County · NY
Multifamily lenders in Broome County, NY
22 lenders made 64 multifamily loans in Broome County, NY in 2024 and 2025, $100.7M in all. Tioga State Bank National Association made the most, with 13. The typical loan was about $320K. The county is part of the Binghamton, NY metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 22
- HMDA,
- Multifamily loans, 2024-25
- 64
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $101M
- HMDA,
- Typical loan
- $320K
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Broome County, NY, https://lender.report/lenders-in/new-york/broome-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Tioga State Bank National Association multifamily record | Bank | Spencer, NY | 13 | $4.14M | 7 | 6 | $220K |
| Velocity Commercial Capital LLC multifamily record | Non-bank | Westlake Village, CA | 6 | $2.66M | 6 | 0 | $460K |
| NBT Bank, National Association multifamily record | Bank | Norwich, NY | 6 | $2.38M | 4 | 2 | $360K |
| Visions Credit Union multifamily record | Credit union | Endicott, NY | 6 | $1.74M | 4 | 2 | $260K |
| Hometown Equity Mortgage, LLC multifamily record | Non-bank | Lake Forest, CA | 5 | $1.90M | 4 | 1 | $360K |
| Silver Hill Funding multifamily record | Non-bank | Coral Gables, FL | 4 | $1.16M | 0 | 4 | $280K |
| Manufacturers and Traders Trust Company multifamily record | Bank | Buffalo, NY | 3 | $3.36M | 1 | 2 | $1M |
| A&D Mortgage LLC multifamily record | Non-bank | Ft. Lauderdale, FL | 3 | $620K | 3 | 0 | $180K |
| Tompkins Bank & Trust multifamily record | Bank | Ithaca, NY | 2 | $22.0M | 2 | 0 | $12M |
| Conventus Lending LLC multifamily record | Non-bank | San Francisco, CA | 2 | $2.02M | 0 | 2 | $1.3M |
| Churchill Funding I LLC multifamily record | Non-bank | Charlotte, NC | 2 | $460K | 0 | 2 | $240K |
| Empower Credit Union multifamily record | Credit union | Syracuse, NY | 2 | $320K | 0 | 2 | $220K |
| Ally Bank multifamily record | Bank | Sandy, UT | 1 | $53.0M | 0 | 1 | $53M |
| Corning Credit Union multifamily record | Credit union | Corning, NY | 1 | $1.50M | 0 | 1 | $1.5M |
| Pathfinder Bank multifamily record | Bank | Oswego, NY | 1 | $1.30M | 1 | 0 | $1.3M |
| BPL Mortgage, LLC multifamily record | Non-bank | Oakbrook Terrace, IL | 1 | $520K | 0 | 1 | $520K |
| Lendsure Mortgage Corp. multifamily record | Non-bank | San Diego, CA | 1 | $340K | 1 | 0 | $340K |
| ABL RPC Residential Credit Acquisition LLC multifamily record | Non-bank | Jersey City, NJ | 1 | $320K | 1 | 0 | $320K |
| American Heritage Lending, LLC multifamily record | Non-bank | Irvine, CA | 1 | $320K | 1 | 0 | $320K |
| Citadel Servicing Corporation multifamily record | Non-bank | Irvine, CA | 1 | $320K | 0 | 1 | $320K |
| Lima One Capital, LLC multifamily record | Non-bank | Greenville, SC | 1 | $300K | 0 | 1 | $300K |
| Constructive Loans LLC multifamily record | Non-bank | Oakbrook Terrace, IL | 1 | $280K | 0 | 1 | $280K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 56 | 18 |
| $1M to $2.5M | 5 | 4 |
| $2.5M to $5M | 0 | 0 |
| $5M to $10M | 0 | 0 |
| $10M or more | 3 | 2 |
- Lenders made 64 multifamily loans totaling $100.7M in Broome County, NY in 2024 and 2025. HMDA,
- 35 of the loans were made in 2025 and 29 in 2024. HMDA,
- The typical loan in Broome County, NY was about $320K, with the middle half between $240K and $560K. HMDA,
- 56 of the loans were under $1M, and 3 were $5M or more. HMDA,
- Lenders reported a median rate of 7.88% on 50 loans in Broome County, NY, with the middle half between 6.96% and 8.99%. HMDA,
- The median term was 30 years. HMDA,
- The median loan to value was 70%. HMDA,
- 58% of the loans were refinancings and 42% were purchases. HMDA,
- Banks and savings institutions made 26 of the loans, credit unions 9, and non-banks 29. HMDA,
- The five most active lenders made 56.3% of the loans. HMDA,
- The three most active lenders were Tioga State Bank National Association with 13, Velocity Commercial Capital LLC with 6, and NBT Bank, National Association with 6. HMDA,
- 8 of the 22 lenders are based in New York. The rest are based elsewhere, most often in California, Florida and Illinois. HMDA,
- The most common property size was 5 to 24 units, with 58 loans. HMDA,
- Broome County, NY is part of the Binghamton, NY metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Broome County, NY
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.