Unverified listing What this means
The Lender Report built this page from public records. PeopleFund has not reviewed it. Every lender's page starts this way, and it says nothing about PeopleFund itself. Each figure shows its source and date. Work at PeopleFund? You can claim this page for free.
Certified Development Company, Austin, TX
PeopleFund
A Certified Development Company based in Austin, TX. Public files show recent SBA 7(a) loans it made.
- Kind
- SBA Certified Development Company
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 127
- SBA FOIA,
- 7(a) and 504, net of cancelled
- SBA 504 as CDC
- 11
- SBA FOIA,
- Net of cancelled
Does it fit my deal?
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How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- www.peoplefund.orgFrom the CDFI Fund list, October 21, 2026.
- Based in
- Austin, TXSBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender.Membership in a public list, not lending volume. | SBA lender lists, |
| October 21, 2026 | Certified by the CDFI Fund as a Community Development Financial Institution.Membership in a public list, not lending volume. | CDFI Fund certified list, |
| Oct 2023 to Sep 2026 | SBA 7(a) approvals by processing method: 127 under Preferred Lender authority.SBA ProcessingMethod field, net of cancellations. | SBA FOIA, |
| May 1, 2024 | Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Texas | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $220K | 10% | 7 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Other Specialized Design Services | $86K | 4.5% | 7 yr | SBA FOIA | |
| Jun 2026 | Texas | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $78K | 10% | 5 yr | SBA FOIA | |
| May 2026 | Texas | SBA 7(a), Full-Service Restaurants | $350K | 10% | 7 yr | SBA FOIA | |
| May 2026 | Texas | SBA 7(a), Sports and Recreation Instruction | $130K | 7% | 7 yr | SBA FOIA | |
| Apr 2026 | Texas | SBA 7(a), Gift, Novelty, and Souvenir Retailers | $120K | 7% | 7 yr | SBA FOIA | |
| Apr 2026 | Texas | SBA 7(a), Limited-Service Restaurants | $75K | 10% | 7 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), General Freight Trucking, Local | $160K | 10% | 7 yr | SBA FOIA | |
| Mar 2026 | Texas | SBA 7(a), Public Relations Agencies | $79K | 8% | 7 yr | SBA FOIA | |
| Dec 2025 | Texas | SBA 7(a), Other Accounting Services | $120K | 8% | 7 yr | SBA FOIA | |
| Dec 2025 | Texas | SBA 7(a), Other Technical and Trade Schools | $91K | 5% | 7 yr | SBA FOIA | |
| Nov 2025 | Texas | SBA 7(a), Limited-Service Restaurants | $120K | 13% | 7 yr | SBA FOIA | |
| Sep 2025 | Texas | SBA 504, Snack and Nonalcoholic Beverage Bars | $1.8M | 20 yr | SBA FOIA | ||
| Sep 2025 | Texas | SBA 504, Transportation and Warehousing | $440K | 25 yr | SBA FOIA | ||
| Sep 2025 | Texas | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $270K | 12% | 7 yr | SBA FOIA | |
| Sep 2025 | Texas | SBA 7(a), Administrative Management and General Management Consulting Services | $140K | 11.5% | 7 yr | SBA FOIA | |
| Aug 2025 | Texas | SBA 7(a), Research and Development in the Physical, Engineering, and Life Sciences (except Nanotechnology and Biotechnology) | $250K | 7% | 7 yr | SBA FOIA | |
| Aug 2025 | Texas | SBA 7(a), All Other Personal Services | $120K | 13.5% | 7 yr | SBA FOIA | |
| Jul 2025 | Texas | SBA 7(a), Caterers | $130K | 11.5% | 7 yr | SBA FOIA | |
| Jul 2025 | Texas | SBA 7(a), Sports and Recreation Instruction | $120K | 13.5% | 7 yr | SBA FOIA | |
| May 2025 | Texas | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $290K | 12% | 7 yr | SBA FOIA | |
| May 2025 | Texas | SBA 7(a), Finish Carpentry Contractors | $240K | 7% | 7 yr | SBA FOIA | |
| May 2025 | Texas | SBA 504, Sports and Recreation Instruction | $210K | 20 yr | SBA FOIA | ||
| May 2025 | Texas | SBA 7(a), Full-Service Restaurants | $160K | 13.5% | 7 yr | SBA FOIA | |
| May 2025 | Texas | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $120K | 7% | 7 yr | SBA FOIA | |
| 127 SBA 7(a) loans since October 2023, net of cancelled | $19.5M | SBA FOIA | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 127 | $19.5M | $128K | $350K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 12 | $1.63M | SBA FOIA, | ||
| SBA 504 as CDC, net of cancelled | 36 months to Sep 2026 | 11 | $16.7M | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Fitness and Recreational Sports Centers | 6 | $699K |
| Snack and Nonalcoholic Beverage Bars | 5 | $1.88M |
| Full-Service Restaurants | 5 | $1.36M |
| Child Care Services | 5 | $944K |
| Limited-Service Restaurants | 5 | $903K |
Other lenders in these fields: SBA lenders for gyms and fitness businesses, SBA lenders for restaurants, SBA lenders for child care businesses.
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list as: SBA Community Advantage lender (May 1, 2024). Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. Status with SBA: Community Advantage SBLC (mission lender authorized for 7(a) loans of up to $350,000).
- Listed by SBA: List of microlenders (microloan intermediaries) as: SBA microloan intermediary (November 9, 2026). Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender. States served: TX.
- Listed by CDFI Fund: List of Certified CDFIs as: Certified CDFI (October 21, 2026). Certified by the CDFI Fund as a Community Development Financial Institution. Kind of institution: Loan Fund. Certification: Certified by the CDFI Fund since 2026-01-21.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list, SBA: List of microlenders (microloan intermediaries), CDFI Fund: List of Certified CDFIs,
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Texas HQ | 1 | 127 | 0 |
Loan channel and SBA processing
Public record only
- Preferred Lender authority
- 127 loans (100.0%)
- Approval to first disbursement
- 6 days, median of 125
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. PeopleFund, Austin, TX. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 138 recorded loans from SBA files, through September 30, 2026: 127 SBA 7(a) in 36 months, 11 SBA 504 as the CDC in 36 months. Each has its source and date.
- Phone and website. No phone number is on record. Website peoplefund.org, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009535
- Recorded 137 SBA 7(a) approvals totaling $21.1M from October 1, 2023 to September 30, 2026, of which 10 were later cancelled (SBA).
- Served as Certified Development Company on 12 SBA 504 approvals with $18.9M in SBA debentures from October 1, 2023 to September 30, 2026 (SBA).
- Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. (SBA list, as of May 1, 2024).
- Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender. (SBA list, as of November 9, 2026).
- Certified by the CDFI Fund as a Community Development Financial Institution. (CDFI Fund list, as of October 21, 2026).
Cite this
Source: The Lender Report, PeopleFund, https://lender.report/lender/peoplefund-tx/, data as of December 31, 2025.
Sources
- SBA FOIA, September 30, 2026
- SBA lender lists, May 1, 2024
- SBA lender lists, November 9, 2026
- CDFI Fund certified list, October 21, 2026
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem