460K | 9% | 10 yr | SBA FOIA | |
| Feb 2026 | Iowa | SBA 7(a), All Other Amusement and Recreation Industries | $350K | 8.75% | 10 yr | SBA FOIA | |
| Jun 2025 | Iowa | SBA 7(a), Sports and Recreation Instruction | $760K | 9.5% | 10 yr | SBA FOIA | |
| Feb 2025 | Iowa | SBA 7(a), Offices of Chiropractors | $110K | 9.75% | 10 yr | SBA FOIA | |
| Dec 2024 | Illinois | SBA 7(a), All Other Personal Services | $920K | 9.75% | 25 yr | SBA FOIA | |
| Dec 2024 | Iowa | SBA 7(a), Other Services (except Public Administration) | $55K | 10% | 10 yr | SBA FOIA | |
| Oct 2024 | Iowa | SBA 7(a), Other Services (except Public Administration) | $90K | 10% | 5 yr | SBA FOIA | |
| Aug 2024 | Iowa | SBA 7(a), Professional, Scientific, and Technical Services | $280K | 10.5% | 10 yr | SBA FOIA | |
| May 2024 | Iowa | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $490K | 10.5% | 10 yr | SBA FOIA | |
| Apr 2024 | Iowa | SBA 7(a), Nursery, Garden Center, and Farm Supply Retailers | $110K | 11.25% | 10 yr | SBA FOIA | |
| Mar 2024 | Iowa | SBA 7(a), Educational Services | $140K | 10.75% | 10 yr | SBA FOIA | |
| Feb 2024 | Iowa | SBA 7(a), Limited-Service Restaurants | $70K | 11% | 10 yr | SBA FOIA | |
| Dec 2023 | Iowa | SBA 7(a), Landscaping Services | $360K | 11.25% | 10 yr | SBA FOIA | |
| Dec 2023 | Iowa | SBA 7(a), Professional, Scientific, and Technical Services | $220K | 11.25% | 10 yr | SBA FOIA | |
| Nov 2023 | Iowa | SBA 7(a), Nursery, Garden Center, and Farm Supply Retailers | $200K | 11.25% | 10 yr | SBA FOIA | |
| 19 SBA 7(a) loans since October 2023, net of cancelled | $12.0M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Iowa | 16 | $4.05M |
| Illinois | 1 | $920K |
| South Carolina | 1 | $5.00M |
| Tennessee | 1 | $2.00M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 7 | $675K |
| $150K to $350K | 4 | $960K |
| $350K to $1M | 6 | $3.34M |
| $1M to $2.5M | 1 | $2.00M |
| $2.5M or more | 1 | $5.00M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 3 | $780K |
| 2024 Q1 | 2 | $210K |
| 2024 Q2 | 2 | $600K |
| 2024 Q3 | 1 | $280K |
| 2024 Q4 | 3 | $1.06M |
| 2025 Q1 | 1 | $110K |
| 2025 Q2 | 1 | $760K |
| 2026 Q1 | 1 | $350K |
| 2026 Q2 | 2 | $2.46M |
| 2026 Q3 | 3 | $5.36M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Full-Service Restaurants (722511) | 2 |
| Landscaping Services (561730) | 2 |
| Nursery, Garden Center, and Farm Supply Retailers (444240) | 2 |
| Other Services (except Public Administration) | 2 |
| Professional, Scientific, and Technical Services | 2 |
| All Other Amusement and Recreation Industries (713990) | 1 |
| All Other Personal Services (812990) | 1 |
| Educational Services | 1 |
| Limited-Service Restaurants (722513) | 1 |
| Offices of All Other Miscellaneous Health Practitioners (621399) | 1 |
| Offices of Chiropractors (621310) | 1 |
| Sports and Recreation Instruction (611620) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 16 |
| SBA Express Program | 2 |
| Working Capital CAPLine | 1 |
- Cedar Rapids Bank and Trust Company made 19 SBA 7(a) loans totaling $12M in the 36 months ending September 30, 2026, net of cancelled approvals, in 4 states. SBA FOIA,
- 6 of them were in the 12 months to September 30, 2026, and 5 in the 12 months before. SBA FOIA,
- The typical loan was about $260K, with the middle half between $110K and $490K. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 7 loans were under $150K, and 2 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.00% on 19 loans, with the middle half between 8.75% and 11.00%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 2. SBA FOIA,
- The SBA file lists 16 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Iowa (16), Illinois (1) and South Carolina (1). SBA FOIA,
What we don't know
- Whether Cedar Rapids Bank and Trust Company is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.