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SBA 7(a) record
Manufacturers and Traders Trust Company: SBA 7(a) loans made
Manufacturers and Traders Trust Company, a bank based in Buffalo, NY, made 6,727 SBA 7(a) loans in the 36 months ending September 30, 2026, $768.2M in all, net of cancelled approvals. The typical loan was about $50K, and 2,687 were in the last 12 months. Most were in New York.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 6,727
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $768M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $50K
- SBA FOIA,
- Largest loan
- $4.5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 2,687
- SBA FOIA,
Cite this
Source: The Lender Report, Manufacturers and Traders Trust Company: SBA 7(a) loans made, https://lender.report/lender/manufacturers-and-traders-trust-ny/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Virginia | SBA 7(a), Fitness and Recreational Sports Centers | $1.8M | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Virginia | SBA 7(a), Full-Service Restaurants | $1.7M | 9.75% | 11 yr | SBA FOIA | |
| Sep 2026 | Maryland | SBA 7(a), All Other Professional, Scientific, and Technical Services | $1.5M | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | New Hampshire | SBA 7(a), Flooring Contractors | $1.4M | 7.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Connecticut | SBA 7(a), Site Preparation Contractors | $920K | 7.25% | 10 yr | SBA FOIA | |
| Sep 2026 | New Jersey | SBA 7(a), Manufacturing | $820K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Fitness and Recreational Sports Centers | $800K | 8% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Janitorial Services | $750K | 8.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Maryland | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $730K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Other Personal and Household Goods Repair and Maintenance | $720K | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Nail Salons | $700K | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Amusement Arcades | $670K | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Virginia | SBA 7(a), All Other Personal Services | $660K | 8.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Massachusetts | SBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists | $650K | 8.5% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Brick, Stone, and Related Construction Material Merchant Wholesalers | $650K | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Janitorial Services | $630K | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Connecticut | SBA 7(a), Limited-Service Restaurants | $550K | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Limited-Service Restaurants | $510K | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Virginia | SBA 7(a), Sports and Recreation Instruction | $510K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Full-Service Restaurants | $500K | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Maryland | SBA 7(a), All Other Professional, Scientific, and Technical Services | $500K | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Maryland | SBA 7(a), Offices of Physicians, Mental Health Specialists | $500K | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $500K | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), All Other Amusement and Recreation Industries | $500K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Virginia | SBA 7(a), Services for the Elderly and Persons with Disabilities | $500K | 9.25% | 10 yr | SBA FOIA | |
| 6,727 SBA 7(a) loans since October 2023, net of cancelled | $768M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| New York | 1,851 | $202M |
| Maryland | 1,399 | $174M |
| Pennsylvania | 785 | $83.8M |
| New Jersey | 686 | $71.2M |
| Connecticut | 632 | $66.4M |
| Virginia | 409 | $65.7M |
| Massachusetts | 316 | $39.2M |
| Delaware | 237 | $21.8M |
| New Hampshire | 139 | $16.8M |
| District of Columbia | 91 | $10.9M |
| Vermont | 85 | $5.77M |
| Maine | 64 | $7.16M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 5,345 | $255M |
| $150K to $350K | 987 | $209M |
| $350K to $1M | 320 | $169M |
| $1M to $2.5M | 58 | $81.7M |
| $2.5M or more | 17 | $54.1M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 303 | $39.7M |
| 2024 Q1 | 402 | $47.2M |
| 2024 Q2 | 385 | $42.5M |
| 2024 Q3 | 513 | $63.0M |
| 2024 Q4 | 454 | $52.5M |
| 2025 Q1 | 671 | $70.4M |
| 2025 Q2 | 685 | $83.7M |
| 2025 Q3 | 627 | $64.5M |
| 2025 Q4 | 495 | $56.2M |
| 2026 Q1 | 702 | $81.7M |
| 2026 Q2 | 713 | $73.3M |
| 2026 Q3 | 777 | $93.6M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Full-Service Restaurants (722511) | 323 |
| Limited-Service Restaurants (722513) | 254 |
| Residential Remodelers (236118) | 233 |
| Beauty Salons (812112) | 175 |
| Landscaping Services (561730) | 167 |
| Fitness and Recreational Sports Centers (713940) | 146 |
| General Automotive Repair (811111) | 143 |
| All Other Specialty Trade Contractors (238990) | 122 |
| Snack and Nonalcoholic Beverage Bars (722515) | 120 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 113 |
| Other Personal Care Services (812199) | 109 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 106 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| SBA Express Program | 5,618 |
| Preferred Lenders Program | 1,107 |
| 7a with EWCP | 2 |
- Manufacturers and Traders Trust Company made 6,727 SBA 7(a) loans totaling $768.2M in the 36 months ending September 30, 2026, net of cancelled approvals, in 15 states. SBA FOIA,
- 2,687 of them were in the 12 months to September 30, 2026, and 2,437 in the 12 months before. SBA FOIA,
- The typical loan was about $50K, with the middle half between $25K and $100K. SBA FOIA,
- The largest was about $4.5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 5,345 loans were under $150K, and 75 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 11.00% on 6,727 loans, with the middle half between 9.75% and 13.25%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 323. SBA FOIA,
- The SBA file lists 5,618 of its loans as processed under SBA Express Program. SBA FOIA,
- Its loans were most often in New York (1,851), Maryland (1,399) and Pennsylvania (785). SBA FOIA,
What we don't know
- Whether Manufacturers and Traders Trust Company is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.