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SBA 7(a) record
Locality Bank: SBA 7(a) loans made
Locality Bank, a bank based in Fort Lauderdale, FL, made 37 SBA 7(a) loans in the 36 months ending September 30, 2026, $29.4M in all, net of cancelled approvals. The typical loan was about $590K, and 5 were in the last 12 months. Most were in Florida.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 37
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $29.4M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $590K
- SBA FOIA,
- Largest loan
- $2.8M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 5
- SBA FOIA,
Cite this
Source: The Lender Report, Locality Bank: SBA 7(a) loans made, https://lender.report/lender/locality-bank-fl/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Apr 2026 | North Carolina | SBA 7(a), Fitness and Recreational Sports Centers | $380K | 9.25% | 10 yr | SBA FOIA | |
| Apr 2026 | North Carolina | SBA 7(a), Fitness and Recreational Sports Centers | $180K | 9.25% | 10 yr | SBA FOIA | |
| Feb 2026 | Florida | SBA 7(a), Full-Service Restaurants | $700K | 9.5% | 10 yr | SBA FOIA | |
| Jan 2026 | Florida | SBA 7(a), Limited-Service Restaurants | $260K | 9.25% | 10 yr | SBA FOIA | |
| Dec 2025 | Florida | SBA 7(a), Manufacturing | $2M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2025 | Florida | SBA 7(a), Automotive Body, Paint, and Interior Repair and Maintenance | $2.1M | 10.25% | 10 yr | SBA FOIA | |
| Aug 2025 | Florida | SBA 7(a), Offices of Lawyers | $1.9M | 9% | 25 yr | SBA FOIA | |
| Aug 2025 | Florida | SBA 7(a), Offices of Lawyers | $250K | 9.5% | 10 yr | SBA FOIA | |
| Jul 2025 | Florida | SBA 7(a), All Other Specialty Trade Contractors | $820K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2025 | Florida | SBA 7(a), Periodical Publishers | $2.4M | 9.75% | 10 yr | SBA FOIA | |
| Jun 2025 | Georgia | SBA 7(a), Gift, Novelty, and Souvenir Retailers | $830K | 10% | 10 yr | SBA FOIA | |
| Apr 2025 | Florida | SBA 7(a), Wholesale Trade Agents and Brokers | $850K | 10.5% | 10 yr | SBA FOIA | |
| Apr 2025 | Florida | SBA 7(a), Fitness and Recreational Sports Centers | $530K | 10.25% | 10 yr | SBA FOIA | |
| Jan 2025 | Florida | SBA 7(a), Meat and Meat Product Merchant Wholesalers | $1.5M | 10.5% | 10 yr | SBA FOIA | |
| Jan 2025 | Florida | SBA 7(a), Nonresidential Property Managers | $1.2M | 10.25% | 10 yr | SBA FOIA | |
| Dec 2024 | Florida | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $250K | 10.5% | 10 yr | SBA FOIA | |
| Nov 2024 | Florida | SBA 7(a), Architectural Services | $300K | 10.75% | 10 yr | SBA FOIA | |
| Nov 2024 | Florida | SBA 7(a), Architectural Services | $200K | 10.75% | 10 yr | SBA FOIA | |
| Oct 2024 | Georgia | SBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists | $870K | 10.5% | 10 yr | SBA FOIA | |
| Sep 2024 | Florida | SBA 7(a), Security Guards and Patrol Services | $580K | 11.25% | 10 yr | SBA FOIA | |
| Sep 2024 | Florida | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $350K | 10.5% | 10 yr | SBA FOIA | |
| Sep 2024 | Florida | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $150K | 10.5% | 10 yr | SBA FOIA | |
| Aug 2024 | Florida | SBA 7(a), Tile and Terrazzo Contractors | $700K | 10.75% | 10 yr | SBA FOIA | |
| Jul 2024 | Florida | SBA 7(a), Engineering Services | $800K | 10.5% | 10 yr | SBA FOIA | |
| Jul 2024 | Florida | SBA 7(a), Engineering Services | $500K | 10.5% | 10 yr | SBA FOIA | |
| 37 SBA 7(a) loans since October 2023, net of cancelled | $29.4M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Florida | 33 | $27.1M |
| Georgia | 2 | $1.70M |
| North Carolina | 2 | $560K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 1 | $25.0K |
| $150K to $350K | 8 | $1.74M |
| $350K to $1M | 20 | $12.7M |
| $1M to $2.5M | 7 | $12.1M |
| $2.5M or more | 1 | $2.80M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 3 | $1.65M |
| 2024 Q1 | 3 | $1.60M |
| 2024 Q2 | 6 | $5.54M |
| 2024 Q3 | 6 | $3.08M |
| 2024 Q4 | 4 | $1.62M |
| 2025 Q1 | 2 | $2.70M |
| 2025 Q2 | 4 | $4.61M |
| 2025 Q3 | 4 | $5.07M |
| 2025 Q4 | 1 | $2.00M |
| 2026 Q1 | 2 | $960K |
| 2026 Q2 | 2 | $560K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 25 |
| SBA Express Program | 7 |
| International Trade Loans | 5 |
- Locality Bank made 37 SBA 7(a) loans totaling $29.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
- 5 of them were in the 12 months to September 30, 2026, and 14 in the 12 months before. SBA FOIA,
- The typical loan was about $590K, with the middle half between $350K and $870K. SBA FOIA,
- The largest was about $2.8M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 1 loan was under $150K, and 8 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.50% on 37 loans, with the middle half between 9.75% and 11.00%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Fitness and Recreational Sports Centers, with 5. SBA FOIA,
- The SBA file lists 25 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Florida (33), Georgia (2) and North Carolina (2). SBA FOIA,
What we don't know
- Whether Locality Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.