Unverified listing What this means

The Lender Report built this page from public records. City National Bank has not reviewed it. Every lender's page starts this way, and it says nothing about City National Bank itself. Each figure shows its source and date. Work at City National Bank? You can claim this page for free.

Bank, Los Angeles, CA

City National Bank, Los Angeles, CA

A bank based in Los Angeles, CA. Its commercial book is led by C&I and non-owner-occupied CRE. Public files show recent multifamily, 1-4 unit investor, SBA 7(a) and SBA 504 loans it made.

Kind
Bank
Data as of
June 30, 2026
Page last changed
November 12, 2026
Commercial book
$27.5B
FDIC call report,
Holds, not loans made
Multifamily loans made, 2025
34
HMDA,
HMDA, 5 or more units
SBA loans, 36 months
364
SBA FOIA,
7(a) and 504, net of cancelled
Total assets
$99.1B
FDIC call report,
Does it fit my deal?

The deal is read here and kept nowhere. Leave out names, income and credit scores.

How to reach them

Each line shows where it came from

Phone
800-773-7100 From the lender's website, retrieved November 9, 2026. Source page
Website
www.cnb.comFrom the FDIC record, November 9, 2026.
Commercial lending page
cnb.comFrom the lender's website, retrieved November 11, 2026.
Address
555 S Flower St, Los Angeles, CA 90071FDIC institution record,
Regulator record
FDIC BankFind

Recently done

Recorded lending

Recorded lending. Two or more public files show loans this lender made.

What changed. City National Bank originated 34 multifamily loans in 2025, versus 11 in 2024. HMDA,

What the public record shows, newest first
WhenWhat the record showsSource
Last 24 months Office changes in the last 24 months: 2 opened, 1 closed, 0 relocated.FDIC structure history. FDIC history
Oct 2023 to Sep 2026 SBA 7(a) approvals by processing method: 220 under Preferred Lender authority, 30 SBA Express.SBA ProcessingMethod field, net of cancellations. SBA FOIA,
Jun 2025 to Jun 2026 Commercial and industrial balance rose 4.3% to $10.9B in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Non-owner-occupied CRE balance rose 11.3% to $6.6B in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Owner-occupied CRE balance rose 8.0% to $4.4B in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Unused commitments on commercial real estate rose 3.3% to $2B in the year to June 30, 2026.Call report commitments. Not a measure of new lending. FDIC call report
2024 Reported making 4,267 small business loans totaling $457.9M in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. FFIEC CRA disclosure data
2023-10 to 2026-09 Named as the lender on 22 mortgages recorded in New York City.exact normalized lender name and state, or a reviewed alias NYC ACRIS recorded mortgages

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

City National BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026ArizonaSBA 7(a), Automotive Body, Paint, and Interior Repair and Maintenance$1.8M6%25 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Offices of Lawyers$750K6.75%25 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Paint, Varnish, and Supplies Merchant Wholesalers$650K8.75%10 yrSBA FOIA
Sep 2026ConnecticutSBA 7(a), Offices of Physicians (except Mental Health Specialists)$330K8.5%10 yrSBA FOIA
Aug 2026CaliforniaSBA 7(a), Other Computer Related Services$2.6M7.75%10 yrSBA FOIA
Aug 2026CaliforniaSBA 7(a), Child Care Services$2.4M7.25%25 yrSBA FOIA
Aug 2026CaliforniaSBA 7(a), Engineering Services$1.8M7.5%10 yrSBA FOIA
Aug 2026CaliforniaSBA 7(a), Agents and Managers for Artists, Athletes, Entertainers, and Other Public Figures$1.5M7.5%10 yrSBA FOIA
Aug 2026NevadaSBA 7(a), Offices of Mental Health Practitioners (except Physicians)$500K6%25 yrSBA FOIA
May 2026CaliforniaSBA 504, Manufacturing$680K25 yrSBA FOIA
Apr 2026CaliforniaSBA 504, Clothing and Clothing Accessories Retailers$1.6M25 yrSBA FOIA
Apr 2026CaliforniaSBA 504, Other Building Finishing Contractors$1.1M25 yrSBA FOIA
Mar 2026CaliforniaSBA 504, Administrative Management and General Management Consulting Services$4M25 yrSBA FOIA
Mar 2026CaliforniaSBA 504, Manufacturing$420K25 yrSBA FOIA
Mar 2026CaliforniaSBA 504, Educational Support Services$750K25 yrSBA FOIA
Mar 2026CaliforniaSBA 504, Offices of Lawyers$1.7M25 yrSBA FOIA
Mar 2026CaliforniaSBA 504, Landscaping Services$2.1M25 yrSBA FOIA
2025Los Angeles County, CAPurchase, 5 to 24 units$820K6.73%5 yr47%HMDA 2025
2025Los Angeles County, CARefinance, 100 to 149 units$24M5.95%5 yr62%HMDA 2025
2025El Paso County, CORefinance, 150 or more units$23M6.21%2 yr59%HMDA 2025
2025Ventura County, CARefinance, 50 to 99 units$13M6.79%5 yr53%HMDA 2025
2025San Francisco County, CARefinance, 5 to 24 units$1.8M6.45%5 yr43%HMDA 2025
2025Santa Barbara County, CARefinance, 25 to 49 units$7M6.84%5 yr57%HMDA 2025
2025San Diego County, CAPurchase, 5 to 24 units$2.2M6.63%5 yr50%HMDA 2025
2025Orange County, CARefinance, 150 or more units$67M5.73%7 yr65%HMDA 2025
253 SBA 7(a) loans since October 2023, net of cancelled$294MSBA FOIA

A blank means the source did not report it.

Recorded mortgages, New York City

NYC ACRIS, September 30, 2026

Mortgages recorded in New York City in which this lender is named as the lender. A recorded document is not the whole of a lender's activity and is not joined to HMDA or SBA data.

  • 22 mortgages recorded in New York City (the five boroughs) from Oct 2023 to Sep 2026 name City National Bank as the lender, totaling $188M.
  • 14 of them were recorded in the latest 12 months of that window.
Recorded mortgages by property class
Property classMortgagesDollars
Other9$40.8M
Mixed use4$25.0M
Industrial3$4.60M
Hotel2$100M
Multifamily2$11.0M
Office2$4.60M
NYC ACRIS recorded mortgages,
Recorded mortgages by borough
BoroughMortgages
Manhattan11
Brooklyn9
Queens2
NYC ACRIS recorded mortgages,

How these documents were tied to this lender: exact normalized lender name and state, or a reviewed alias.

What it holds

FDIC call report, June 30, 2026

Commercial book on the latest filing
BookHoldsOf its loansYear over year
Multifamily$2.70B3.9%+24.2%
Construction and land development$2.83B4.1%-18.4%
Owner-occupied CRE$4.41B6.4%+8.0%
Non-owner-occupied CRE$6.60B9.6%+11.3%
Farmland$43.0M0.1%-6.0%
Commercial and industrial$10.9B15.8%+4.3%
Commercial total$27.5B
FDIC call report,

Reference only: $25.9B of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.

Table
Commercial book by quarter
QuarterCommercial book
Q3 2023$27.2B
Q4 2023$26.6B
Q1 2024$26.4B
Q2 2024$26.3B
Q3 2024$25.6B
Q4 2024$25.5B
Q1 2025$25.7B
Q2 2025$26.2B
Q3 2025$26.7B
Q4 2025$27.1B
Q1 2026$27.5B
Q2 2026$27.5B
FDIC call reports,
Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
Multifamily, 5 or more units202534$506M$7.95M$92MHMDA,
Multifamily, 5 or more units202411$106M$7.91MHMDA,
1-4 unit investor or business purpose2025114$146M$995KHMDA,
SBA 7(a), net of cancelled36 months to Sep 2026253$294M$837K$5MSBA FOIA,
SBA 7(a), net of cancelled12 months to Sep 202678$87.6MSBA FOIA,
SBA 504 first lien, net of cancelled36 months to Sep 2026111$235M$1.61M$13MSBA FOIA,

How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens: name and lender office city.

SBA loans by industry, 36 months
IndustryLoansDollars
Manufacturing11$22.6M
Full-Service Restaurants11$11.0M
Clothing and Clothing Accessories Merchant Wholesalers10$24.0M
Offices of Dentists9$7.35M
Offices of Physicians (except Mental Health Specialists)8$11.7M
Offices of Lawyers8$7.24M
All Other Professional, Scientific, and Technical Services8$5.70M
Plumbing, Heating, and Air-Conditioning Contractors7$9.66M
Limited-Service Restaurants7$8.69M
Landscaping Services7$5.58M
SBA FOIA,

Other lenders in these fields: SBA lenders for manufacturers, SBA lenders for restaurants, SBA lenders for wholesale distributors.

Programs on record: Federal Home Loan Bank member, San Francisco district (FHFA).

Small business loans reported under CRA

FFIEC CRA, 2024

  • City National Bank reported making 4,267 small business loans totaling $457,936,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 3,573 of $100,000 or less, 221 over $100,000 up to $250,000, 473 over $250,000 up to $1 million.
  • 2,197 of them, totaling $72,377,000, went to businesses with revenue of $1 million or less.
  • City National Bank reported making 3 small farm loans totaling $17,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 3 of $100,000 or less, 0 over $100,000 up to $250,000, 0 over $250,000 up to $500,000.
  • 3 of them, totaling $17,000, went to farms with revenue of $1 million or less.
Counties with 5 or more small business loans in 2024. Other counties, each under 5 loans: 216 loans, $33,290,000.
CountyLoansTotal
Los Angeles County, CA2,316$212M
Orange County, CA267$36.5M
San Diego County, CA162$23.2M
New York County, NY147$28.1M
Clark County, NV143$12.7M
Ventura County, CA129$7.45M
Riverside County, CA104$13.7M
Alameda County, CA83$7.83M
Davidson County, TN65$5.59M
San Francisco County, CA57$9.05M
FFIEC CRA disclosure data,

In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.

Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.

How this filing was tied to this bank: OCC charter via FFIEC POR + transmittal RSSD.

Undrawn commitments

FFIEC Call Report, June 30, 2026

  • City National Bank reported commitments to fund construction loans that had not been drawn at June 30, 2026: $89,264,000 for 1-4 family residential construction and $1,402,973,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
  • Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $7,104,657,000. These are credit lines not yet used.

FFIEC Call Report,

Small loans it holds, by original size

FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026

Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.

Commercial and industrial loans, by original amount
Original amountLoansHolds
$100,000 or less5,971$113M
Over $100,000 up to $250,0001,850$194M
Over $250,000 up to $1 million832$193M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by nonfarm nonresidential property, by original amount
Original amountLoansHolds
Over $100,000 up to $250,00028$3.50M
Over $250,000 up to $1 million588$304M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
California HQ55266818689
New York6313122
Nevada4001216
Florida10352
Georgia20230
District of Columbia10130
Tennessee10220
Virginia10010
Arizona002111
Texas01260
Washington01600
Colorado01400
FDIC office list, HMDA, SBA FOIA,

Also in MD.

Counties with the most recorded loans (5 or more)
CountyRecorded loansDollars
Los Angeles County, CA10$58.2M
San Diego County, CA5$24.4M
HMDA, SBA FOIA,
Metro areas with the most recorded loans (5 or more)
MetroRecorded loansDollars
Los Angeles-Long Beach-Glendale, CA10$58.2M
New York-Jersey City-White Plains, NY-NJ6$42.0M
San Diego-Chula Vista-Carlsbad, CA5$24.4M
HMDA, SBA FOIA,

Offices by county

FDIC Summary of Deposits, June 30, 2026

  • City National Bank has 66 offices in 19 counties and 8 states (FDIC Summary of Deposits, June 30, 2026): 65 full service and 1 limited service.
Counties with the most offices
CountyFull-service officesLimited-service offices
Los Angeles County, CA291
Orange County, CA50
New York County, NY50
San Diego County, CA40
Santa Clara County, CA30
Clark County, NV30
Alameda County, CA20
Ventura County, CA20
Fulton County, GA20
Contra Costa County, CA10
Riverside County, CA10
San Bernardino County, CA10
San Francisco County, CA10
San Mateo County, CA10
District of Columbia, DC10
FDIC Summary of Deposits,

Loan production offices are not in this file. A bank with no office here can still lend here.

Capacity. Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

Lending capacity measures, with peers
MeasureThis lenderIts peersHow it is worked outSource
Estimated largest single loan$1.61B$431M to $1.76B across 8 peersEstimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated.FDIC call report, 12 CFR 32.3, Jun 30, 2026
CRE to capital113.2%148.4% to 294.0% across 8 peers(Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance.FDIC call report,
Construction to capital26.4%9.0% to 52.8% across 8 peersConstruction loans divided by tier 1 capital plus allowance.FDIC call report,
Loans to deposits84.8%79.7% to 100.5% across 8 peersTotal loans divided by total deposits.FDIC call report,
Unused CRE commitments$1.99B$1.29B to $7.70B across 8 peersCommitments to lend on commercial real estate that are not yet drawn, up 3.3% from a year earlier.FDIC call report,
Loans to assets69.8%65.1% to 86.5% across 8 peersTotal loans divided by total assets.FDIC call report,

Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.

Loan channel and SBA processing

Public record only

Preferred Lender authority
220 loans (87.0%)
SBA Express
30 loans
Approval to first disbursement
31 days, median of 235

SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.

Peers

Same kind of lender, similar size and book

Peers
LenderStateTotal assetsCommercial book
East West BankCA$84.3B$32.1B
Zions Bancorporation, N.A.UT$89.0B$39.3B
Axos BankCA$28.9B$8.57B
Pinnacle BankTN$129B$61.4B
First Horizon BankTN$84.1B$39.0B
Banc of CaliforniaCA$34.9B$15.0B
Western Alliance BankAZ$98.6B$27.8B
CIBC Bank USAIL$66.5B$30.6B
FDIC call report,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • How much of its book it made recently. Call reports carry balances, not loans made.
  • Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
  • How its 1-4 family loans divide between owner-occupied and investor.
  • Whether it takes brokers. No figure here means no evidence, not a refusal.

Check this page

Against the regulator's own record

  1. Name and charter. City National Bank, FDIC certificate 17281. Compare it with the regulator's record. [FDIC BankFind]
  2. Balances. $99.1B in total assets and $27.5B in commercial loans held, from the call report for June 30, 2026. [Source]
  3. Loans made. 523 recorded loans from HMDA and SBA files, through September 30, 2026: 34 HMDA multifamily 2025, 11 HMDA multifamily 2024, 114 HMDA 1-4 unit investor 2025, 253 SBA 7(a) in 36 months, 111 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to City National Bank]
  4. Phone and website. Phone 800-773-7100, from the lender's website on November 9, 2026. Website cnb.com, from the FDIC record. [How to reach them]
  5. Small business loans reported under CRA. 4,267 small business loans reported in its CRA filing for 2024. [Source]
  6. Recorded mortgages, New York City. 22 recorded mortgages in New York City under this name. [Source]

Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error

For the record

Data as of June 30, 2026. Page last changed November 12, 2026.

Regulator
Office of the Comptroller of the Currency
FDIC certificate
17281
RSSD
63069
LEI
593C3GZG957YOJPS2Z63
The Lender Report ID
lr_000034
FDIC classifies this bank as
Commercial Lending Specialization
Ownership
Stock
Head office metro area
Los Angeles-Long Beach-Anaheim, CA

FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.

  • Reported $99.1B in total assets as of June 30, 2026 (FDIC call report).
  • Held $27.5B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $10.9B of commercial and industrial loans as of June 30, 2026, up 4.3% from a year earlier (FDIC call report).
  • Held $6.6B of non-owner-occupied commercial real estate loans as of June 30, 2026, up 11.3% from a year earlier (FDIC call report).
  • Held $4.4B of owner-occupied commercial real estate loans as of June 30, 2026, up 8.0% from a year earlier (FDIC call report).
  • Originated 34 multifamily loans totaling $506.2M in 2025 (HMDA).
11 more sentences
  • Originated 11 multifamily loans totaling $106M in 2024 (HMDA).
  • Originated 114 1-4 unit investor or business-purpose loans totaling $146.4M in 2025 (HMDA).
  • Recorded 286 SBA 7(a) approvals totaling $343.9M from October 1, 2023 to September 30, 2026, of which 33 were later cancelled (SBA).
  • Provided the first lien on 111 SBA 504 projects with $235.1M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
  • Listed 71 offices in 8 states (FDIC).
  • Reported making 4,267 small business loans totaling $457.9M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Reported making 3 small farm loans totaling $17K in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Held 8,653 commercial and industrial loans that were $1 million or less when made, with a balance of $499.6M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Held 616 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $307M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $89.3M for 1-4 family and $1.4B for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
  • Named as the lender on 22 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $188.3M (NYC Department of Finance, ACRIS).

Cite this

Source: The Lender Report, City National Bank, https://lender.report/lender/city-national-bank-ca/, data as of June 30, 2026.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

See something wrong? Write to desk@lender.report or use the correction form. We reply within 2 business days and fix confirmed errors within 10. We correct our own mistakes at once. Where the public record itself is wrong, we show the lender's correction beside it and tell you how to ask the agency to fix the source. Correction form. Names identify institutions and imply no affiliation.

We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.

Work at City National Bank? Claim this page, free.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem