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The Lender Report built this page from public records. Civista Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Civista Bank itself. Each figure shows its source and date. Work at Civista Bank? You can claim this page for free.
Multifamily record
Civista Bank: multifamily loans made
Civista Bank, a bank based in Sandusky, OH, made 32 multifamily loans in 2024 and 2025, $36.3M in all, in 3 states. The typical loan was about $620K, and the largest about $5.2M. Most were in Cuyahoga County, OH.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 32
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $36.3M
- HMDA,
- Rounded amounts
- Typical loan
- $620K
- HMDA,
- Largest loan
- $5.2M
- HMDA,
- Rounded to 2 significant figures
- States
- 3
- HMDA,
Cite this
Source: The Lender Report, Civista Bank: multifamily loans made, https://lender.report/lender/civista-bank-oh/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Stark County, OH | Purchase, 50 to 99 units | $4.1M | 7.25% | 5 yr | HMDA 2025 | |
| 2025 | Portage County, OH | Purchase, 50 to 99 units | $3M | 7.5% | 1.5 yr | HMDA 2025 | |
| 2025 | Columbus, OH | Refinance, 50 to 99 units | $2.7M | 6.5% | 5 yr | 54% | HMDA 2025 |
| 2025 | Cuyahoga County, OH | Purchase, 5 to 24 units | $1.7M | 7% | 5 yr | 67% | HMDA 2025 |
| 2025 | Cuyahoga County, OH | Cash-out refinance, 100 to 149 units | $1.1M | 7.5% | 0.9 yr | HMDA 2025 | |
| 2025 | Hamilton County, OH | Refinance, 150 or more units | $1.1M | 7.75% | 3 yr | HMDA 2025 | |
| 2025 | Summit County, OH | Purchase, 25 to 49 units | $1.1M | 7.25% | 10 yr | 66% | HMDA 2025 |
| 2025 | Cuyahoga County, OH | Purchase, 5 to 24 units | $620K | 6.5% | 10 yr | 69% | HMDA 2025 |
| 2025 | Cuyahoga County, OH | Purchase, 5 to 24 units | $620K | 6.5% | 10 yr | 68% | HMDA 2025 |
| 2025 | Campbell County, KY | Cash-out refinance, 5 to 24 units | $540K | 7.25% | 5 yr | HMDA 2025 | |
| 2025 | Lucas County, OH | Purchase, 5 to 24 units | $540K | 6.63% | 10 yr | 65% | HMDA 2025 |
| 2025 | Campbell County, KY | Cash-out refinance, 5 to 24 units | $500K | 7.79% | 10 yr | HMDA 2025 | |
| 2025 | Hamilton County, OH | Refinance, 5 to 24 units | $500K | 7.25% | 10 yr | 80% | HMDA 2025 |
| 2025 | Hamilton County, OH | Purchase, 5 to 24 units | $400K | 6.75% | 10 yr | 50% | HMDA 2025 |
| 2025 | Hamilton County, OH | Purchase, 5 to 24 units | $400K | 7.5% | 0.5 yr | HMDA 2025 | |
| 2025 | Campbell County, KY | Improvement, 5 to 24 units | $320K | 8% | 8.5 yr | HMDA 2025 | |
| 2025 | Dearborn County, IN | Cash-out refinance, 5 to 24 units | $280K | 7.25% | 10 yr | HMDA 2025 | |
| 2025 | Richland County, OH | Purchase, 5 to 24 units | $280K | 7.5% | 10 yr | 47% | HMDA 2025 |
| 2025 | Dearborn County, IN | Purchase, 5 to 24 units | $240K | 6.69% | 10 yr | 76% | HMDA 2025 |
| 2025 | Lorain County, OH | Purchase, 5 to 24 units | $160K | 7.75% | 10 yr | HMDA 2025 | |
| 2025 | Lorain County, OH | Refinance, 5 to 24 units | $55K | 8% | 10.3 yr | HMDA 2025 | |
| 2024 | Franklin County, OH | Purchase, 25 to 49 units | $5.2M | 8% | 4 yr | 77% | HMDA 2024 |
| 2024 | Cuyahoga County, OH | Cash-out refinance, 5 to 24 units | $3M | 8% | 10 yr | HMDA 2024 | |
| 2024 | Cuyahoga County, OH | Purchase, 50 to 99 units | $2.7M | 7.25% | 5 yr | HMDA 2024 | |
| 2024 | Ohio | Purchase, 25 to 49 units | $1.5M | 8.5% | 10.5 yr | 62% | HMDA 2024 |
| 32 multifamily loans made in 2024 and 2025 | $36.3M | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Cuyahoga County, OH | County | 8 | $10.2M |
| Hamilton County, OH | County | 4 | $2.40M |
| Campbell County, KY | County | 3 | $1.36M |
| Dearborn County, IN | County | 2 | $520K |
| Huron County, OH | County | 2 | $840K |
| Lorain County, OH | County | 2 | $215K |
| Summit County, OH | County | 2 | $2.30M |
| Columbus, OH | Metro area | 1 | $2.70M |
| Franklin County, OH | County | 1 | $5.20M |
| Kenton County, KY | County | 1 | $980K |
| Lucas County, OH | County | 1 | $540K |
| Ohio | State | 1 | $1.50M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 20 | $7.89M |
| $1M to $2.5M | 6 | $7.70M |
| $2.5M to $5M | 5 | $15.5M |
| $5M to $10M | 1 | $5.20M |
| $10M or more | 0 | $0 |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 11 | $16.0M | $980K |
| 2025 | 21 | $20.3M | $540K |
| Purpose | Loans |
|---|---|
| Purchase | 21 |
| Refinance | 4 |
| Cash-out refinance | 6 |
| Improvement | 1 |
| Units | Loans |
|---|---|
| 5 to 24 units | 23 |
| 25 to 49 units | 3 |
| 50 to 99 units | 4 |
| 100 to 149 units | 1 |
| 150 or more units | 1 |
- Civista Bank made 32 multifamily loans totaling $36.3M in 2024 and 2025, in 16 named places across 3 states. HMDA,
- It made 21 of them in 2025 and 11 in 2024. HMDA,
- The typical loan was about $620K, with the middle half between $280K and $1.5M. HMDA,
- The largest was about $5.2M. Every amount is rounded to 2 significant figures. HMDA,
- 20 loans were under $1M, and 1 was $5M or more. HMDA,
- It reported a median rate of 7.50% on 32 loans, with the middle half between 7.25% and 8.15%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 68%. HMDA,
- 31% of the loans were refinancings and 66% were purchases. HMDA,
- The most common property size was 5 to 24 units, with 23 loans. HMDA,
- Its loans were most often in Cuyahoga County, OH (8), Hamilton County, OH (4) and Campbell County, KY (3). HMDA,
What we don't know
- Whether Civista Bank is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.