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The Lender Report built this page from public records. Mountain Bizcapital, Inc. has not reviewed it. Every lender's page starts this way, and it says nothing about Mountain Bizcapital, Inc. itself. Each figure shows its source and date. Work at Mountain Bizcapital, Inc.? You can claim this page for free.

SBA 7(a) record

Mountain Bizcapital, Inc.: SBA 7(a) loans made

Mountain Bizcapital, Inc., a non-bank lender based in Asheville, NC, made 17 SBA 7(a) loans in the 36 months ending September 30, 2026, $3.4M in all, net of cancelled approvals. The typical loan was about $180K, and 4 were in the last 12 months. Most were in North Carolina.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
17
SBA FOIA,
Net of cancelled approvals
Dollars
$3.44M
SBA FOIA,
Rounded amounts
Typical loan
$180K
SBA FOIA,
Largest loan
$350K
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
4
SBA FOIA,

Cite this

Source: The Lender Report, Mountain Bizcapital, Inc.: SBA 7(a) loans made, https://lender.report/lender/mountain-bizcapital-nc/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Mountain Bizcapital, Inc.Newest first
PeriodPlaceLoanAmountRateTermLTVSource
Apr 2026North CarolinaSBA 7(a), Amusement Arcades$240K7.5%10 yrSBA FOIA
Apr 2026North CarolinaSBA 7(a), Drinking Places (Alcoholic Beverages)$100K7.5%10 yrSBA FOIA
Mar 2026North CarolinaSBA 7(a), All Other Miscellaneous Manufacturing$220K8.5%10 yrSBA FOIA
Mar 2026North CarolinaSBA 7(a), Retail Trade$180K7.25%10 yrSBA FOIA
Jul 2025North CarolinaSBA 7(a), Retail Trade$350K8.25%10 yrSBA FOIA
May 2025North CarolinaSBA 7(a), Limited-Service Restaurants$300K7.25%10 yrSBA FOIA
May 2025North CarolinaSBA 7(a), Limited-Service Restaurants$120K8.5%10 yrSBA FOIA
Mar 2025North CarolinaSBA 7(a), Snack and Nonalcoholic Beverage Bars$350K8%10 yrSBA FOIA
Mar 2025North CarolinaSBA 7(a), Retail Trade$120K8%10 yrSBA FOIA
Jan 2025North CarolinaSBA 7(a), Sporting Goods Retailers$120K8.75%10 yrSBA FOIA
Sep 2024North CarolinaSBA 7(a), All Other Miscellaneous Retailers$350K8.75%10 yrSBA FOIA
Sep 2024North CarolinaSBA 7(a), Snack and Nonalcoholic Beverage Bars$200K8.75%10 yrSBA FOIA
Jun 2024North CarolinaSBA 7(a), Sports and Recreation Instruction$120K8.75%10 yrSBA FOIA
Mar 2024North CarolinaSBA 7(a), Full-Service Restaurants$50K8.75%8 yrSBA FOIA
Jan 2024North CarolinaSBA 7(a), Full-Service Restaurants$350K7.75%10 yrSBA FOIA
Dec 2023North CarolinaSBA 7(a), All Other Miscellaneous Food Manufacturing$150K8.5%8 yrSBA FOIA
Oct 2023North CarolinaSBA 7(a), Full-Service Restaurants$120K8.75%10 yrSBA FOIA
17 SBA 7(a) loans since October 2023, net of cancelled$3.44MSBA FOIA

A blank means the source did not report it.

Where Mountain Bizcapital, Inc.'s SBA 7(a) loans were made, most loans first
StateLoansDollars
North Carolina17$3.44M
SBA FOIA,

SBA loans are on record by state only.

Mountain Bizcapital, Inc.: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K7$750K
$150K to $350K6$1.29M
$350K to $1M4$1.40M
$1M to $2.5M0$0
$2.5M or more0$0
SBA FOIA,
Mountain Bizcapital, Inc.: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q42$270K
2024 Q12$400K
2024 Q21$120K
2024 Q32$550K
2025 Q13$590K
2025 Q22$420K
2025 Q31$350K
2026 Q12$400K
2026 Q22$340K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program16
International Trade Loans1
SBA FOIA,
  • Mountain Bizcapital, Inc. made 17 SBA 7(a) loans totaling $3.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • 4 of them were in the 12 months to September 30, 2026, and 6 in the 12 months before. SBA FOIA,
  • The typical loan was about $180K, with the middle half between $120K and $300K. SBA FOIA,
  • The largest was about $350K. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 7 loans were under $150K, and 0 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.50% on 17 loans, with the middle half between 7.75% and 8.75%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Full-Service Restaurants, with 3. SBA FOIA,
  • The SBA file lists 16 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in North Carolina (17). SBA FOIA,

What we don't know

  • Whether Mountain Bizcapital, Inc. is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.