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SBA 7(a) record
FMS Bank: SBA 7(a) loans made
FMS Bank, a bank based in Fort Morgan, CO, made 35 SBA 7(a) loans in the 36 months ending September 30, 2026, $30.3M in all, net of cancelled approvals. The typical loan was about $550K, and 13 were in the last 12 months. Most were in Colorado.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 35
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $30.3M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $550K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 13
- SBA FOIA,
Cite this
Source: The Lender Report, FMS Bank: SBA 7(a) loans made, https://lender.report/lender/fms-bank-co/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Colorado | SBA 7(a), Residential Remodelers | $2.3M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Massachusetts | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $2.2M | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Meat Processed from Carcasses | $1M | 8.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Offices of Podiatrists | $720K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Meat Processed from Carcasses | $550K | 8.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Residential Remodelers | $350K | 8.25% | 10 yr | SBA FOIA | |
| Aug 2026 | Colorado | SBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists | $460K | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Colorado | SBA 7(a), Florists | $350K | 8.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Florida | SBA 7(a), Theater Companies and Dinner Theaters | $3.1M | 8.75% | 25 yr | SBA FOIA | |
| May 2026 | Colorado | SBA 7(a), Sports and Recreation Instruction | $350K | 8.75% | 11 yr | SBA FOIA | |
| May 2026 | Colorado | SBA 7(a), Residential Property Managers | $140K | 8.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Colorado | SBA 7(a), Janitorial Services | $600K | 8.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Colorado | SBA 7(a), Janitorial Services | $50K | 8.25% | 10 yr | SBA FOIA | |
| Sep 2025 | Colorado | SBA 7(a), Sporting and Athletic Goods Manufacturing | $350K | 9.25% | 10 yr | SBA FOIA | |
| May 2025 | Colorado | SBA 7(a), Other Building Equipment Contractors | $5M | 6% | 10 yr | SBA FOIA | |
| May 2025 | Colorado | SBA 7(a), Full-Service Restaurants | $1.6M | 8.75% | 25 yr | SBA FOIA | |
| May 2025 | Colorado | SBA 7(a), Full-Service Restaurants | $510K | 9% | 10 yr | SBA FOIA | |
| Apr 2025 | Colorado | SBA 7(a), Administrative Management and General Management Consulting Services | $150K | 9.5% | 10 yr | SBA FOIA | |
| Mar 2025 | Colorado | SBA 7(a), Offices of Certified Public Accountants | $650K | 7.5% | 10 yr | SBA FOIA | |
| Mar 2025 | Colorado | SBA 7(a), Full-Service Restaurants | $200K | 9.5% | 10 yr | SBA FOIA | |
| Mar 2025 | Colorado | SBA 7(a), Offices of Certified Public Accountants | $150K | 8.5% | 10 yr | SBA FOIA | |
| Feb 2025 | Wyoming | SBA 7(a), Janitorial Services | $600K | 2% | 10 yr | SBA FOIA | |
| Jan 2025 | Colorado | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $900K | 9% | 10 yr | SBA FOIA | |
| Jan 2025 | Colorado | SBA 7(a), Other Support Activities for Road Transportation | $320K | 8.5% | 10 yr | SBA FOIA | |
| Jan 2025 | Colorado | SBA 7(a), Other Support Activities for Road Transportation | $100K | 8.5% | 10 yr | SBA FOIA | |
| 35 SBA 7(a) loans since October 2023, net of cancelled | $30.3M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Colorado | 31 | $23.6M |
| Florida | 2 | $3.82M |
| Massachusetts | 1 | $2.20M |
| Wyoming | 1 | $600K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 4 | $365K |
| $150K to $350K | 7 | $1.54M |
| $350K to $1M | 14 | $8.06M |
| $1M to $2.5M | 8 | $12.2M |
| $2.5M or more | 2 | $8.10M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 2 | $2.00M |
| 2024 Q2 | 2 | $755K |
| 2024 Q3 | 4 | $4.34M |
| 2024 Q4 | 2 | $470K |
| 2025 Q1 | 7 | $2.92M |
| 2025 Q2 | 4 | $7.26M |
| 2025 Q3 | 1 | $350K |
| 2026 Q1 | 2 | $650K |
| 2026 Q2 | 3 | $3.59M |
| 2026 Q3 | 8 | $7.93M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Full-Service Restaurants (722511) | 3 |
| Janitorial Services (561720) | 3 |
| All Other Professional, Scientific, and Technical Services (541990) | 2 |
| Meat Processed from Carcasses (311612) | 2 |
| Offices of Certified Public Accountants (541211) | 2 |
| Other Support Activities for Road Transportation (488490) | 2 |
| Residential Remodelers (236118) | 2 |
| Support Activities for Oil and Gas Operations (213112) | 2 |
| Administrative and Support and Waste Management and Remediation Services | 1 |
| Administrative Management and General Management Consulting Services (541611) | 1 |
| All Other Specialty Food Retailers (445298) | 1 |
| Car Washes (811192) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 25 |
| SBA Express Program | 4 |
| Seasonal CAPLine | 4 |
| International Trade Loans | 1 |
| Working Capital CAPLine | 1 |
- FMS Bank made 35 SBA 7(a) loans totaling $30.3M in the 36 months ending September 30, 2026, net of cancelled approvals, in 4 states. SBA FOIA,
- 13 of them were in the 12 months to September 30, 2026, and 14 in the 12 months before. SBA FOIA,
- The typical loan was about $550K, with the middle half between $250K and $1M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 4 loans were under $150K, and 10 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 8.75% on 35 loans, with the middle half between 8.50% and 9.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 3. SBA FOIA,
- The SBA file lists 25 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Colorado (31), Florida (2) and Massachusetts (1). SBA FOIA,
What we don't know
- Whether FMS Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.