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The Lender Report built this page from public records. Lake City Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Lake City Bank itself. Each figure shows its source and date. Work at Lake City Bank? You can claim this page for free.
SBA 7(a) record
Lake City Bank: SBA 7(a) loans made
Lake City Bank, a bank based in Warsaw, IN, made 29 SBA 7(a) loans in the 36 months ending September 30, 2026, $8.7M in all, net of cancelled approvals. The typical loan was about $200K, and 13 were in the last 12 months. Most were in Indiana.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 29
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $8.71M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $200K
- SBA FOIA,
- Largest loan
- $2M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 13
- SBA FOIA,
Cite this
Source: The Lender Report, Lake City Bank: SBA 7(a) loans made, https://lender.report/lender/lake-city-bank-in/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Indiana | SBA 7(a), Jewelry Retailers | $100K | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Indiana | SBA 7(a), Limited-Service Restaurants | $480K | 7% | 10 yr | SBA FOIA | |
| Jul 2026 | Indiana | SBA 7(a), Agriculture, Forestry, Fishing and Hunting | $630K | 6.75% | 26 yr | SBA FOIA | |
| Jul 2026 | Indiana | SBA 7(a), Full-Service Restaurants | $510K | 7% | 10 yr | SBA FOIA | |
| Jul 2026 | Indiana | SBA 7(a), Offices of Chiropractors | $120K | 8% | 5 yr | SBA FOIA | |
| Jul 2026 | Indiana | SBA 7(a), Full-Service Restaurants | $100K | 8% | 10 yr | SBA FOIA | |
| Jul 2026 | Indiana | SBA 7(a), Educational Services | $25K | 8.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Indiana | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $320K | 7.5% | 10 yr | SBA FOIA | |
| Jun 2026 | Indiana | SBA 7(a), Nail Salons | $49K | 8% | 10 yr | SBA FOIA | |
| Jun 2026 | Indiana | SBA 7(a), Nail Salons | $15K | 8.75% | 10 yr | SBA FOIA | |
| Apr 2026 | Indiana | SBA 7(a), Computer Systems Design Services | $50K | 8.25% | 10 yr | SBA FOIA | |
| Feb 2026 | Indiana | SBA 7(a), Fitness and Recreational Sports Centers | $230K | 8.25% | 10 yr | SBA FOIA | |
| Nov 2025 | Indiana | SBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists | $100K | 9% | 10 yr | SBA FOIA | |
| Apr 2025 | Indiana | SBA 7(a), Beauty Salons | $70K | 7.5% | 5 yr | SBA FOIA | |
| Apr 2025 | Indiana | SBA 7(a), Roofing Contractors | $50K | 9.75% | 10 yr | SBA FOIA | |
| Feb 2025 | Indiana | SBA 7(a), Precision Turned Product Manufacturing | $200K | 8.5% | 8 yr | SBA FOIA | |
| Jan 2025 | Indiana | SBA 7(a), Limited-Service Restaurants | $410K | 9% | 10 yr | SBA FOIA | |
| Aug 2024 | Indiana | SBA 7(a), Lessors of Miniwarehouses and Self-Storage Units | $530K | 9.5% | 21 yr | SBA FOIA | |
| Jul 2024 | Indiana | SBA 7(a), Services for the Elderly and Persons with Disabilities | $200K | 10.5% | 10 yr | SBA FOIA | |
| May 2024 | Indiana | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $500K | 10.5% | 10 yr | SBA FOIA | |
| Mar 2024 | Indiana | SBA 7(a), Fitness and Recreational Sports Centers | $350K | 9.5% | 16 yr | SBA FOIA | |
| Mar 2024 | Indiana | SBA 7(a), Fitness and Recreational Sports Centers | $25K | 10.5% | 10 yr | SBA FOIA | |
| Feb 2024 | Indiana | SBA 7(a), All Other Automotive Repair and Maintenance | $300K | 8.5% | 10 yr | SBA FOIA | |
| Dec 2023 | Indiana | SBA 7(a), Limited-Service Restaurants | $200K | 9.5% | 16 yr | SBA FOIA | |
| Dec 2023 | Indiana | SBA 7(a), Limited-Service Restaurants | $120K | 9.5% | 6 yr | SBA FOIA | |
| 29 SBA 7(a) loans since October 2023, net of cancelled | $8.71M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Indiana | 29 | $8.71M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 13 | $834K |
| $150K to $350K | 7 | $1.65M |
| $350K to $1M | 8 | $4.23M |
| $1M to $2.5M | 1 | $2.00M |
| $2.5M or more | 0 | $0 |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 6 | $3.35M |
| 2024 Q1 | 3 | $675K |
| 2024 Q2 | 1 | $500K |
| 2024 Q3 | 2 | $730K |
| 2025 Q1 | 2 | $610K |
| 2025 Q2 | 2 | $120K |
| 2025 Q4 | 1 | $100K |
| 2026 Q1 | 1 | $230K |
| 2026 Q2 | 4 | $434K |
| 2026 Q3 | 7 | $1.97M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Limited-Service Restaurants (722513) | 5 |
| Fitness and Recreational Sports Centers (713940) | 3 |
| Precision Turned Product Manufacturing (332721) | 3 |
| Full-Service Restaurants (722511) | 2 |
| Nail Salons (812113) | 2 |
| Agriculture, Forestry, Fishing and Hunting | 1 |
| All Other Automotive Repair and Maintenance (811198) | 1 |
| Beauty Salons (812112) | 1 |
| Computer Systems Design Services (541512) | 1 |
| Educational Services | 1 |
| Jewelry Retailers (458310) | 1 |
| Lessors of Miniwarehouses and Self-Storage Units (531130) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 20 |
| Preferred Lenders Program | 9 |
- Lake City Bank made 29 SBA 7(a) loans totaling $8.7M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
- 13 of them were in the 12 months to September 30, 2026, and 4 in the 12 months before. SBA FOIA,
- The typical loan was about $200K, with the middle half between $70K and $410K. SBA FOIA,
- The largest was about $2M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 13 loans were under $150K, and 1 was $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 8.75% on 29 loans, with the middle half between 8.00% and 9.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Limited-Service Restaurants, with 5. SBA FOIA,
- The SBA file lists 20 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in Indiana (29). SBA FOIA,
What we don't know
- Whether Lake City Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.