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The Lender Report built this page from public records. North Country Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about North Country Credit Union itself. Each figure shows its source and date. Work at North Country Credit Union? You can claim this page for free.

SBA 7(a) record

North Country Credit Union: SBA 7(a) loans made

North Country Credit Union, a credit union based in Burlington, VT, made 8 SBA 7(a) loans in the 36 months ending September 30, 2026, $474K in all, net of cancelled approvals. The typical loan was about $50K, and 0 were in the last 12 months. Most were in Vermont.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
8
SBA FOIA,
Net of cancelled approvals
Dollars
$474K
SBA FOIA,
Rounded amounts
Typical loan
$50K
SBA FOIA,
Largest loan
$110K
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
0
SBA FOIA,

Cite this

Source: The Lender Report, North Country Credit Union: SBA 7(a) loans made, https://lender.report/lender/north-country-credit-union-vt/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

North Country Credit UnionNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Mar 2025VermontSBA 7(a), Finish Carpentry Contractors$50K11.25%2 yrSBA FOIA
Jan 2025VermontSBA 7(a), Landscaping Services$10K11.25%1 yrSBA FOIA
Oct 2024VermontSBA 7(a), General Freight Trucking, Local$110K8%7 yrSBA FOIA
Mar 2024VermontSBA 7(a), General Freight Trucking, Local$100K9%6 yrSBA FOIA
Mar 2024VermontSBA 7(a), General Automotive Repair$40K6.75%4 yrSBA FOIA
Mar 2024VermontSBA 7(a), General Automotive Repair$34K11%4 yrSBA FOIA
Mar 2024VermontSBA 7(a), General Freight Trucking, Local$20K12.5%4 yrSBA FOIA
Nov 2023VermontSBA 7(a), Professional, Scientific, and Technical Services$110K7.25%6 yrSBA FOIA
8 SBA 7(a) loans since October 2023, net of cancelled$474KSBA FOIA

A blank means the source did not report it.

Where North Country Credit Union's SBA 7(a) loans were made, most loans first
StateLoansDollars
Vermont8$474K
SBA FOIA,

SBA loans are on record by state only.

North Country Credit Union: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K8$474K
$150K to $350K0$0
$350K to $1M0$0
$1M to $2.5M0$0
$2.5M or more0$0
SBA FOIA,
North Country Credit Union: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q41$110K
2024 Q14$194K
2024 Q41$110K
2025 Q12$60.0K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

Kinds of business North Country Credit Union lent to, most loans first
Industry (NAICS)Loans
General Freight Trucking, Local (484110)3
General Automotive Repair (811111)2
Finish Carpentry Contractors (238350)1
Landscaping Services (561730)1
Professional, Scientific, and Technical Services1
SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
SBA Express Program8
SBA FOIA,
  • North Country Credit Union made 8 SBA 7(a) loans totaling $474K in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • 0 of them were in the 12 months to September 30, 2026, and 3 in the 12 months before. SBA FOIA,
  • The typical loan was about $50K, with the middle half between $34K and $110K. SBA FOIA,
  • The largest was about $110K. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 8 loans were under $150K, and 0 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 11.00% on 8 loans, with the middle half between 8.00% and 11.25%. SBA FOIA,
  • The median term was 4 years. SBA FOIA,
  • Its loans went most often to General Freight Trucking, Local, with 3. SBA FOIA,
  • The SBA file lists 8 of its loans as processed under SBA Express Program. SBA FOIA,
  • Its loans were most often in Vermont (8). SBA FOIA,

What we don't know

  • Whether North Country Credit Union is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.