Unverified listing What this means

The Lender Report built this page from public records. Civista Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Civista Bank itself. Each figure shows its source and date. Work at Civista Bank? You can claim this page for free.

SBA 7(a) record

Civista Bank: SBA 7(a) loans made

Civista Bank, a bank based in Sandusky, OH, made 13 SBA 7(a) loans in the 36 months ending September 30, 2026, $5.6M in all, net of cancelled approvals. The typical loan was about $420K, and 3 were in the last 12 months. Most were in Ohio.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
13
SBA FOIA,
Net of cancelled approvals
Dollars
$5.63M
SBA FOIA,
Rounded amounts
Typical loan
$420K
SBA FOIA,
Largest loan
$950K
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
3
SBA FOIA,

Cite this

Source: The Lender Report, Civista Bank: SBA 7(a) loans made, https://lender.report/lender/civista-bank-oh/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Civista BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Jul 2026OhioSBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers)$950K9.25%10 yrSBA FOIA
Jul 2026OhioSBA 7(a), Other Management Consulting Services$120K9.25%10 yrSBA FOIA
Nov 2025IndianaSBA 7(a), Information$230K9.25%8 yrSBA FOIA
Jul 2025KentuckySBA 7(a), Snack and Nonalcoholic Beverage Bars$210K9.5%10 yrSBA FOIA
Jun 2025OhioSBA 7(a), Full-Service Restaurants$390K9.5%10 yrSBA FOIA
Apr 2025OhioSBA 7(a), Painting and Wall Covering Contractors$440K8.75%10 yrSBA FOIA
Mar 2025KentuckySBA 7(a), Full-Service Restaurants$560K8.75%10 yrSBA FOIA
Jan 2025OhioSBA 7(a), Wood Kitchen Cabinet and Countertop Manufacturing$320K9.5%10 yrSBA FOIA
Jan 2025OhioSBA 7(a), Wood Kitchen Cabinet and Countertop Manufacturing$45K8.5%10 yrSBA FOIA
Sep 2024OhioSBA 7(a), Drinking Places (Alcoholic Beverages)$770K10.25%10 yrSBA FOIA
Sep 2024OhioSBA 7(a), Snack and Nonalcoholic Beverage Bars$430K10.5%10 yrSBA FOIA
Jan 2024IndianaSBA 7(a), Automotive Parts and Accessories Retailers$750K10.75%10 yrSBA FOIA
Jan 2024OhioSBA 7(a), Child Care Services$420K9.5%10 yrSBA FOIA
13 SBA 7(a) loans since October 2023, net of cancelled$5.63MSBA FOIA

A blank means the source did not report it.

Where Civista Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
Ohio9$3.88M
Indiana2$980K
Kentucky2$770K
SBA FOIA,

SBA loans are on record by state only.

Civista Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K2$165K
$150K to $350K3$760K
$350K to $1M8$4.71M
$1M to $2.5M0$0
$2.5M or more0$0
SBA FOIA,
Civista Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2024 Q12$1.17M
2024 Q32$1.20M
2025 Q13$925K
2025 Q22$830K
2025 Q31$210K
2025 Q41$230K
2026 Q32$1.07M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
7a General8
SBA Express Program3
International Trade Loans1
Preferred Lenders Program1
SBA FOIA,
  • Civista Bank made 13 SBA 7(a) loans totaling $5.6M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
  • 3 of them were in the 12 months to September 30, 2026, and 6 in the 12 months before. SBA FOIA,
  • The typical loan was about $420K, with the middle half between $230K and $560K. SBA FOIA,
  • The largest was about $950K. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 2 loans were under $150K, and 0 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 9.50% on 13 loans, with the middle half between 9.25% and 9.50%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Full-Service Restaurants, with 2. SBA FOIA,
  • The SBA file lists 8 of its loans as processed under 7a General. SBA FOIA,
  • Its loans were most often in Ohio (9), Indiana (2) and Kentucky (2). SBA FOIA,

What we don't know

  • Whether Civista Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.