SBA by NAICS · 238350

SBA lenders for NAICS 238350: Finish Carpentry Contractors

130 lenders made 672 SBA loans to businesses in NAICS 238350, Finish Carpentry Contractors, in the 36 months ending September 30, 2026, $231.6M in all. TD Bank, National Association made the most, with 73. The typical loan was about $100K.

Evidence
SBA 7(a) and 504 loans in NAICS 238350
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
130
SBA FOIA,
SBA loans, 36 months
672
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$232M
SBA FOIA,
Typical loan
$100K
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for NAICS 238350: Finish Carpentry Contractors, https://lender.report/sba-lenders-for/naics/238350/, data as of September 30, 2026.

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See which lenders made SBA loans to businesses in NAICS 238350, at your size and in your state. No account and no form.

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SBA lenders for NAICS 238350, Finish Carpentry Contractors. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 130.
LenderKindBased inLoansDollarsLast 12 months
TD Bank, National Association SBA 7(a) recordBankWilmington, DE73$9.24M16
The Huntington National Bank SBA 7(a) recordBankColumbus, OH69$11.1M13
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH67$4.38M22
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL28$7.38M10
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH25$5.74M6
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY23$1.27M9
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD18$4.04M1
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ16$1.35M5
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL15$2.03M0
Zions Bancorporation, N.A. SBA 7(a) recordBankSalt Lake City, UT14$4.25M5
Northeast Bank SBA 7(a) recordBankPortland, ME14$1.26M6
PNC Bank, National Association SBA 7(a) recordBankWilmington, DE12$2.40M4
Eastern Bank SBA 7(a) recordBankBoston, MA11$1.19M1
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT10$2.80M2
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH8$2.00M2
Columbia Bank SBA 7(a) recordBankRoseburg, OR8$944K6
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC7$4.78M1
SmartBiz Bank, National Association SBA 7(a) recordBankNorthbrook, IL7$1.24M5
First Internet Bank of Indiana SBA 7(a) recordBankFishers, IN5$10.4M0
Citizens Bank, National Association SBA 7(a) recordBankProvidence, RI5$2.63M1
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO5$2.41M0
ESL Credit Union SBA 7(a) recordCredit unionRochester, NY5$1.27M0
PlainsCapital Bank SBA 7(a) recordBankUniversity Park, TX5$539K5
Santander Bank, N.A. SBA 7(a) recordBankWilmington, DE5$344K1
KeyBank National Association SBA 7(a) recordBankCleveland, OH5$95.0K0
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Where these loans were made
StateLoansDollars
Florida79$44.6M
California61$28.9M
New York44$9.55M
Ohio40$5.18M
Texas31$10.6M
Michigan30$5.66M
New Jersey29$6.51M
Massachusetts27$3.18M
Washington27$13.7M
Connecticut23$3.18M
Missouri22$6.48M
Utah22$14.0M
Indiana15$6.56M
Pennsylvania15$2.52M
Colorado13$3.80M
SBA FOIA,
SBA loans in NAICS 238350, by size
Loan sizeLoans
Under $150K357
$150K to $350K152
$350K to $1M74
$1M to $2.5M37
$2.5M or more19
SBA FOIA,
  • SBA lenders recorded 672 loans to businesses in NAICS 238350 totaling $231.6M nationwide in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $100K, with the middle half between $42K and $250K. SBA FOIA,
  • 652 were SBA 7(a) loans and 20 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.50% on 630 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 580 of the loans, credit unions 20, and non-banks 37. SBA FOIA,
  • The five most active lenders made 39.0% of the loans. SBA FOIA,
  • The three most active lenders were TD Bank, National Association with 73, The Huntington National Bank with 69, and U.S. Bank National Association with 67. SBA FOIA,
  • 357 of the loans were under $150K, and 56 were $1M or more. SBA FOIA,
  • 35 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 191 approvals of these loans dated in the 12 months to September 30, 2026, versus 250 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • Florida (79), California (61), New York (44) recorded the most of these loans. SBA FOIA,
  • NAICS 238350 is Finish Carpentry Contractors, in the Construction sector. SBA FOIA,
  • The lenders are based most often in California, Florida and Ohio. SBA FOIA,

How this list is defined

Measure
SBA loans made to businesses in NAICS 238350, Finish Carpentry Contractors
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens dated in the 36 months ending September 30, 2026 and not cancelled whose NAICS code the SBA file shows as 238350, at 6 digits.
Order
Largest first by loans nationally, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

A 6-digit code is printed only where the SBA file holds 5 or more loans of that program in that state, so loans the file shows only as a 2-digit sector are not counted here. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.