Unverified listing What this means
The Lender Report built this page from public records. Accion Opportunity Fund Community Development has not reviewed it. Every lender's page starts this way, and it says nothing about Accion Opportunity Fund Community Development itself. Each figure shows its source and date. Work at Accion Opportunity Fund Community Development? You can claim this page for free.
Non-bank lender, San Jose, CA
Accion Opportunity Fund Community Development
A non-bank lender based in San Jose, CA. Public files show recent SBA 7(a) loans it made.
- Kind
- Non-bank lender
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 100
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Multifamily dollars, 2025
- Not reported
- HMDA,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- aofund.orgFrom the CDFI Fund list, October 21, 2026.
- Commercial lending page
- aofund.orgFrom the lender's website, retrieved November 11, 2026.
- Based in
- San Jose, CASBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
What changed. Accion Opportunity Fund Community Development recorded 81 SBA 7(a) approvals in the 12 months to September 30, 2026, versus 19 in the prior 12 months. SBA FOIA,
| When | What the record shows | Source |
|---|---|---|
| November 11, 2026 | Named by the CDFI Fund as an allocatee of New Markets Tax Credits.Membership in a public list, not lending volume. | CDFI Fund New Markets Tax Credit allocatees, |
| October 21, 2026 | Certified by the CDFI Fund as a Community Development Financial Institution.Membership in a public list, not lending volume. | CDFI Fund certified list, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Wyoming | SBA 7(a), Wholesale Trade | $200K | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | Wisconsin | SBA 7(a), Fine Arts Schools | $150K | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Other Accounting Services | $150K | 10.25% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Insurance Agencies and Brokerages | $120K | 9.75% | 10 yr | SBA FOIA | |
| Aug 2026 | Ohio | SBA 7(a), Landscaping Services | $250K | 9.75% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Tax Preparation Services | $100K | 10.25% | 10 yr | SBA FOIA | |
| Jul 2026 | New York | SBA 7(a), Environmental Consulting Services | $350K | 9% | 10 yr | SBA FOIA | |
| Jul 2026 | New York | SBA 7(a), Electronics and Appliance Retailers | $200K | 10.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Texas | SBA 7(a), Nail Salons | $200K | 9% | 10 yr | SBA FOIA | |
| Jul 2026 | Ohio | SBA 7(a), General Freight Trucking, Local | $200K | 9% | 10 yr | SBA FOIA | |
| Jun 2026 | Ohio | SBA 7(a), Residential Remodelers | $100K | 9% | 10 yr | SBA FOIA | |
| May 2026 | Texas | SBA 7(a), Freight Transportation Arrangement | $220K | 9% | 10 yr | SBA FOIA | |
| May 2026 | New York | SBA 7(a), Full-Service Restaurants | $200K | 9% | 10 yr | SBA FOIA | |
| May 2026 | New York | SBA 7(a), Full-Service Restaurants | $150K | 9% | 10 yr | SBA FOIA | |
| May 2026 | North Carolina | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $120K | 9% | 10 yr | SBA FOIA | |
| May 2026 | California | SBA 7(a), Full-Service Restaurants | $120K | 10.25% | 10 yr | SBA FOIA | |
| Apr 2026 | North Carolina | SBA 7(a), General Freight Trucking, Local | $350K | 10.25% | 10 yr | SBA FOIA | |
| Apr 2026 | Texas | SBA 7(a), Specialized Automotive Repair | $350K | 9% | 10 yr | SBA FOIA | |
| Apr 2026 | Virginia | SBA 7(a), Computer Systems Design Services | $350K | 9% | 10 yr | SBA FOIA | |
| Apr 2026 | Texas | SBA 7(a), Nail Salons | $310K | 10.25% | 10 yr | SBA FOIA | |
| Apr 2026 | Texas | SBA 7(a), Cemeteries and Crematories | $310K | 9% | 10 yr | SBA FOIA | |
| Apr 2026 | California | SBA 7(a), All Other Professional, Scientific, and Technical Services | $170K | 10.25% | 10 yr | SBA FOIA | |
| Apr 2026 | California | SBA 7(a), All Other Miscellaneous Retailers | $150K | 9% | 10 yr | SBA FOIA | |
| Apr 2026 | Pennsylvania | SBA 7(a), Insurance Agencies and Brokerages | $150K | 9% | 10 yr | SBA FOIA | |
| Apr 2026 | New York | SBA 7(a), New Car Dealers | $110K | 9% | 10 yr | SBA FOIA | |
| 100 SBA 7(a) loans since October 2023, net of cancelled | $23.0M | SBA FOIA | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 100 | $23.0M | $200K | $350K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 81 | $18.3M | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Full-Service Restaurants | 9 | $1.85M |
| Insurance Agencies and Brokerages | 5 | $1.17M |
| General Freight Trucking, Local | 5 | $1.13M |
| Nail Salons | 5 | $1.03M |
Other lenders in these fields: SBA lenders for restaurants, SBA lenders for trucking companies.
Program lists that name this lender
Membership, not lending volume
- Listed by CDFI Fund: List of Certified CDFIs as: Certified CDFI (October 21, 2026). Certified by the CDFI Fund as a Community Development Financial Institution. Kind of institution: Loan Fund. Certification: Certified by the CDFI Fund since 2013-09-17.
- Listed by CDFI Fund: NMTC allocatee awards and NMTC Public Data Release (FY2003-FY2023) as: New Markets Tax Credit allocatee (November 11, 2026). Named by the CDFI Fund as an allocatee of New Markets Tax Credits. 2024 allocation: $85.0M. 2023 allocation: $60.0M. 2023 allocation: $60.0M. 2018 allocation: $40.0M.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
CDFI Fund: List of Certified CDFIs, CDFI Fund: NMTC allocatee awards and NMTC Public Data Release (FY2003-FY2023),
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| California HQ | 1 | 13 | 0 | ||
| New York | 0 | 19 | 0 | ||
| Texas | 0 | 17 | 0 | ||
| Florida | 0 | 7 | 0 | ||
| Virginia | 0 | 6 | 0 | ||
| North Carolina | 0 | 5 | 0 | ||
| Ohio | 0 | 5 | 0 | ||
| Colorado | 0 | 4 | 0 | ||
| Arizona | 0 | 2 | 0 | ||
| Georgia | 0 | 2 | 0 | ||
| Massachusetts | 0 | 2 | 0 | ||
| Minnesota | 0 | 2 | 0 |
Loan channel and SBA processing
Public record only
- Approval to first disbursement
- 7 days, median of 96
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. Accion Opportunity Fund Community Development, San Jose, CA. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 100 recorded loans from SBA files, through September 30, 2026: 100 SBA 7(a) in 36 months. Each has its source and date.
- Phone and website. No phone number is on record. Website aofund.org, from the FDIC record. [How to reach them]
Something wrong? Report it with evidence. It is free, and it works the same for every lender whether it pays or not. Report an error
For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009454
- Recorded 105 SBA 7(a) approvals totaling $24.2M from October 1, 2023 to September 30, 2026, of which 5 were later cancelled (SBA).
- Certified by the CDFI Fund as a Community Development Financial Institution. (CDFI Fund list, as of October 21, 2026).
- Named by the CDFI Fund as an allocatee of New Markets Tax Credits. (CDFI Fund list, as of November 11, 2026).
Cite this
Source: The Lender Report, Accion Opportunity Fund Community Development, https://lender.report/lender/accion-opportunity-fund-community-development-ca/, data as of December 31, 2025.
Sources
- SBA FOIA, September 30, 2026
- CDFI Fund certified list, October 21, 2026
- CDFI Fund New Markets Tax Credit allocatees, November 11, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Work at Accion Opportunity Fund Community Development? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem