Unverified listing What this means
The Lender Report built this page from public records. Main Street Launch has not reviewed it. Every lender's page starts this way, and it says nothing about Main Street Launch itself. Each figure shows its source and date. Work at Main Street Launch? You can claim this page for free.
Non-bank lender, Oakland, CA
Main Street Launch
A non-bank lender based in Oakland, CA. Public files show recent SBA 7(a) loans it made.
- Kind
- Non-bank lender
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 67
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- Not reported
- HMDA,
Does it fit my deal?
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How to reach them
Each line shows where it came from
- Phone
- 510-763-4297 From the lender's website, retrieved November 11, 2026. Source page
- Website
- www.mainstreetlaunch.orgFrom the CDFI Fund list, October 21, 2026.
- Based in
- Oakland, CASBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender.Membership in a public list, not lending volume. | SBA lender lists, |
| October 21, 2026 | Certified by the CDFI Fund as a Community Development Financial Institution.Membership in a public list, not lending volume. | CDFI Fund certified list, |
| Oct 2023 to Sep 2026 | SBA 7(a) approvals by processing method: 51 under Preferred Lender authority.SBA ProcessingMethod field, net of cancellations. | SBA FOIA, |
| May 1, 2024 | Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | California | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $250K | 10.75% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Full-Service Restaurants | $250K | 10.75% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Mobile Food Services | $180K | 10.75% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Full-Service Restaurants | $150K | 10.75% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), All Other General Merchandise Retailers | $100K | 10.75% | 10 yr | SBA FOIA | |
| May 2026 | California | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $200K | 10.75% | 10 yr | SBA FOIA | |
| May 2026 | California | SBA 7(a), Fine Arts Schools | $150K | 10.75% | 10 yr | SBA FOIA | |
| Apr 2026 | California | SBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists | $150K | 10.75% | 10 yr | SBA FOIA | |
| Apr 2026 | California | SBA 7(a), Mobile Food Services | $120K | 10.75% | 10 yr | SBA FOIA | |
| Feb 2026 | California | SBA 7(a), Full-Service Restaurants | $160K | 10.75% | 10 yr | SBA FOIA | |
| Jan 2026 | California | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $180K | 10.75% | 10 yr | SBA FOIA | |
| Jan 2026 | California | SBA 7(a), Pet Care (except Veterinary) Services | $150K | 10.75% | 10 yr | SBA FOIA | |
| Nov 2025 | California | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $100K | 11% | 10 yr | SBA FOIA | |
| Sep 2025 | California | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $180K | 11.5% | 10 yr | SBA FOIA | |
| Sep 2025 | California | SBA 7(a), Pet Care (except Veterinary) Services | $120K | 11.5% | 10 yr | SBA FOIA | |
| Jul 2025 | California | SBA 7(a), Limited-Service Restaurants | $240K | 11.5% | 10 yr | SBA FOIA | |
| Jun 2025 | California | SBA 7(a), Retail Bakeries | $350K | 11.5% | 10 yr | SBA FOIA | |
| Apr 2025 | California | SBA 7(a), Clothing and Clothing Accessories Retailers | $300K | 11.5% | 10 yr | SBA FOIA | |
| Mar 2025 | California | SBA 7(a), Full-Service Restaurants | $320K | 11.5% | 10 yr | SBA FOIA | |
| Mar 2025 | California | SBA 7(a), Child Care Services | $150K | 11.5% | 10 yr | SBA FOIA | |
| Feb 2025 | California | SBA 7(a), Commercial Bakeries | $350K | 11.5% | 10 yr | SBA FOIA | |
| Feb 2025 | California | SBA 7(a), Limited-Service Restaurants | $200K | 11.5% | 10 yr | SBA FOIA | |
| Dec 2024 | California | SBA 7(a), Full-Service Restaurants | $350K | 10.5% | 10 yr | SBA FOIA | |
| Nov 2024 | California | SBA 7(a), Power and Communication Line and Related Structures Construction | $350K | 10.75% | 10 yr | SBA FOIA | |
| Oct 2024 | California | SBA 7(a), Other Personal Care Services | $320K | 10.75% | 10 yr | SBA FOIA | |
| 67 SBA 7(a) loans since October 2023, net of cancelled | $15.6M | SBA FOIA | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 67 | $15.6M | $220K | $350K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 13 | $2.14M | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Full-Service Restaurants | 7 | $1.64M |
| Snack and Nonalcoholic Beverage Bars | 5 | $990K |
Other lenders in these fields: SBA lenders for restaurants.
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list as: SBA Community Advantage lender (May 1, 2024). Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. Status with SBA: Community Advantage SBLC (mission lender authorized for 7(a) loans of up to $350,000).
- Listed by SBA: List of microlenders (microloan intermediaries) as: SBA microloan intermediary (November 9, 2026). Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender. States served: CA.
- Listed by CDFI Fund: List of Certified CDFIs as: Certified CDFI (October 21, 2026). Certified by the CDFI Fund as a Community Development Financial Institution. Kind of institution: Loan Fund. Certification: Certified by the CDFI Fund since 2013-09-17.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list, SBA: List of microlenders (microloan intermediaries), CDFI Fund: List of Certified CDFIs,
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| California HQ | 1 | 67 | 0 |
Loan channel and SBA processing
Public record only
- Preferred Lender authority
- 51 loans (76.1%)
- Approval to first disbursement
- 16 days, median of 63
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. Main Street Launch, Oakland, CA. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 67 recorded loans from SBA files, through September 30, 2026: 67 SBA 7(a) in 36 months. Each has its source and date.
- Phone and website. Phone 510-763-4297, from the lender's website on November 11, 2026. Website mainstreetlaunch.org, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009515
- Recorded 74 SBA 7(a) approvals totaling $17.7M from October 1, 2023 to September 30, 2026, of which 7 were later cancelled (SBA).
- Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. (SBA list, as of May 1, 2024).
- Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender. (SBA list, as of November 9, 2026).
- Certified by the CDFI Fund as a Community Development Financial Institution. (CDFI Fund list, as of October 21, 2026).
Cite this
Source: The Lender Report, Main Street Launch, https://lender.report/lender/main-street-launch-ca/, data as of December 31, 2025.
Sources
- SBA FOIA, September 30, 2026
- SBA lender lists, May 1, 2024
- SBA lender lists, November 9, 2026
- CDFI Fund certified list, October 21, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Work at Main Street Launch? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem